About This Home

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive #101 in Panama City, FL is listed for $259,000 ($530 per sqft). Built in 1976, the home offers 489 sqft of living space on a N/A lot.

Key Features

  • Built in 1976
  • Waterfront

Property Details

1 full
#101
1976

Amenities

WaterfrontA/C
Listing Description

GROUND FLOOR + POOLSIDE CONVENIENCE! This beautifully situated ground-floor studio at Top of the Gulf puts you just steps from the resort pool and Gulf-front beach--no elevators, no stairs, just easy access to everything you came to Panama City Beach to enjoy!

Unit 101 offers a convenient layout with two queen beds plus a set of bunk beds in the hallway, comfortably accommodating all your guests. Whether you're looking for a personal beach getaway, a vacation rental investment, or both, this location makes enjoying the beach incredibly easy.

Top of the Gulf offers a beachfront pool, children's pool, fitness center, game room, shuffleboard, seasonal snack bar, laundry facilities, on-site parking and direct access to the beautiful Gulf beaches. And when you're ready for food, drinks and live entertainment, Tootsie's Orchid Lounge is right next door! You're also close to shopping, restaurants, attractions and everything Panama City Beach has to offer. Ground floor. Poolside. Beachfront. And steps from the action. It doesn't get much more convenient than this!

Monthly Cost Estimate

$1,910/mo

20% down · 6.5% · 30 years

Principal$187
Interest$1,122
Insurance$76
HOA$525

Estimates only. Actual payments may vary.

Location

8817 S Thomas Drive #101

Panama City, FL 32408

Top Of The Gulf Condo.

Features & Amenities

Exterior Features

Patio

Property Details

Construction

Concrete

Outdoor Features

Patio

Parking

Parking Lot

Heating

Central

Cooling

Central AirCeiling Fan(s)

Appliances

ElectricOvenElectricWaterHeater

Questions & Answers

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive is listed at $259,000 ($530/sqft). The estimated monthly payment is $1,911 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $525/month.

Key features include: Built in 1976, Waterfront. Exterior Features: Patio.

This property is listed by Cathy A Cole.

CC

Cathy A Cole

License BK3542524

Agent at EXP Realty LLC

Listed by EXP Realty LLC · Broker phone: (888) 883-8509 · View on Broker Site · Broker website

MLS# 795209· Source: Central Panhandle Association of REALTORS· 48 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8817 S Thomas Drive #101, Panama City, FL 32408

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