# 864 S Hilltop Drive, Spencer, IN 47460 > **TL;DR:** 3bd/1ba single family, $135,000 ($80/sqft), built 1970, 1,696 sqft. > Fireplace. Est. $722/mo. Listed 109 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $135,000 | | Price/sqft | $80 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 1,696 | | Year Built | 1970 | | Lot Size | 174,240 sqft (4.00 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 109 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $683 | | Estimated Insurance | $39 | | **Total** | **$722** | ## Nearby Schools - **Elementary:** Spencer - **Middle:** Owen Valley - **High:** Owen Valley ## Key Amenities - Fireplace ## Property Highlights - Built in 1970 - 4.00 acre lot - Fireplace ## Description ### Agent Description Peaceful and private 3 bedroom, 1 bath home situated on approximately 4 wooded acres near the White River. The home offers a spacious layout and may have the potential to be converted back into a 3 bedroom, 2 bath configuration. With a large yard, wooded surroundings, and plenty of room for improvement, this property is a great opportunity for buyers looking to add their own personal touch in a quiet country setting. Room dimensions are approximate and should be independently verified by the buyer. ## Location - **Address:** 864 S Hilltop Drive, Spencer, IN 47460 - **County:** Owen County - **Coordinates:** 39.276287, -86.757114 - **Google Maps:** https://www.google.com/maps?q=39.276287,-86.757114 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/irmls/202641546 ## Listing Agent - **Name:** Jared Franklin - **Brokerage:** Signature Real Estate - **Broker Phone:** 8122683996 ## Photos ![864 S Hilltop Drive - Photo 1](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f648176888r.jpg) ![864 S Hilltop Drive - Photo 2](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f510903246r.jpg) ![864 S Hilltop Drive - Photo 3](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2288470497r.jpg) ![864 S Hilltop Drive - Photo 4](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3033164482r.jpg) ![864 S Hilltop Drive - Photo 5](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3975652920r.jpg) ![864 S Hilltop Drive - Photo 6](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3345736039r.jpg) ![864 S Hilltop Drive - Photo 7](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2474500335r.jpg) ![864 S Hilltop Drive - Photo 8](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f564332963r.jpg) ![864 S Hilltop Drive - Photo 9](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1205011244r.jpg) ![864 S Hilltop Drive - Photo 10](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2306687111r.jpg) ![864 S Hilltop Drive - Photo 11](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3353477307r.jpg) ![864 S Hilltop Drive - Photo 12](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1411601266r.jpg) ![864 S Hilltop Drive - Photo 13](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f4208379810r.jpg) ![864 S Hilltop Drive - Photo 14](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1815654535r.jpg) ![864 S Hilltop Drive - Photo 15](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2097775321r.jpg) ![864 S Hilltop Drive - Photo 16](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f4178913550r.jpg) ![864 S Hilltop Drive - Photo 17](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3579354520r.jpg) ![864 S Hilltop Drive - Photo 18](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1932690823r.jpg) ![864 S Hilltop Drive - Photo 19](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f175451547r.jpg) ![864 S Hilltop Drive - Photo 20](http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2194736634r.jpg) --- **MLS#:** 202641546 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Indiana Uplands Realtor® Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/864-s-hilltop-drive-spencer-in-47460-4e78f581cd074786b67b2929c872c212) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-drive-spencer-in-47460-4e78f581cd074786b67b2929c872c212#listing", "url": "https://staging.propertysimple.ai/listing/864-s-hilltop-drive-spencer-in-47460-4e78f581cd074786b67b2929c872c212", "name": "864 S Hilltop Drive, Spencer, IN 47460", "description": "Peaceful and private 3 bedroom, 1 bath home situated on approximately 4 wooded acres near the White River. The home offers a spacious layout and may have the potential to be converted back into a 3 bedroom, 2 bath configuration. With a large yard, wooded surroundings, and plenty of room for improvement, this property is a great opportunity for buyers looking to add their own personal touch in a quiet country setting. Room dimensions are approximate and should be independently verified by the buyer.", "image": [ "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f648176888r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f510903246r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2288470497r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3033164482r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3975652920r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3345736039r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2474500335r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f564332963r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1205011244r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2306687111r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3353477307r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1411601266r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f4208379810r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1815654535r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2097775321r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f4178913550r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3579354520r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1932690823r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f175451547r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2194736634r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f648176888r.jpg", "caption": "864 S Hilltop Drive - Spencer, IN" }, "datePosted": "2026-07-15", "dateModified": "2026-10-30T22:21:38.057Z", "mainEntity": { "@type": "Accommodation", "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-drive-spencer-in-47460-4e78f581cd074786b67b2929c872c212#property", "name": "864 S Hilltop Drive, Spencer, IN 47460", "address": { "@type": "PostalAddress", "streetAddress": "864 S Hilltop Drive", "addressLocality": "Spencer", "addressRegion": "IN", "postalCode": "47460", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 39.276287, "longitude": -86.757114 }, "image": [ "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f648176888r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f510903246r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2288470497r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3033164482r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3975652920r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3345736039r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2474500335r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f564332963r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1205011244r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2306687111r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3353477307r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1411601266r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f4208379810r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1815654535r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2097775321r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f4178913550r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f3579354520r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f1932690823r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f175451547r.jpg", "http://lh.rdcpix.com/2a65d4a027ec13c96b803b12e33f9c5al-f2194736634r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "202641546" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 1, "numberOfFullBathrooms": 1, "floorSize": { "@type": "QuantitativeValue", "value": 1696, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1970, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Fireplace", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "4.00 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-drive-spencer-in-47460-4e78f581cd074786b67b2929c872c212#offer", "url": "https://staging.propertysimple.ai/listing/864-s-hilltop-drive-spencer-in-47460-4e78f581cd074786b67b2929c872c212", "price": 135000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-drive-spencer-in-47460-4e78f581cd074786b67b2929c872c212#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-drive-spencer-in-47460-4e78f581cd074786b67b2929c872c212#agent", "name": "Jared Franklin", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/864-s-hilltop-drive-spencer-in-47460-4e78f581cd074786b67b2929c872c212#brokerage", "name": "Signature Real Estate", "telephone": "8122683996" } } } ```