# 8817 S Thomas Drive #A415, Panama City Beach, FL 32408

> **TL;DR:** 0bd/1ba condo, $229,900 ($470/sqft), built 1976, 489 sqft.
> Waterfront, A/C. Est. $1,754/mo. Listed 13 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $229,900 |
| Price/sqft | $470 |
| Bathrooms | 1 full |
| Square Feet | 489 |
| Year Built | 1976 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 13 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,162 |
| Estimated Insurance | $67 |
| HOA | $525 |
| **Total** | **$1,754** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1976
- Waterfront

## Description

### Agent Description
COMING SOON! BEST Premier GULF FRONT studio unit with true panoramic views (not partial views) The only unit currently listed that is direct Gulf facing!!! These popular Studio units make great private getaways or rentals. Top of the Gulf is a very well maintained 8 story building with beautiful beaches near St. Andrews State Park. All units have new Hurricane Impact Windows! Available to show beginning 10/29/2026! - text Listing Agent.

## Location

- **Address:** 8817 S Thomas Drive #A415, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Top Of The Gulf Condo.
- **Coordinates:** 30.170168, -85.795687
- **Google Maps:** https://www.google.com/maps?q=30.170168,-85.795687

## Listing Agent

- **Name:** Teresa L Baum · **License:** 3061851
- **Brokerage:** Dalton Wade
- **Broker Phone:** (727) 888-4175
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/8817-S-Thomas-Dr-Unit-415_Panama-City-Beach_FL_32408_M52201-66675?f=listhub&s=BCARFL&m=796953&c=propsimple)

## Photos

![8817 S Thomas Drive #A415 - Photo 1](http://lh.rdcpix.com/8f6ccd1592fbd30af98184c97a7c329cl-f3485575936r.jpg)

---

**MLS#:** 796953 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/8817-s-thomas-drive-panama-city-beach-fl-32408-edc7893b898142b09d8790adf2e638d0)

---

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