About This Home

This 2-bedroom, 3-bathroom condo at 8700 Front Beach Road #1212 in Panama City Beach, FL is listed for $279,900 ($211 per sqft). Built in 2008, the home offers 1,325 sqft of living space on a N/A lot.

Key Features

  • Built in 2008

Property Details

2 full, 1 half
#1212
2008
Listing Description

A $10,000 FLEX CASH incentive makes this Island Reserve condo an opportunity you won't want to miss! The seller's Flex Cash may be used toward a price reduction, closing costs and fees, or an interest rate buydown. Welcome to 8700 Front Beach Road, Unit 1212-a spacious 2-bedroom, 2.5-bath condo with 1,325 square feet in the gated Island Reserve community.

Set on the second floor in a highly convenient location, this unit has no neighboring condo on one side, offering a little extra privacy. Inside, the open-concept layout brings the kitchen, dining area, and living room together in a bright, welcoming space made for relaxing or entertaining.

Both bedrooms are private suites with generous closet space, and the half bath is perfectly positioned for guests. Open the doors to your large private balcony from the living room or either bedroom and enjoy the easygoing coastal breeze. Monthly HOA dues include access to the community amenities and several services, including accounting and management, pest control, cable TV, dumpster service, Wi-Fi, water, and sewer.

Residents can also enjoy the pool, fitness area, community room, game room, gated access, and tennis courts-all included with the HOA dues. Make the most of Island Reserve's resort-style amenities: a lagoon-style pool with waterfalls and a splash pad, fitness center, indoor basketball and pickleball courts, clubhouse, game room, and more.

The beach is approximately 1.5 miles away, with Panama City Beach dining, shopping, and entertainment nearby. Whether you're looking for a full-time home, a beach getaway, or an investment opportunity, this inviting condo offers the space, location, and lifestyle to make it your own.

Monthly Cost Estimate

$3,664/mo

20% down · 6.5% · 30 years

Principal$202
Interest$1,213
Insurance$82
HOA$2,167

Estimates only. Actual payments may vary.

Location

8700 Front Beach Road #1212

Panama City Beach, FL 32407

Island Reserve

Questions & Answers

This 2-bedroom, 3-bathroom condo at 8700 Front Beach Road is listed at $279,900 ($211/sqft). The estimated monthly payment is $3,664 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2167/month.

Key features include: Built in 2008.

This property is listed by Alina Kvasha.

AK

Alina Kvasha

License SL3514360

Agent at Dalton Wade

Listed by Dalton Wade · Broker phone: (727) 888-4175 · View on Broker Site

MLS# 797019· Source: Central Panhandle Association of REALTORS· Added to PropertySimple today

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8700 Front Beach Road #1212, Panama City Beach, FL 32407

Open this listing in: