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About This Home

This 3-bedroom, 4-bathroom single family at 8709 Decoy Lane in Wilmington, NC is listed for $1,100,000 ($273 per sqft). Built in 2008, the home offers 4,032 sqft of living space on a 0.82 acres lot.

Agent Description

Waterfront opportunity on Futch Creek with approximately 139 feet of shoreline, located on a private, low-traffic road near Porters Neck. This 4,000+ square foot home offers 3 bedrooms, 3.5 baths, a dedicated office, and a large finished room over the 3-car garage.

Expansive living room windows capture natural light and water views, while hardwood floors, granite countertops, and a spacious primary suite add to the home's appeal. Outdoor living includes a rear deck, patio with firepit and grill, and hot tub--ideal for enjoying the coastal setting.

Kayak or paddleboard access leads toward the Intracoastal Waterway, with potential for a private pier subject to permitting. Seller improvements have been completed, including crawlspace updates, stucco repair, interior and exterior painting, and deck and stair repairs .

The home is now back on the market and priced below 2025 tax value, creating a strong value position for a waterfront property in this location. Homes with this combination of water frontage, size, and recent improvements are not often available in this area. Buyers seeking a coastal property with space, setting, and value are encouraged to schedule a showing promptly. New property photos will be available on or before April 17, 2026.

Key Features

  • Built in 2008
  • 0.82 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
3 spaces
2008

Amenities

FireplaceWaterfrontA/C

Monthly Cost Estimate

$6,293/mo

20% down · 6.5% · 30 years

Principal$796
Interest$4,767
Insurance$321
HOA$410

Estimates only. Actual payments may vary.

Location

8709 Decoy Lane

Wilmington, NC 28411

Creekside

Features & Amenities

Interior Features

Master DownstairsWalk-in Closet(s)High CeilingsWhirlpoolKitchen IslandCeiling Fan(s)Hot TubPantryWalk-in ShowerWet BarBlinds/ShadesGas LogWalk-In Closet(s)

Exterior Features

Outdoor ShowerIrrigation SystemOutdoor Kitchen

Property Details

Flooring

CarpetWood

Construction

Stucco Wood Frame

Pool Features

DeckPatio

Parking

OpenOff Street

Heating

Heat Pump (Heating)Forced AirElectric (Heating)

Cooling

Central AirHeat Pump

Appliances

Electric OvenBuilt-In MicrowaveRefrigeratorDishwasher

Questions & Answers

This 3-bedroom, 4-bathroom single family at 8709 Decoy Lane is listed at $1,100,000 ($273/sqft). The estimated monthly payment is $5,177 based on 20% down at 6.5% interest.

HOA fees are $410/month.

Key features include: Built in 2008, 0.82 acre lot, 2 stories, 3 parking spaces, Fireplace, Waterfront. Interior Features: Master Downstairs, Walk-in Closet(s), High Ceilings. Exterior Features: Outdoor Shower, Irrigation System, Outdoor Kitchen.

This property is listed by Don E Harris and can be reached at 9106178844 or donharris@intracoastalrealty.com.

DH

Don E Harris

Agent at Intracoastal Realty Corporation

(910) 617-8844

Listed by Intracoastal Realty Corporation

MLS# 100518933· Source: listhub· Updated 270 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8709 Decoy Lane, Wilmington, NC 28411

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