# 864 S Hilltop Dr, Spencer, IN 47460 > **TL;DR:** 3bd/1ba single family, $150,000 ($88/sqft), built 1970, 1,696 sqft. > A/C. Est. $802/mo. Listed 105 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $150,000 | | Price/sqft | $88 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 1,696 | | Year Built | 1970 | | Lot Size | 174,240 sqft (4.00 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 105 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $758 | | Estimated Insurance | $44 | | **Total** | **$802** | ## Nearby Schools - **Elementary:** Spencer Elementary - **Middle:** Owen Valley Middle - **High:** Owen Valley High School ## Key Amenities - A/C ## Property Highlights - Built in 1970 - 4.00 acre lot ## Description ### Agent Description Peaceful and private 3 bedroom, 1 bath home situated on approximately 4 wooded acres near the White River. The home offers a spacious layout and may have the potential to be converted back into a 3 bedroom, 2 bath configuration. With a large yard, wooded surroundings, and plenty of room for improvement, this property is a great opportunity for buyers looking to add their own personal touch in a quiet country setting. ## Location - **Address:** 864 S Hilltop Dr, Spencer, IN 47460 - **County:** Owen - **Coordinates:** 39.276287, -86.757114 - **Google Maps:** https://www.google.com/maps?q=39.276287,-86.757114 ## Listing Agent - **Name:** JARED FRANKLIN - **Brokerage:** SIGNATURE REAL ESTATE - **Broker Phone:** (812) 268-3996 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/864-S-Hilltop-Dr_Spencer_IN_47460_M32876-81739?f=listhub&s=THAARIN&m=109931&c=propsimple) ## Photos ![864 S Hilltop Dr - Photo 1](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3377230758r.jpg) ![864 S Hilltop Dr - Photo 2](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3624843126r.jpg) ![864 S Hilltop Dr - Photo 3](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f1393736971r.jpg) ![864 S Hilltop Dr - Photo 4](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f26076295r.jpg) ![864 S Hilltop Dr - Photo 5](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3252920111r.jpg) ![864 S Hilltop Dr - Photo 6](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f658881986r.jpg) ![864 S Hilltop Dr - Photo 7](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3189812743r.jpg) ![864 S Hilltop Dr - Photo 8](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3243874731r.jpg) ![864 S Hilltop Dr - Photo 9](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f528415067r.jpg) ![864 S Hilltop Dr - Photo 10](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f4167405235r.jpg) ![864 S Hilltop Dr - Photo 11](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2554060606r.jpg) ![864 S Hilltop Dr - Photo 12](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3855183003r.jpg) ![864 S Hilltop Dr - Photo 13](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f583687541r.jpg) ![864 S Hilltop Dr - Photo 14](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3633922380r.jpg) ![864 S Hilltop Dr - Photo 15](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f4022641463r.jpg) ![864 S Hilltop Dr - Photo 16](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2397013601r.jpg) ![864 S Hilltop Dr - Photo 17](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f1742623744r.jpg) ![864 S Hilltop Dr - Photo 18](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2284570435r.jpg) ![864 S Hilltop Dr - Photo 19](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f238498252r.jpg) ![864 S Hilltop Dr - Photo 20](http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2522129141r.jpg) --- **MLS#:** 109931 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Terre Haute Area Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/864-s-hilltop-dr-spencer-in-47460-4eddd1f2465d4fa1bde2b7a659d72bff) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-dr-spencer-in-47460-4eddd1f2465d4fa1bde2b7a659d72bff#listing", "url": "https://staging.propertysimple.ai/listing/864-s-hilltop-dr-spencer-in-47460-4eddd1f2465d4fa1bde2b7a659d72bff", "name": "864 S Hilltop Dr, Spencer, IN 47460", "description": "Peaceful and private 3 bedroom, 1 bath home situated on approximately 4 wooded acres near the White River. The home offers a spacious layout and may have the potential to be converted back into a 3 bedroom, 2 bath configuration. With a large yard, wooded surroundings, and plenty of room for improvement, this property is a great opportunity for buyers looking to add their own personal touch in a quiet country setting.", "image": [ "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3377230758r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3624843126r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f1393736971r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f26076295r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3252920111r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f658881986r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3189812743r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3243874731r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f528415067r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f4167405235r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2554060606r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3855183003r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f583687541r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3633922380r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f4022641463r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2397013601r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f1742623744r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2284570435r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f238498252r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2522129141r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3377230758r.jpg", "caption": "864 S Hilltop Dr - Spencer, IN" }, "datePosted": "2026-07-15", "dateModified": "2026-10-24T00:30:47.189Z", "mainEntity": { "@type": "Accommodation", "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-dr-spencer-in-47460-4eddd1f2465d4fa1bde2b7a659d72bff#property", "name": "864 S Hilltop Dr, Spencer, IN 47460", "address": { "@type": "PostalAddress", "streetAddress": "864 S Hilltop Dr", "addressLocality": "Spencer", "addressRegion": "IN", "postalCode": "47460", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 39.276287, "longitude": -86.757114 }, "image": [ "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3377230758r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3624843126r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f1393736971r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f26076295r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3252920111r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f658881986r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3189812743r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3243874731r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f528415067r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f4167405235r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2554060606r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3855183003r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f583687541r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f3633922380r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f4022641463r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2397013601r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f1742623744r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2284570435r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f238498252r.jpg", "http://lh.rdcpix.com/508cff6dc0443ab3c355390d996415eal-f2522129141r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "109931" }, "accommodationCategory": "Other", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 1, "numberOfFullBathrooms": 1, "floorSize": { "@type": "QuantitativeValue", "value": 1696, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1970, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Baseboard" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Window Unit(s), Wall/Window Unit(s)" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Dishwasher, Microwave, Washer, Dryer" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Deck" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "4.00 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Other" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-dr-spencer-in-47460-4eddd1f2465d4fa1bde2b7a659d72bff#offer", "url": "https://staging.propertysimple.ai/listing/864-s-hilltop-dr-spencer-in-47460-4eddd1f2465d4fa1bde2b7a659d72bff", "price": 150000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-dr-spencer-in-47460-4eddd1f2465d4fa1bde2b7a659d72bff#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-dr-spencer-in-47460-4eddd1f2465d4fa1bde2b7a659d72bff#agent", "name": "JARED FRANKLIN", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-dr-spencer-in-47460-4eddd1f2465d4fa1bde2b7a659d72bff#brokerage", "name": "SIGNATURE REAL ESTATE", "telephone": "(812) 268-3996" } } } ```