# 8990 Coral Reef Way, Panama City Beach, FL 32413 > **TL;DR:** 2bd/2ba townhouse, $455,000 ($329/sqft), built 2023, 1,383 sqft. > A/C, 2-car garage. Est. $2,775/mo. Listed 54 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $455,000 | | Price/sqft | $329 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,383 | | Year Built | 2023 | | Lot Size | 3,920 sqft (0.09 acres) | | Garage | 2-car | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 54 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,301 | | Estimated Insurance | $133 | | HOA | $341 | | **Total** | **$2,775** | ## Nearby Schools - **Elementary:** West Bay - **Middle:** Surfside - **High:** Arnold ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2023 - 0.09 acre lot ## Description ### Agent Description PRICED TO SELL so if you've ever dreamed of owning a beautiful cottage in Latitude Margaritaville, this is it? Welcome home to one of the most sought after models, the Dreamsicle. As you enter this corner lot cottage through the spacious wrap-a-round screened porch, you will immediately feel the difference. An open, airy retreat with vaulted ceilings, custom wall paint throughout, and an open concept design perfect for entertaining. This desirable split floor plan provides privacy and features an additional hobby/den room. You will love the many tasteful upgrades such as laminate flooring, recessed lighting, ceiling fans, custom top down/bottom up window blinds. The kitchen is amazing with 42'' cabinets, under-counter/over-counter lighting, tasteful backsplash, pull out drawers in cabinets including the pantry, custom extended refrigerator cabinet with spice rack, custom pull out dishwasher with added cabinet below, double oven (air fryer & convection oven) gas stove, flush mounted self cleaning microwave, 4-door refrigerator, quartz counters, recycled glass pendants, extended bar and so much more! Dining room also has recycled glass pendants that are stunning. The master bedroom is spacious and has an important upgrade, THE PANIC ALARM BUTTON ON THE WALL. If pushed, a blue strobe light comes on outside providing a quick way for EMS to find when YOU call 911. The shower has wall to floor tile and a custom built closet with shelves and dresser drawers. The guest bedroom also has a custom built closet. A Whole Home Water Filtration System has been installed. The garage is insulated, has epoxy floor coating, and and upgraded garage door. And the amenities!! Only a 5 minute golf cart ride and you will be fully entertained. From various poolside singers daily to many well known bands that rotate playing weekends at the town square, you will love the vibe. Enjoy great food at the bar and chill restaurant and bar overlooking the intra-coastal waterway. Have dogs? Barkaritaville Dog Park is a perfect place for your dogs to run and for you to meet other people too. Fin Up Fitness Center has everything you need and more to keep you active. Indoor lap pool, hot tub, state of the art fitness equipment and various fitness classes. Come join the fun today! SOME FURNISHINGS FOR SALE. SEE ALL THE UPGRADES FOR THIS WONDERFUL DREAMSICLE COTTAGE UNDER THE DOCUMENT FILE. TOO MANY TO LIST. Short term rentals allowed minimum of 30 days not to exceed 3 leases per year. One occupant must be 55+ years of age and no residents under 18 years of age. ## Location - **Address:** 8990 Coral Reef Way, Panama City Beach, FL 32413 - **County:** Bay - **Neighborhood:** Latitude at Watersound - **Coordinates:** 30.32038, -85.868451 - **Google Maps:** https://www.google.com/maps?q=30.32038,-85.868451 ## Listing Agent - **Name:** Diane Tyler · **License:** 3255603 - **Brokerage:** RC Real Estate Group - **Broker Phone:** (850) 249-6100 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/8990-Coral-Reef-Way_Panama-City-Beach_FL_32413_M94532-91273?f=listhub&s=BCARFL&m=795054&c=propsimple) ## Photos ![8990 Coral Reef Way - Photo 1](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f1910972177r.jpg) ![8990 Coral Reef Way - Photo 2](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f4276378331r.jpg) ![8990 Coral Reef Way - Photo 3](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f1638099022r.jpg) ![8990 Coral Reef Way - Photo 4](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f2014786199r.jpg) ![8990 Coral Reef Way - Photo 5](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f236608210r.jpg) ![8990 Coral Reef Way - Photo 6](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f2850781118r.jpg) ![8990 Coral Reef Way - Photo 7](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f546760093r.jpg) ![8990 Coral Reef Way - Photo 8](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f1535552250r.jpg) ![8990 Coral Reef Way - Photo 9](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f431728131r.jpg) ![8990 Coral Reef Way - Photo 10](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f3154010760r.jpg) ![8990 Coral Reef Way - Photo 11](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f2413867836r.jpg) ![8990 Coral Reef Way - Photo 12](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f3838704271r.jpg) ![8990 Coral Reef Way - Photo 13](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f1483838349r.jpg) ![8990 Coral Reef Way - 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Photo 94](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f3403550730r.jpg) ![8990 Coral Reef Way - Photo 95](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f629804274r.jpg) ![8990 Coral Reef Way - Photo 96](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f1161444135r.jpg) ![8990 Coral Reef Way - Photo 97](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f1284400175r.jpg) ![8990 Coral Reef Way - Photo 98](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f1190790948r.jpg) ![8990 Coral Reef Way - Photo 99](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f1009914180r.jpg) ![8990 Coral Reef Way - Photo 100](http://lh.rdcpix.com/80fb922688ee638699a5fec2024012d9l-f3782116921r.jpg) --- **MLS#:** 795054 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/8990-coral-reef-way-panama-city-beach-fl-32413-e19adf4c5f8440f4ad02fd070de46c7e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/8990-coral-reef-way-panama-city-beach-fl-32413-e19adf4c5f8440f4ad02fd070de46c7e#listing", "url": "https://staging.propertysimple.ai/listing/8990-coral-reef-way-panama-city-beach-fl-32413-e19adf4c5f8440f4ad02fd070de46c7e", "name": "8990 Coral Reef Way, Panama City Beach, FL 32413", "description": "PRICED TO SELL so if you've ever dreamed of owning a beautiful cottage in Latitude Margaritaville, this is it? Welcome home to one of the most sought after models, the Dreamsicle. As you enter this corner lot cottage through the spacious wrap-a-round screened porch, you will immediately feel the difference. An open, airy retreat with vaulted ceilings, custom wall paint throughout, and an open concept design perfect for entertaining. This desirable split floor plan provides privacy and features an additional hobby/den room. You will love the many tasteful upgrades such as laminate flooring, recessed lighting, ceiling fans, custom top down/bottom up window blinds. The kitchen is amazing with 42'' cabinets, under-counter/over-counter lighting, tasteful backsplash, pull out drawers in cabinets including the pantry, custom extended refrigerator cabinet with spice rack, custom pull out dishwasher with added cabinet below, double oven (air fryer & convection oven) gas stove, flush mounted self cleaning microwave, 4-door refrigerator, quartz counters, recycled glass pendants, extended bar and so much more! Dining room also has recycled glass pendants that are stunning. The master bedroom is spacious and has an important upgrade, THE PANIC ALARM BUTTON ON THE WALL. If pushed, a blue strobe light comes on outside providing a quick way for EMS to find when YOU call 911. The shower has wall to floor tile and a custom built closet with shelves and dresser drawers. The guest bedroom also has a custom built closet. A Whole Home Water Filtration System has been installed. The garage is insulated, has epoxy floor coating, and and upgraded garage door. And the amenities!! Only a 5 minute golf cart ride and you will be fully entertained. From various poolside singers daily to many well known bands that rotate playing weekends at the town square, you will love the vibe. Enjoy great food at the bar and chill restaurant and bar overlooking the intra-coastal waterway. Have dogs? Barkaritaville Dog Park is a perfect place for your dogs to run and for you to meet other people too. Fin Up Fitness Center has everything you need and more to keep you active. Indoor lap pool, hot tub, state of the art fitness equipment and various fitness classes. Come join the fun today! SOME FURNISHINGS FOR SALE. SEE ALL THE UPGRADES FOR THIS WONDERFUL DREAMSICLE COTTAGE UNDER THE DOCUMENT FILE. TOO MANY TO LIST. Short term rentals allowed minimum of 30 days not to exceed 3 leases per year. 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