About This Home

This 4-bedroom, 3-bathroom single family at 870 TWIN HARBOR Drive in Arnold, MD is listed for $724,900 ($214 per sqft). Built in 1979, the home offers 3,386 sqft of living space on a 0.45 acres lot.

Key Features

  • Built in 1979
  • 0.45 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
1979

Amenities

FireplaceA/C
Listing Description

Welcome to 870 Twin Harbor Drive, a thoughtfully maintained split-foyer home offering four bedrooms, three full baths, flexible living spaces, and an exceptional lifestyle in the sought-after Twin Harbors community. A generous entry foyer creates a welcoming sense of arrival, setting this home apart from the traditional split-foyer layout.

The main level is filled with natural light and features a spacious living room, dining area, and beautifully appointed kitchen with upgraded countertops and stainless steel appliances. Just off the dining area, an enclosed porch provides an inviting extension of the living space-ideal as a sitting room, playroom, or casual retreat-with access to a private deck beyond.

The main level continues with a full bath, two secondary bedrooms, and a well-appointed primary suite with its own full bath. The fully finished lower level provides exceptional versatility with a spacious den or second living area, fourth bedroom, and updated full bath.

A substantial laundry and utility room offers an abundance of storage and enough room for a home gym or additional flexible use. A separate door provides convenient access to the lower rear deck and outdoor spaces. Outside, the property offers an expansive side yard with an electric-equipped shed, trampoline, and playground equipment, providing plenty of room for recreation, entertaining, gardening, or simply enjoying the outdoors.

Beyond the home, Twin Harbors offers an enviable waterfront lifestyle with community amenities including a boat ramp, marina and boat slips, fishing pier, beach, swimming area, pavilion and picnic area, and canoe and kayak access. Whether you're looking to spend the day on the water, enjoy a quiet afternoon outdoors, or simply take advantage of the community's exceptional setting, this is an opportunity to enjoy the best of Arnold living with remarkable convenience and flexibility.

Monthly Cost Estimate

$4,067/mo

20% down · 6.5% · 30 years

Principal$524
Interest$3,141
Insurance$211
HOA$190

Estimates only. Actual payments may vary.

Location

870 TWIN HARBOR Drive

Arnold, MD 21012

TWIN HARBORS

Features & Amenities

Interior Features

AtticCeiling Fan(s)Chair RailingsCrown MoldingsDining AreaFloor Plan - OpenKitchen - GourmetPrimary Bath(s)Recessed LightingUpgraded CountertopsWindow TreatmentsWood FloorsBathroom - Tub ShowerBathroom - Stall ShowerCarpetCombination Kitchen/DiningFamily Room Off Kitchen

Property Details

Construction

Aluminum Siding Brick

Parking

Driveway

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherDisposalDryer - ElectricExhaust FanStainless Steel AppliancesWasherWaterHeaterRefrigeratorOven/Range - Electric

Questions & Answers

This 4-bedroom, 3-bathroom single family at 870 TWIN HARBOR Drive is listed at $724,900 ($214/sqft). The estimated monthly payment is $4,066 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $190/month.

Key features include: Built in 1979, 0.45 acre lot, 2 stories, Fireplace. Interior Features: Attic, Ceiling Fan(s), Chair Railings.

This property is listed by Travis Gray.

TG

Travis Gray

License 636268

Agent at Engel & Völkers Annapolis

Listed by Engel & Völkers Annapolis · Broker phone: (443) 292-6767 · View on Broker Site · Broker website

MLS# MDAA2157048· Source: Bright MLS· 41 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

870 TWIN HARBOR Drive, Arnold, MD 21012

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