# 8711 Surf Drive, Panama City, FL 32408 > **TL;DR:** 7bd/9ba single family, $3,995,000 ($847/sqft), built 2025, 4,715 sqft. > Waterfront, A/C. Est. $21,366/mo. Listed 522 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $3,995,000 | | Price/sqft | $847 | | Bedrooms | 7 | | Bathrooms | 8 full, 1 half | | Square Feet | 4,715 | | Year Built | 2025 | | Lot Size | 12,197 sqft (0.28 acres) | | Stories | 4 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 522 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $20,201 | | Estimated Insurance | $1,165 | | **Total** | **$21,366** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2025 - 0.28 acre lot - 4 stories - 9 parking spaces - Waterfront ## Description ### Agent Description No HOA fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation. Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint. The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar. More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features. Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct beachfront access and space for beach gear and jet skis. The home was built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof. Located minutes from Pier Park, Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions. ## Location - **Address:** 8711 Surf Drive, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** No Named Subdivision - **Coordinates:** 30.166446, -85.790003 - **Google Maps:** https://www.google.com/maps?q=30.166446,-85.790003 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=GLJDUUmiJDy&brand=0&mls=1& ## Listing Agent - **Name:** Christina M Schlink · **License:** 3137018 - **Brokerage:** Compass Florida, LLC - **Broker Phone:** (305) 851-2820 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/8711-Surf-Dr_Panama-City-Beach_FL_32408_M52167-49580?f=listhub&s=ECARMLSFL&m=977364&c=propsimple) ## Photos ![8711 Surf Drive - Photo 1](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f619047415r.jpg) ![8711 Surf Drive - Photo 2](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f452542676r.jpg) ![8711 Surf Drive - Photo 3](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f3616113991r.jpg) ![8711 Surf Drive - 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Photo 64](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f4282531330r.jpg) ![8711 Surf Drive - Photo 65](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f2091517302r.jpg) ![8711 Surf Drive - Photo 66](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f2879710647r.jpg) ![8711 Surf Drive - Photo 67](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f4054173722r.jpg) ![8711 Surf Drive - Photo 68](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f3578191285r.jpg) ![8711 Surf Drive - Photo 69](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f2000117470r.jpg) ![8711 Surf Drive - Photo 70](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f4019052460r.jpg) ![8711 Surf Drive - Photo 71](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f4291270723r.jpg) ![8711 Surf Drive - Photo 72](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f697035733r.jpg) ![8711 Surf Drive - Photo 73](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f3303060006r.jpg) ![8711 Surf Drive - Photo 74](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f147459072r.jpg) ![8711 Surf Drive - Photo 75](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f2478005870r.jpg) ![8711 Surf Drive - Photo 76](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f2995821401r.jpg) ![8711 Surf Drive - Photo 77](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f1877934369r.jpg) ![8711 Surf Drive - Photo 78](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f2257016869r.jpg) ![8711 Surf Drive - Photo 79](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f655231148r.jpg) ![8711 Surf Drive - Photo 80](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f3551096073r.jpg) ![8711 Surf Drive - Photo 81](http://lh.rdcpix.com/4987bce9163ef142f6e9474476e834efl-f2843136338r.jpg) --- **MLS#:** 977364 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/8711-surf-drive-panama-city-fl-32408-0c01e4cbdace44668144a5d0c3fd0d27) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/8711-surf-drive-panama-city-fl-32408-0c01e4cbdace44668144a5d0c3fd0d27#listing", "url": "https://staging.propertysimple.ai/listing/8711-surf-drive-panama-city-fl-32408-0c01e4cbdace44668144a5d0c3fd0d27", "name": "8711 Surf Drive, Panama City, FL 32408", "description": "No HOA fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation. Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint. The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar. More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features. Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct beachfront access and space for beach gear and jet skis. The home was built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof. Located minutes from Pier Park, Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. 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