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About This Home

This 2-bedroom, 1-bathroom single family at 895 Holland Street in Saugatuck, MI is listed for $495,000 ($439 per sqft). Built in 1964, the home offers 1,127 sqft of living space on a 0.19 acres lot.

Agent Description

Walk to the Harbor, Marina & Downtown from This Hidden Saugatuck Gem! Discover one of Saugatuck's best-kept secrets. Nestled on an oversized wooded lot just moments from the harbor, marina, and downtown, this charming cottage offers a rare combination of privacy, walkability, and future potential.

Surrounded by mature trees and bordering the Mildred Peterson Nature Preserve, the property feels like a secluded retreat while placing you within easy walking distance of everything that makes Saugatuck special. Enjoy morning coffee from the private deck off the primary suite, unwind in the in-home sauna after a day on the water, or entertain friends on the expansive multi-level deck system overlooking the peaceful backyard.

The thoughtfully designed outdoor spaces include a private patio, a lower deck ideal for a future hot tub, and plenty of room to gather, relax, and enjoy the natural setting. Inside, the cozy cottage charm blends with practical features including a full walkout basement offering opportunities for additional living space.

One of the property's most exciting features is the oversized lot and development potential. Previous city approvals allowed for a detached garage with living quarters above, and the current owners have completed conceptual plans for what they envisioned if they were not relocating out of state.

Whether you're dreaming of an ADU, guest house, studio, home office, or expanded family retreat, the possibilities are worth exploring. The new aerial photography showcases what makes this location truly exceptional--harbor access, nearby marinas, preserved natural surroundings, and a walkable connection to downtown Saugatuck's restaurants, galleries, shops, and year-round events.

Now offered at $495,000, this is an outstanding opportunity to own a private Saugatuck retreat with room to grow, create, and enjoy for years to come.

Key Features

  • Built in 1964
  • 0.19 acre lot
  • Fireplace

Property Details

1 story
1 full
1964

Amenities

FireplaceA/C

Monthly Cost Estimate

$2,647/mo

20% down · 6.5% · 30 years

Principal$358
Interest$2,145
Insurance$144

Estimates only. Actual payments may vary.

Location

895 Holland Street

Saugatuck, MI 49453

Features & Amenities

Interior Features

Ceiling Fan(s)BroadbandSaunaPantry

Property Details

Construction

Wood Siding

Pool Features

DeckPorch

Heating

Forced Air

Cooling

Central Air

Appliances

DryerRangeRefrigeratorWasher

Questions & Answers

This 2-bedroom, 1-bathroom single family at 895 Holland Street is listed at $495,000 ($439/sqft). The estimated monthly payment is $2,145 based on 20% down at 6.5% interest.

Key features include: Built in 1964, 0.19 acre lot, Fireplace. Interior Features: Ceiling Fan(s), Broadband, Sauna.

This property is listed by Laura J Durham and can be reached at 2698571477 or laura@millpondrealty.com.

LD

Laura J Durham

Agent at Mill Pond Realty

(269) 857-1477

Listed by Mill Pond Realty · View on Broker Site

MLS# 26007925· Source: listhub· Updated 113 days ago

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895 Holland Street, Saugatuck, MI 49453

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