# 882 Lower River Road, Decatur, TN 37322

> **TL;DR:** land, $400,000.
> Waterfront. Est. $2,140/mo. Listed 84 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $400,000 |
| Lot Size | 304,920 sqft (7.00 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 84 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,023 |
| Estimated Insurance | $117 |
| **Total** | **$2,140** |

## Nearby Schools

- **Elementary:** Meigs South Elementary
- **Middle:** Meigs County Middle
- **High:** Meigs County High

## Key Amenities

- Waterfront

## Property Highlights

- 7.00 acre lot
- Waterfront

## Description

### Agent Description
UNRESTRICTED CHICKAMAUGA LAKE PROPERTY READY FOR YOU TO BUILD! Are you looking for a place on the water to build your dream home, duplex or Airbnb? How about just a weekend place to take your camper while you relax and enjoy lake fun & fishing with approximately 210' of shoreline? Then this is the place for you. Sellers have jumped through all the hoops so you don't have to. 1500 gallon septic tank with 450 ft of drain lines have already been approved & installed to accommodate up to 5 bedrooms. TVA dock permit has been approved & is transferrable. Landing & stairs for dock have already been completed. Construction permit has been pulled and ready to build. Need more land? An additional adjoining 7 acres are available also on the water. (882 Lower River Rd) Purchase together and create the homestead of your dreams. This quiet cove offers beautiful sunsets, great fishing & wildlife with easy commutes to both Knoxville (1 1/4 hour) & Chattanooga (1 hour). This property truly is a rare find and the possibilities are endless so call today.

## Location

- **Address:** 882 Lower River Road, Decatur, TN 37322
- **County:** Meigs
- **Coordinates:** 35.440949, -84.904352
- **Google Maps:** https://www.google.com/maps?q=35.440949,-84.904352

## Listing Agent

- **Name:** Denise Steel · **License:** TN273397
- **Brokerage:** Coldwell Banker Pryor Realty, Inc.
- **Broker Phone:** (423) 894-6762
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/882-Lower-River-Rd_Decatur_TN_37322_M90325-72737?f=listhub&s=CARTN&m=1540128&c=propsimple)

## Photos

![882 Lower River Road - Photo 1](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2249284483r.jpg)

![882 Lower River Road - Photo 2](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2172573206r.jpg)

![882 Lower River Road - Photo 3](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f591882005r.jpg)

![882 Lower River Road - Photo 4](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3128004790r.jpg)

![882 Lower River Road - Photo 5](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2504133398r.jpg)

![882 Lower River Road - Photo 6](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3282515555r.jpg)

![882 Lower River Road - Photo 7](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1346943453r.jpg)

![882 Lower River Road - Photo 8](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f389733461r.jpg)

![882 Lower River Road - Photo 9](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1616773772r.jpg)

![882 Lower River Road - Photo 10](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2685525997r.jpg)

![882 Lower River Road - Photo 11](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1473910146r.jpg)

![882 Lower River Road - Photo 12](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1861291578r.jpg)

![882 Lower River Road - Photo 13](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f558387560r.jpg)

![882 Lower River Road - Photo 14](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2074650728r.jpg)

![882 Lower River Road - Photo 15](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1337612783r.jpg)

![882 Lower River Road - Photo 16](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f132779846r.jpg)

![882 Lower River Road - Photo 17](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3625162154r.jpg)

![882 Lower River Road - Photo 18](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3109019312r.jpg)

![882 Lower River Road - Photo 19](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3307358592r.jpg)

![882 Lower River Road - Photo 20](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3473813500r.jpg)

![882 Lower River Road - Photo 21](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f737316533r.jpg)

![882 Lower River Road - Photo 22](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2789041285r.jpg)

![882 Lower River Road - Photo 23](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2724300408r.jpg)

![882 Lower River Road - Photo 24](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1309347027r.jpg)

![882 Lower River Road - Photo 25](http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1122946395r.jpg)

---

**MLS#:** 1540128 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/882-lower-river-road-decatur-tn-37322-e81234ffb86843e680876edd49181a51)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://staging.propertysimple.ai/listing/882-lower-river-road-decatur-tn-37322-e81234ffb86843e680876edd49181a51#listing",
  "url": "https://staging.propertysimple.ai/listing/882-lower-river-road-decatur-tn-37322-e81234ffb86843e680876edd49181a51",
  "name": "882 Lower River Road, Decatur, TN 37322",
  "description": "UNRESTRICTED CHICKAMAUGA LAKE PROPERTY READY FOR YOU TO BUILD! Are you looking for a place on the water to build your dream home, duplex or Airbnb? How about just a weekend place to take your camper while you relax and enjoy lake fun & fishing with approximately 210' of shoreline? Then this is the place for you. Sellers have jumped through all the hoops so you don't have to. 1500 gallon septic tank with 450 ft of drain lines have already been approved & installed to accommodate up to 5 bedrooms. TVA dock permit has been approved & is transferrable. Landing & stairs for dock have already been completed. Construction permit has been pulled and ready to build. Need more land? An additional adjoining 7 acres are available also on the water. (882 Lower River Rd) Purchase together and create the homestead of your dreams. This quiet cove offers beautiful sunsets, great fishing & wildlife with easy commutes to both Knoxville (1 1/4 hour) & Chattanooga (1 hour). This property truly is a rare find and the possibilities are endless so call today.",
  "image": [
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2249284483r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2172573206r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f591882005r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3128004790r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2504133398r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3282515555r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1346943453r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f389733461r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1616773772r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2685525997r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1473910146r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1861291578r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f558387560r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2074650728r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1337612783r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f132779846r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3625162154r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3109019312r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3307358592r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3473813500r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f737316533r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2789041285r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2724300408r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1309347027r.jpg",
    "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1122946395r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2249284483r.jpg",
    "caption": "882 Lower River Road - Decatur, TN"
  },
  "datePosted": "2026-08-05",
  "dateModified": "2026-10-20T17:46:03.053Z",
  "mainEntity": {
    "@type": "Place",
    "@id": "https://staging.propertysimple.ai/listing/882-lower-river-road-decatur-tn-37322-e81234ffb86843e680876edd49181a51#property",
    "name": "882 Lower River Road, Decatur, TN 37322",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "882 Lower River Road",
      "addressLocality": "Decatur",
      "addressRegion": "TN",
      "postalCode": "37322",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 35.440949,
      "longitude": -84.904352
    },
    "image": [
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2249284483r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2172573206r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f591882005r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3128004790r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2504133398r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3282515555r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1346943453r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f389733461r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1616773772r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2685525997r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1473910146r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1861291578r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f558387560r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2074650728r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1337612783r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f132779846r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3625162154r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3109019312r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3307358592r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f3473813500r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f737316533r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2789041285r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f2724300408r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1309347027r.jpg",
      "http://lh.rdcpix.com/b0c6e2f1301ca6f285a53f27dd604baal-f1122946395r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "1540128"
    },
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Waterfront",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "7.00 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Type",
        "value": "Land"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/882-lower-river-road-decatur-tn-37322-e81234ffb86843e680876edd49181a51#offer",
    "url": "https://staging.propertysimple.ai/listing/882-lower-river-road-decatur-tn-37322-e81234ffb86843e680876edd49181a51",
    "price": 400000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/882-lower-river-road-decatur-tn-37322-e81234ffb86843e680876edd49181a51#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/882-lower-river-road-decatur-tn-37322-e81234ffb86843e680876edd49181a51#agent",
    "name": "Denise Steel",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/882-lower-river-road-decatur-tn-37322-e81234ffb86843e680876edd49181a51#brokerage",
      "name": "Coldwell Banker Pryor Realty, Inc.",
      "telephone": "(423) 894-6762",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/c5ababc31ff28466011ff5fed03e0094k-c1433701212r.png"
      }
    }
  }
}
```