# 8700 Front Beach Road #1212, Panama City Beach, FL 32407 > **TL;DR:** 2bd/3ba condo, $279,900 ($211/sqft), built 2008, 1,325 sqft. Est. $3,664/mo. Listed 1 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $279,900 | | Price/sqft | $211 | | Bedrooms | 2 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,325 | | Year Built | 2008 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 1 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,415 | | Estimated Insurance | $82 | | HOA | $2,167 | | **Total** | **$3,664** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Property Highlights - Built in 2008 ## Description ### Agent Description A $10,000 FLEX CASH incentive makes this Island Reserve condo an opportunity you won't want to miss! The seller's Flex Cash may be used toward a price reduction, closing costs and fees, or an interest rate buydown. Welcome to 8700 Front Beach Road, Unit 1212-a spacious 2-bedroom, 2.5-bath condo with 1,325 square feet in the gated Island Reserve community. Set on the second floor in a highly convenient location, this unit has no neighboring condo on one side, offering a little extra privacy. Inside, the open-concept layout brings the kitchen, dining area, and living room together in a bright, welcoming space made for relaxing or entertaining. Both bedrooms are private suites with generous closet space, and the half bath is perfectly positioned for guests. Open the doors to your large private balcony from the living room or either bedroom and enjoy the easygoing coastal breeze. Monthly HOA dues include access to the community amenities and several services, including accounting and management, pest control, cable TV, dumpster service, Wi-Fi, water, and sewer. Residents can also enjoy the pool, fitness area, community room, game room, gated access, and tennis courts-all included with the HOA dues. Make the most of Island Reserve's resort-style amenities: a lagoon-style pool with waterfalls and a splash pad, fitness center, indoor basketball and pickleball courts, clubhouse, game room, and more. The beach is approximately 1.5 miles away, with Panama City Beach dining, shopping, and entertainment nearby. Whether you're looking for a full-time home, a beach getaway, or an investment opportunity, this inviting condo offers the space, location, and lifestyle to make it your own. ## Location - **Address:** 8700 Front Beach Road #1212, Panama City Beach, FL 32407 - **County:** Bay - **Neighborhood:** Island Reserve - **Coordinates:** 30.185113, -85.785057 - **Google Maps:** https://www.google.com/maps?q=30.185113,-85.785057 ## Listing Agent - **Name:** Alina Kvasha · **License:** SL3514360 - **Brokerage:** Dalton Wade - **Broker Phone:** (727) 888-4175 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/8700-Front-Beach-Rd-Unit-1212_Panama-City-Beach_FL_32407_M57369-34477?f=listhub&s=BCARFL&m=797019&c=propsimple) ## Photos ![8700 Front Beach Road #1212 - Photo 1](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f249801684r.jpg) ![8700 Front Beach Road #1212 - Photo 2](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f552813938r.jpg) ![8700 Front Beach Road #1212 - Photo 3](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1613663970r.jpg) ![8700 Front Beach Road #1212 - Photo 4](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3285670980r.jpg) ![8700 Front Beach Road #1212 - Photo 5](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1677172393r.jpg) ![8700 Front Beach Road #1212 - Photo 6](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f2884801825r.jpg) ![8700 Front Beach Road #1212 - Photo 7](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1759124121r.jpg) ![8700 Front Beach Road #1212 - Photo 8](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1011745540r.jpg) ![8700 Front Beach Road #1212 - Photo 9](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1483393437r.jpg) ![8700 Front Beach Road #1212 - Photo 10](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f2517637485r.jpg) ![8700 Front Beach Road #1212 - Photo 11](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1364906013r.jpg) ![8700 Front Beach Road #1212 - Photo 12](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f2670903752r.jpg) ![8700 Front Beach Road #1212 - Photo 13](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f766972500r.jpg) ![8700 Front Beach Road #1212 - Photo 14](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f938587869r.jpg) ![8700 Front Beach Road #1212 - Photo 15](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f4055390834r.jpg) ![8700 Front Beach Road #1212 - Photo 16](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3641594103r.jpg) ![8700 Front Beach Road #1212 - Photo 17](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3652362573r.jpg) ![8700 Front Beach Road #1212 - Photo 18](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3479196470r.jpg) ![8700 Front Beach Road #1212 - Photo 19](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3086913492r.jpg) ![8700 Front Beach Road #1212 - Photo 20](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f809590242r.jpg) ![8700 Front Beach Road #1212 - Photo 21](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f2081408429r.jpg) ![8700 Front Beach Road #1212 - Photo 22](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3237507981r.jpg) ![8700 Front Beach Road #1212 - Photo 23](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1386404001r.jpg) ![8700 Front Beach Road #1212 - Photo 24](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1238466859r.jpg) ![8700 Front Beach Road #1212 - Photo 25](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f2741008025r.jpg) ![8700 Front Beach Road #1212 - Photo 26](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f503468125r.jpg) ![8700 Front Beach Road #1212 - Photo 27](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f2676425710r.jpg) ![8700 Front Beach Road #1212 - Photo 28](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f2311540838r.jpg) ![8700 Front Beach Road #1212 - Photo 29](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f4248868411r.jpg) ![8700 Front Beach Road #1212 - Photo 30](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1087941297r.jpg) ![8700 Front Beach Road #1212 - Photo 31](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f253764823r.jpg) ![8700 Front Beach Road #1212 - Photo 32](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3847089958r.jpg) ![8700 Front Beach Road #1212 - Photo 33](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f2705330911r.jpg) ![8700 Front Beach Road #1212 - Photo 34](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f872138987r.jpg) ![8700 Front Beach Road #1212 - Photo 35](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f439449637r.jpg) ![8700 Front Beach Road #1212 - Photo 36](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f250449339r.jpg) ![8700 Front Beach Road #1212 - Photo 37](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f288640232r.jpg) ![8700 Front Beach Road #1212 - Photo 38](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f2115866318r.jpg) ![8700 Front Beach Road #1212 - Photo 39](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1886266474r.jpg) ![8700 Front Beach Road #1212 - Photo 40](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f2631468560r.jpg) ![8700 Front Beach Road #1212 - Photo 41](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f4254302910r.jpg) ![8700 Front Beach Road #1212 - Photo 42](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f2175855036r.jpg) ![8700 Front Beach Road #1212 - Photo 43](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3680369046r.jpg) ![8700 Front Beach Road #1212 - Photo 44](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f230609561r.jpg) ![8700 Front Beach Road #1212 - Photo 45](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f335969547r.jpg) ![8700 Front Beach Road #1212 - Photo 46](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3356775200r.jpg) ![8700 Front Beach Road #1212 - Photo 47](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1219139310r.jpg) ![8700 Front Beach Road #1212 - Photo 48](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3115418529r.jpg) ![8700 Front Beach Road #1212 - Photo 49](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f1623660985r.jpg) ![8700 Front Beach Road #1212 - Photo 50](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3643048502r.jpg) ![8700 Front Beach Road #1212 - Photo 51](http://lh.rdcpix.com/b49e8f42eeff7dd81402b307e7524791l-f3785116190r.jpg) --- **MLS#:** 797019 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/8700-front-beach-road-panama-city-beach-fl-32407-b2478bc283184f7eaa5872863dc1ea94) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/8700-front-beach-road-panama-city-beach-fl-32407-b2478bc283184f7eaa5872863dc1ea94#listing", "url": "https://staging.propertysimple.ai/listing/8700-front-beach-road-panama-city-beach-fl-32407-b2478bc283184f7eaa5872863dc1ea94", "name": "8700 Front Beach Road #1212, Panama City Beach, FL 32407", "description": "A $10,000 FLEX CASH incentive makes this Island Reserve condo an opportunity you won't want to miss! The seller's Flex Cash may be used toward a price reduction, closing costs and fees, or an interest rate buydown. Welcome to 8700 Front Beach Road, Unit 1212-a spacious 2-bedroom, 2.5-bath condo with 1,325 square feet in the gated Island Reserve community. Set on the second floor in a highly convenient location, this unit has no neighboring condo on one side, offering a little extra privacy. Inside, the open-concept layout brings the kitchen, dining area, and living room together in a bright, welcoming space made for relaxing or entertaining. Both bedrooms are private suites with generous closet space, and the half bath is perfectly positioned for guests. Open the doors to your large private balcony from the living room or either bedroom and enjoy the easygoing coastal breeze. Monthly HOA dues include access to the community amenities and several services, including accounting and management, pest control, cable TV, dumpster service, Wi-Fi, water, and sewer. Residents can also enjoy the pool, fitness area, community room, game room, gated access, and tennis courts-all included with the HOA dues. Make the most of Island Reserve's resort-style amenities: a lagoon-style pool with waterfalls and a splash pad, fitness center, indoor basketball and pickleball courts, clubhouse, game room, and more. The beach is approximately 1.5 miles away, with Panama City Beach dining, shopping, and entertainment nearby. 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