About This Home

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive #A415 in Panama City Beach, FL is listed for $229,900 ($470 per sqft). Built in 1976, the home offers 489 sqft of living space on a N/A lot.

Key Features

  • Built in 1976
  • Waterfront

Property Details

1 full
#A415
1976

Amenities

WaterfrontA/C
Listing Description

COMING SOON! BEST Premier GULF FRONT studio unit with true panoramic views (not partial views) The only unit currently listed that is direct Gulf facing!!! These popular Studio units make great private getaways or rentals. Top of the Gulf is a very well maintained 8 story building with beautiful beaches near St. Andrews State Park. All units have new Hurricane Impact Windows! Available to show beginning 10/29/2026! - text Listing Agent.

Monthly Cost Estimate

$1,755/mo

20% down · 6.5% · 30 years

Principal$166
Interest$996
Insurance$67
HOA$525

Estimates only. Actual payments may vary.

Location

8817 S Thomas Drive #A415

Panama City Beach, FL 32408

Top Of The Gulf Condo.

Features & Amenities

Interior Features

HandicapAccessTubShower

Property Details

Flooring

VinylPlank

Construction

Block

Parking

Parking Lot

Heating

Electric (Heating)

Cooling

Central AirHumidity Control

Appliances

ElectricOvenElectricRangeElectricWaterHeater

Questions & Answers

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive is listed at $229,900 ($470/sqft). The estimated monthly payment is $1,754 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $525/month.

Key features include: Built in 1976, Waterfront. Interior Features: HandicapAccess, TubShower.

This property is listed by Teresa L Baum.

TB

Teresa L Baum

License 3061851

Agent at Dalton Wade

Listed by Dalton Wade · Broker phone: (727) 888-4175 · View on Broker Site

MLS# 796953· Source: Central Panhandle Association of REALTORS· 12 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8817 S Thomas Drive #A415, Panama City Beach, FL 32408

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