# 8730 S Thomas Drive #213, Panama City Beach, FL 32408

> **TL;DR:** 3bd/2ba condo, $309,000 ($291/sqft), built 1984, 1,062 sqft.
> Waterfront, A/C. Est. $4,085/mo. Listed 232 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $309,000 |
| Price/sqft | $291 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,062 |
| Year Built | 1984 |
| Stories | 3 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 232 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,562 |
| Estimated Insurance | $90 |
| HOA | $2,433 |
| **Total** | **$4,085** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1984
- 3 stories
- Waterfront

## Description

### Agent Description
CHECK OUT THE NEW PRICE ON THIS WATERFRONT CONDO! SAME BEAUTIFUL VILLA! Experience coastal living in this beautifully decorated waterfront villa, perfectly positioned for relaxation and adventure. The expansive primary suite offers amazing Lagoon views and an en-suite bath with a double sink vanity. A versatile loft bedroom adds extra flexibility. Ideal for hosting additional guests. The open-concept living and dining area is perfect for entertaining, with a breakfast bar for added casual dining. A downstairs bedroom with a full bath ensures convenience and privacy. Enjoy community amenities, including a pool, pickle ball/tennis courts, and dock with easy Bay and Gulf access. Boat parking is available. Convenient access to beach, dining, shopping, and the Navy base, this villa offers both comfort and investment potential. View this one in person in between the rental guests, fall in love, and make an offer we can't refuse!

## Location

- **Address:** 8730 S Thomas Drive #213, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Villas of St Thomas 2
- **Coordinates:** 30.169584, -85.788185
- **Google Maps:** https://www.google.com/maps?q=30.169584,-85.788185

## Listing Agent

- **Name:** Jennifer Bond · **License:** 3474818
- **Brokerage:** Compass Florida, LLC
- **Broker Phone:** (305) 851-2820
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/8730-Thomas-Dr-Unit-213_Panama-City-Beach_FL_32408_M52866-60489?f=listhub&s=ECARMLSFL&m=997519&c=propsimple)

## Photos

![8730 S Thomas Drive #213 - Photo 1](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1967886073r.jpg)

![8730 S Thomas Drive #213 - Photo 2](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2411928068r.jpg)

![8730 S Thomas Drive #213 - Photo 3](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f782972421r.jpg)

![8730 S Thomas Drive #213 - Photo 4](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3980714910r.jpg)

![8730 S Thomas Drive #213 - Photo 5](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3595938120r.jpg)

![8730 S Thomas Drive #213 - Photo 6](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f390004148r.jpg)

![8730 S Thomas Drive #213 - Photo 7](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1272749261r.jpg)

![8730 S Thomas Drive #213 - Photo 8](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3325039272r.jpg)

![8730 S Thomas Drive #213 - Photo 9](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2962591435r.jpg)

![8730 S Thomas Drive #213 - Photo 10](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f953625633r.jpg)

![8730 S Thomas Drive #213 - Photo 11](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f551945490r.jpg)

![8730 S Thomas Drive #213 - Photo 12](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3949113175r.jpg)

![8730 S Thomas Drive #213 - Photo 13](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2163327138r.jpg)

![8730 S Thomas Drive #213 - Photo 14](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1754407279r.jpg)

![8730 S Thomas Drive #213 - Photo 15](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f424058818r.jpg)

![8730 S Thomas Drive #213 - Photo 16](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2802874943r.jpg)

![8730 S Thomas Drive #213 - Photo 17](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2610185974r.jpg)

![8730 S Thomas Drive #213 - Photo 18](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3919896212r.jpg)

![8730 S Thomas Drive #213 - Photo 19](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2756337881r.jpg)

![8730 S Thomas Drive #213 - Photo 20](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1835486434r.jpg)

![8730 S Thomas Drive #213 - Photo 21](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3290130533r.jpg)

![8730 S Thomas Drive #213 - Photo 22](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f849735453r.jpg)

![8730 S Thomas Drive #213 - Photo 23](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2341831860r.jpg)

![8730 S Thomas Drive #213 - Photo 24](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2869486094r.jpg)

![8730 S Thomas Drive #213 - Photo 25](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f494328473r.jpg)

![8730 S Thomas Drive #213 - Photo 26](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2224700802r.jpg)

![8730 S Thomas Drive #213 - Photo 27](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3522915074r.jpg)

![8730 S Thomas Drive #213 - Photo 28](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f4161429008r.jpg)

![8730 S Thomas Drive #213 - Photo 29](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3444121351r.jpg)

![8730 S Thomas Drive #213 - Photo 30](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3412922659r.jpg)

![8730 S Thomas Drive #213 - Photo 31](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2876438298r.jpg)

![8730 S Thomas Drive #213 - Photo 32](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f82345798r.jpg)

![8730 S Thomas Drive #213 - Photo 33](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1736835125r.jpg)

![8730 S Thomas Drive #213 - Photo 34](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1292860040r.jpg)

![8730 S Thomas Drive #213 - Photo 35](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2901533035r.jpg)

![8730 S Thomas Drive #213 - Photo 36](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2332927580r.jpg)

![8730 S Thomas Drive #213 - Photo 37](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f756412722r.jpg)

![8730 S Thomas Drive #213 - Photo 38](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3447528080r.jpg)

![8730 S Thomas Drive #213 - Photo 39](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1777969325r.jpg)

![8730 S Thomas Drive #213 - Photo 40](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f2002645279r.jpg)

![8730 S Thomas Drive #213 - Photo 41](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1492360897r.jpg)

![8730 S Thomas Drive #213 - Photo 42](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1984207691r.jpg)

![8730 S Thomas Drive #213 - Photo 43](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3090380653r.jpg)

![8730 S Thomas Drive #213 - Photo 44](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1207145308r.jpg)

![8730 S Thomas Drive #213 - Photo 45](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1156139059r.jpg)

![8730 S Thomas Drive #213 - Photo 46](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3379069391r.jpg)

![8730 S Thomas Drive #213 - Photo 47](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3638023794r.jpg)

![8730 S Thomas Drive #213 - Photo 48](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f831096606r.jpg)

![8730 S Thomas Drive #213 - Photo 49](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f997828960r.jpg)

![8730 S Thomas Drive #213 - Photo 50](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f309609689r.jpg)

![8730 S Thomas Drive #213 - Photo 51](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f778627242r.jpg)

![8730 S Thomas Drive #213 - Photo 52](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f986641233r.jpg)

![8730 S Thomas Drive #213 - Photo 53](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f138005792r.jpg)

![8730 S Thomas Drive #213 - Photo 54](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f3015250217r.jpg)

![8730 S Thomas Drive #213 - Photo 55](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f4176691428r.jpg)

![8730 S Thomas Drive #213 - Photo 56](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f734989351r.jpg)

![8730 S Thomas Drive #213 - Photo 57](http://lh.rdcpix.com/899235f79a99c1faa7acd28bf8a2cc87l-f1474035341r.jpg)

---

**MLS#:** 997519 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/8730-s-thomas-drive-panama-city-beach-fl-32408-09efa3c2c74a401cbcb28116f8574d12)

---

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