About This Home

This 3-bedroom, 3-bathroom single family at 90 Owens Ferry Road in Somerset, KY is listed for $429,900 ($176 per sqft). Built in 1985, the home offers 2,441 sqft of living space on a 4.30 acres lot.

Key Features

  • Built in 1985
  • 4.30 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
2-car garage
1985

Amenities

FireplaceA/C
Listing Description

RARE opportunity to own over 4 acres with a gorgeous pond right in the center of town! Properties offering this much space, privacy, storage, and convenience are incredibly hard to find-especially less than a mile from Highway 27. Situated on just over 4 beautiful acres, this unique property offers a peaceful setting with mature trees, expansive la

wn, and a picturesque pond that creates a true country feel without sacrificing the convenience of being in town. The property also features two large detached garages/buildings, approximately 30' x 40' each. One has been utilized as a workshop, while the other provides excellent garage and storage space-ideal for vehicles, equipment, hobbies, recreational toys, or anyone simply needing room to spread out.

Inside, the home offers over 2,400 square feet of finished living space across four finished levels, creating a surprisingly spacious and versatile floor plan. With 3 bedrooms and 2.5 bathrooms, there is plenty of room for everyday living, entertaining, working from home, and more.

Numerous updates have already been completed throughout the home, including a completely remodeled kitchen featuring white cabinetry, granite countertops, tile backsplash, and stainless steel appliances. The bathrooms have also received extensive updates, including beautifully tiled showers, updated vanities, fixtures, and finishes.

Updated flooring can be found throughout several areas of the home, while the original hardwood adds warmth and character. Multiple living and recreation spaces give this home tremendous flexibility. A beautiful stone fireplace creates a standout focal point in one of the living areas, while the additional finished lower-level space offers endless possibilities for a family room, game room, home office, gym, or additional entertaining space.

But the setting is what truly separates this property from the rest. Over 4 acres, a pond, two substantial outbuildings, more than 2,400 finished square feet, and an in-town location less than a mile from Highway 27 make this an exceptionally rare combination. Enjoy the space and feel of country living while remaining just minutes from shopping, dining, schools, and everyday conveniences. Opportunities like this in town don't come along often!

Monthly Cost Estimate

$2,299/mo

20% down · 6.5% · 30 years

Principal$311
Interest$1,863
Insurance$125

Estimates only. Actual payments may vary.

Location

90 Owens Ferry Road

Somerset, KY 42501

Features & Amenities

Interior Features

Eat-in KitchenWalk-In Closet(s)Ceiling Fan(s)Soaking Tub

Exterior Features

Storm Door(s)

Property Details

Flooring

CarpetLaminateParquet WoodVinyl

Construction

Vinyl Siding

Parking

Garage - AttachedOpen

Heating

CeilingPropane (Heating)Electric (Heating)Heat Pump (Heating)

Cooling

Heat Pump

Appliances

DryerDisposalDishwasherMicrowaveRefrigeratorWasherRangeDryerDisposalDishwasherMicrowaveRefrigeratorWasherRange

Questions & Answers

This 3-bedroom, 3-bathroom single family at 90 Owens Ferry Road is listed at $429,900 ($176/sqft). The estimated monthly payment is $2,299 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1985, 4.30 acre lot, 2 stories, Fireplace. Interior Features: Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s). Exterior Features: Storm Door(s).

This property is listed by The Dream Team Real Estate Professionals - Dreama Bolin.

TB

The Dream Team Real Estate Professionals - Dreama Bolin

Agent at Lake Cumberland Real Estate Professionals

Listed by Lake Cumberland Real Estate Professionals · Broker phone: (606) 677-0059 · View on Broker Site · Broker website

MLS# 26021481· Source: ImagineMLS· 82 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

90 Owens Ferry Road, Somerset, KY 42501

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