About This Home

This 5-bedroom, 5-bathroom single family at 86 N Charles Street in Panama City Beach, FL is listed for $4,750,000 ($1,995 per sqft). Built in 2007, the home offers 2,381 sqft of living space on a 0.06 acres lot.

Key Features

  • Built in 2007
  • 0.06 acre lot
  • 2 stories

Property Details

2 stories
4 full, 1 half
2007

Amenities

A/C
Listing Description

Discover timeless elegance in the heart of Alys Beach, one of the most coveted addresses along Florida's Emerald Coast. This stunning residence embodies the signature Alys Beach architectural style, crisp venetian plaster, graceful arches, and thoughtful Mediterranean-inspired details, set on the iconic Charles Street, just steps from pristine beaches, the renowned Caliza Pool, boutique shops, fine dining, and the vibrant Town Center.

Recently refreshed by renowned interior designer Marisol Gullo, the interior boasts a sophisticated, contemporary coastal palette with updated finishes, luxurious furnishings, and impeccable attention to detail that perfectly complements the home's classic architecture.

The open-concept living spaces flow seamlessly, creating an inviting atmosphere ideal for both relaxed gatherings and effortless entertaining. With 5 generous bedrooms, 4.5 baths, a private outdoor courtyard, and ample natural light throughout, this home offers the ultimate luxury coastal living.

Enjoy the exclusive Alys Beach lifestyle, complete with world-class amenities, community events, and direct beach access. Whether you're seeking a primary residence, vacation retreat, or investment property in this highly desirable community, 86 N Charles Street represents a rare opportunity to own a refreshed masterpiece in paradise.

Monthly Cost Estimate

$28,502/mo

20% down · 6.5% · 30 years

Principal$3,435
Interest$20,583
Insurance$1,385
HOA$3,098

Estimates only. Actual payments may vary.

Location

86 N Charles Street

Panama City Beach, FL 32461

ALYS BEACH

Features & Amenities

Interior Features

Breakfast BarKitchen IslandLighting RecessedOwner's ClosetPantrySplit BedroomWallpaper

Exterior Features

Shower

Property Details

Flooring

Tile

Construction

Concrete Stucco

Outdoor Features

Patio

Heating

Natural Gas

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRange HoodRefrigerator W/IceMkStove/Oven GasWasher

Questions & Answers

This 5-bedroom, 5-bathroom single family at 86 N Charles Street is listed at $4,750,000 ($1,995/sqft). The estimated monthly payment is $28,502 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $3098/month.

Key features include: Built in 2007, 0.06 acre lot, 2 stories. Interior Features: Breakfast Bar, Kitchen Island, Lighting Recessed. Exterior Features: Shower.

This property is listed by Kristen H Wilson.

KW

Kristen H Wilson

License 3436429

Agent at Compass Florida, LLC

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 996693· Source: Emerald Coast Association of Realtors· 239 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

86 N Charles Street, Panama City Beach, FL 32461

Open this listing in: