# 8727 Thomas Drive #B6, Panama City, FL 32408 > **TL;DR:** 3bd/3ba condo, $460,000 ($304/sqft), built 1974, 1,512 sqft. > Waterfront, A/C. Est. $5,266/mo. Listed 58 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $460,000 | | Price/sqft | $304 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,512 | | Year Built | 1974 | | Stories | 3 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 58 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,326 | | Estimated Insurance | $134 | | HOA | $2,806 | | **Total** | **$5,266** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1974 - 3 stories - Waterfront ## Description ### Agent Description Investors Take Notice... this is the ABSOLUTE LOWEST PRICED and one of the LOWEST HOA's of all the 3 Bedroom / 3 Bathroom condos located on the beach!!! This unbelievable condo has been loved by the same family for 27 years, and now that they are starting a new chapter in life, they are offering it up at a once in a lifetime price! Let's look at the facts... Maximizing rental income starts with one basic concept - maximizing ''Heads in Beds.'' And when it comes to ensuring incredible occupancy rates, this unit offers all the key amenities renters look for when booking their vacation: View, Location, Complex Amenities, and Price. VIEW: Most people come to PCB for the breathtaking Gulf views, and being just a few short feet to your very own private Beach Access - this condo does not disappoint. What they don't expect is to also have an incredible view over an expansive courtyard that is so well manicured, including a beautiful Koi/Turtle pond. Sugar Beach is the only place on the beach with views like this, and they are truly unforgettable... LOCATION: After watching some of the world's most awe-inspiring sunsets, simply head out your front door and experience the legendary action of Thomas Drive. If you don't want to drive to dinner, rest assured knowing that your vehicle is safely parked right outside - and there is no need to drive anywhere to enjoy the best that PCB has to offer. Located on the coveted East end of the beach (considerably less traffic), there are go cart tracks, arcades, mini golf courses, thrill rides, ice cream shops, a winery, souvenir shops, etc. - directly in front of the property. For the adults, there are numerous bars/restaurants, and countless options for live music, right outside your door - including the Famous Ms. Newby's and the all new and Wildly Popular Tootsie's Honkytonk (with big name country music stars performing regularly)! No need to drive after those adult beverages, your condo is perfectly located just a few seconds away! Yep... talk about KILLER location!!! AMMENITIES: Success in business is all about Competitive Advantage, and Sugar Beach offers something that differentiates itself from everyone else in PCB... It is one of the only PET FRIENDLY Gulf-front rental destinations in the entire area. Years of market data shows that pet friendly options bring a higher nightly rate, have a better vacancy rate, and are more likely to attract ''snowbirds'' during the off season, so you have true competitive advantage with this one. In addition to being pet friendly, Sugar Beach is a private/family friendly gated community with no elevators. The list of Gulf Front complexes where you can park directly at your door are few and far between, but Sugar Beach offers exactly that! It also offers a private gated beach access, a pool, huge clubhouse with games, tennis/pickleball courts, shuffleboard, a grilling area, over 375 feet of incredible beach access, and expansive greenspace unique from every other Gulf Front property in PCB! PRICE: Last but not CERTAINLY not least, renters pick their vacation condo based on price. With a low selling price, low utility costs, and some of the lowest HOA's of all the competition, you have less overhead which ensures that you can charge less per night (as compared to the competition), bringing in strong rentals and generating an incredible profit! The average 3 bedroom in Sugar Beach brings in over $60k annually in rentals, and some of the well-established ones bring in over $80k. At the high end your annual ROI would be well over 10% - which is unheard of nowadays. And with over $90k invested in updates over the last few years, it simply doesn't get any better than this! Updates include: All new kitchen cabinets and counter tops, HVAC, water heater, electrical panel, shower inserts, LVP flooring in bedrooms, couch and loveseat, and all new hurricane sliding doors and windows. Welcome to Paradise!!! ## Location - **Address:** 8727 Thomas Drive #B6, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Sugar Beach Condo - **Coordinates:** 30.167739, -85.791542 - **Google Maps:** https://www.google.com/maps?q=30.167739,-85.791542 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=TCkdVNPPAmF&brand=0&mls=1& ## Listing Agent - **Name:** Garrett S Aune · **License:** SL352911 - **Brokerage:** Beachy Beach Real Estate - **Broker Phone:** (850) 527-5651 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/8727-Thomas-Dr-Unit-B6_Panama-City-Beach_FL_32408_M51738-19215?f=listhub&s=BCARFL&m=794799&c=propsimple) ## Photos ![8727 Thomas Drive #B6 - Photo 1](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f3388134868r.jpg) ![8727 Thomas Drive #B6 - Photo 2](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f871729254r.jpg) ![8727 Thomas Drive #B6 - Photo 3](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f2306270106r.jpg) ![8727 Thomas Drive #B6 - Photo 4](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f2101899528r.jpg) ![8727 Thomas Drive #B6 - Photo 5](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f4016169064r.jpg) ![8727 Thomas Drive #B6 - Photo 6](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f3108445205r.jpg) ![8727 Thomas Drive #B6 - Photo 7](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f2413517406r.jpg) ![8727 Thomas Drive #B6 - Photo 8](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f1449315600r.jpg) ![8727 Thomas Drive #B6 - Photo 9](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f4187291431r.jpg) ![8727 Thomas Drive #B6 - Photo 10](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f2980614764r.jpg) ![8727 Thomas Drive #B6 - Photo 11](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f1174341344r.jpg) ![8727 Thomas Drive #B6 - Photo 12](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f1761662171r.jpg) ![8727 Thomas Drive #B6 - Photo 13](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f2512178028r.jpg) ![8727 Thomas Drive #B6 - Photo 14](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f1167638496r.jpg) ![8727 Thomas Drive #B6 - Photo 15](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f3967281440r.jpg) ![8727 Thomas Drive #B6 - Photo 16](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f4146752210r.jpg) ![8727 Thomas Drive #B6 - Photo 17](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f3512112110r.jpg) ![8727 Thomas Drive #B6 - Photo 18](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f3067002346r.jpg) ![8727 Thomas Drive #B6 - Photo 19](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f1216144406r.jpg) ![8727 Thomas Drive #B6 - Photo 20](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f3721063757r.jpg) ![8727 Thomas Drive #B6 - Photo 21](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f3320567488r.jpg) ![8727 Thomas Drive #B6 - Photo 22](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f849841817r.jpg) ![8727 Thomas Drive #B6 - Photo 23](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f3021937774r.jpg) ![8727 Thomas Drive #B6 - Photo 24](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f1283390026r.jpg) ![8727 Thomas Drive #B6 - Photo 25](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f1308976984r.jpg) ![8727 Thomas Drive #B6 - Photo 26](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f2294531723r.jpg) ![8727 Thomas Drive #B6 - Photo 27](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f3309797432r.jpg) ![8727 Thomas Drive #B6 - Photo 28](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f1065947171r.jpg) ![8727 Thomas Drive #B6 - Photo 29](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f567278840r.jpg) ![8727 Thomas Drive #B6 - Photo 30](http://lh.rdcpix.com/8cb7e432bc55f9f07bf11f96bdfdf2ael-f3589920793r.jpg) --- **MLS#:** 794799 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/8727-thomas-drive-panama-city-fl-32408-76cb7302d28b42d1af1fa89c322f86db) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/8727-thomas-drive-panama-city-fl-32408-76cb7302d28b42d1af1fa89c322f86db#listing", "url": "https://staging.propertysimple.ai/listing/8727-thomas-drive-panama-city-fl-32408-76cb7302d28b42d1af1fa89c322f86db", "name": "8727 Thomas Drive #B6, Panama City, FL 32408", "description": "Investors Take Notice... this is the ABSOLUTE LOWEST PRICED and one of the LOWEST HOA's of all the 3 Bedroom / 3 Bathroom condos located on the beach!!! This unbelievable condo has been loved by the same family for 27 years, and now that they are starting a new chapter in life, they are offering it up at a once in a lifetime price! Let's look at the facts... Maximizing rental income starts with one basic concept - maximizing ''Heads in Beds.'' And when it comes to ensuring incredible occupancy rates, this unit offers all the key amenities renters look for when booking their vacation: View, Location, Complex Amenities, and Price. VIEW: Most people come to PCB for the breathtaking Gulf views, and being just a few short feet to your very own private Beach Access - this condo does not disappoint. What they don't expect is to also have an incredible view over an expansive courtyard that is so well manicured, including a beautiful Koi/Turtle pond. Sugar Beach is the only place on the beach with views like this, and they are truly unforgettable... LOCATION: After watching some of the world's most awe-inspiring sunsets, simply head out your front door and experience the legendary action of Thomas Drive. If you don't want to drive to dinner, rest assured knowing that your vehicle is safely parked right outside - and there is no need to drive anywhere to enjoy the best that PCB has to offer. Located on the coveted East end of the beach (considerably less traffic), there are go cart tracks, arcades, mini golf courses, thrill rides, ice cream shops, a winery, souvenir shops, etc. - directly in front of the property. For the adults, there are numerous bars/restaurants, and countless options for live music, right outside your door - including the Famous Ms. Newby's and the all new and Wildly Popular Tootsie's Honkytonk (with big name country music stars performing regularly)! No need to drive after those adult beverages, your condo is perfectly located just a few seconds away! Yep... talk about KILLER location!!! AMMENITIES: Success in business is all about Competitive Advantage, and Sugar Beach offers something that differentiates itself from everyone else in PCB... It is one of the only PET FRIENDLY Gulf-front rental destinations in the entire area. Years of market data shows that pet friendly options bring a higher nightly rate, have a better vacancy rate, and are more likely to attract ''snowbirds'' during the off season, so you have true competitive advantage with this one. In addition to being pet friendly, Sugar Beach is a private/family friendly gated community with no elevators. The list of Gulf Front complexes where you can park directly at your door are few and far between, but Sugar Beach offers exactly that! It also offers a private gated beach access, a pool, huge clubhouse with games, tennis/pickleball courts, shuffleboard, a grilling area, over 375 feet of incredible beach access, and expansive greenspace unique from every other Gulf Front property in PCB! PRICE: Last but not CERTAINLY not least, renters pick their vacation condo based on price. With a low selling price, low utility costs, and some of the lowest HOA's of all the competition, you have less overhead which ensures that you can charge less per night (as compared to the competition), bringing in strong rentals and generating an incredible profit! The average 3 bedroom in Sugar Beach brings in over $60k annually in rentals, and some of the well-established ones bring in over $80k. At the high end your annual ROI would be well over 10% - which is unheard of nowadays. And with over $90k invested in updates over the last few years, it simply doesn't get any better than this! Updates include: All new kitchen cabinets and counter tops, HVAC, water heater, electrical panel, shower inserts, LVP flooring in bedrooms, couch and loveseat, and all new hurricane sliding doors and windows. 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