# 90 Owens Ferry Road, Somerset, KY 42501 > **TL;DR:** 3bd/3ba single family, $429,900 ($176/sqft), built 1985, 2,441 sqft. > Fireplace, A/C, 2-car garage. Est. $2,299/mo. Listed 84 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $429,900 | | Price/sqft | $176 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,441 | | Year Built | 1985 | | Lot Size | 187,308 sqft (4.30 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 84 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,174 | | Estimated Insurance | $125 | | **Total** | **$2,299** | ## Nearby Schools - **Elementary:** Southern - **Middle:** Southern - **High:** Southwestern ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1985 - 4.30 acre lot - 2 stories - Fireplace ## Description ### Agent Description RARE opportunity to own over 4 acres with a gorgeous pond right in the center of town! Properties offering this much space, privacy, storage, and convenience are incredibly hard to find-especially less than a mile from Highway 27. Situated on just over 4 beautiful acres, this unique property offers a peaceful setting with mature trees, expansive lawn, and a picturesque pond that creates a true country feel without sacrificing the convenience of being in town. The property also features two large detached garages/buildings, approximately 30' x 40' each. One has been utilized as a workshop, while the other provides excellent garage and storage space-ideal for vehicles, equipment, hobbies, recreational toys, or anyone simply needing room to spread out. Inside, the home offers over 2,400 square feet of finished living space across four finished levels, creating a surprisingly spacious and versatile floor plan. With 3 bedrooms and 2.5 bathrooms, there is plenty of room for everyday living, entertaining, working from home, and more. Numerous updates have already been completed throughout the home, including a completely remodeled kitchen featuring white cabinetry, granite countertops, tile backsplash, and stainless steel appliances. The bathrooms have also received extensive updates, including beautifully tiled showers, updated vanities, fixtures, and finishes. Updated flooring can be found throughout several areas of the home, while the original hardwood adds warmth and character. Multiple living and recreation spaces give this home tremendous flexibility. A beautiful stone fireplace creates a standout focal point in one of the living areas, while the additional finished lower-level space offers endless possibilities for a family room, game room, home office, gym, or additional entertaining space. But the setting is what truly separates this property from the rest. Over 4 acres, a pond, two substantial outbuildings, more than 2,400 finished square feet, and an in-town location less than a mile from Highway 27 make this an exceptionally rare combination. Enjoy the space and feel of country living while remaining just minutes from shopping, dining, schools, and everyday conveniences. Opportunities like this in town don't come along often! ## Location - **Address:** 90 Owens Ferry Road, Somerset, KY 42501 - **County:** Pulaski - **Coordinates:** 37.044305, -84.633601 - **Google Maps:** https://www.google.com/maps?q=37.044305,-84.633601 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=WQns3sMfQJf ## Listing Agent - **Name:** The Dream Team Real Estate Professionals - Dreama Bolin - **Brokerage:** Lake Cumberland Real Estate Professionals - **Broker Phone:** (606) 677-0059 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/90-Owens-Ferry-Rd_Somerset_KY_42503_M35811-92734?f=listhub&s=LBARKY&m=26021481&c=propsimple) ## Photos ![90 Owens Ferry Road - Photo 1](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f4237160470r.jpg) ![90 Owens Ferry Road - Photo 2](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3004021349r.jpg) ![90 Owens Ferry Road - Photo 3](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3675633704r.jpg) ![90 Owens Ferry Road - Photo 4](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f813197242r.jpg) ![90 Owens Ferry Road - Photo 5](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1588400371r.jpg) ![90 Owens Ferry Road - Photo 6](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f2088175737r.jpg) ![90 Owens Ferry Road - Photo 7](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f358682847r.jpg) ![90 Owens Ferry Road - Photo 8](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f888577693r.jpg) ![90 Owens Ferry Road - Photo 9](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3611719025r.jpg) ![90 Owens Ferry Road - Photo 10](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3095030083r.jpg) ![90 Owens Ferry Road - Photo 11](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3060523046r.jpg) ![90 Owens Ferry Road - Photo 12](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f2997911169r.jpg) ![90 Owens Ferry Road - Photo 13](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1622502625r.jpg) ![90 Owens Ferry Road - Photo 14](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f865778073r.jpg) ![90 Owens Ferry Road - Photo 15](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1983825996r.jpg) ![90 Owens Ferry Road - Photo 16](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f470336835r.jpg) ![90 Owens Ferry Road - Photo 17](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1379009214r.jpg) ![90 Owens Ferry Road - Photo 18](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3905113979r.jpg) ![90 Owens Ferry Road - Photo 19](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f486516705r.jpg) ![90 Owens Ferry Road - Photo 20](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f139546612r.jpg) ![90 Owens Ferry Road - Photo 21](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1193856786r.jpg) ![90 Owens Ferry Road - Photo 22](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f2944424131r.jpg) ![90 Owens Ferry Road - Photo 23](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3873112811r.jpg) ![90 Owens Ferry Road - Photo 24](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f253664980r.jpg) ![90 Owens Ferry Road - Photo 25](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1033773308r.jpg) ![90 Owens Ferry Road - Photo 26](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3746404237r.jpg) ![90 Owens Ferry Road - Photo 27](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f2912432481r.jpg) ![90 Owens Ferry Road - Photo 28](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1041475890r.jpg) ![90 Owens Ferry Road - Photo 29](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f4048212310r.jpg) ![90 Owens Ferry Road - Photo 30](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f586348986r.jpg) ![90 Owens Ferry Road - Photo 31](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f870810575r.jpg) ![90 Owens Ferry Road - Photo 32](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3794096759r.jpg) ![90 Owens Ferry Road - Photo 33](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3101102059r.jpg) ![90 Owens Ferry Road - Photo 34](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f2538709120r.jpg) ![90 Owens Ferry Road - Photo 35](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3084210251r.jpg) ![90 Owens Ferry Road - Photo 36](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1467069597r.jpg) ![90 Owens Ferry Road - Photo 37](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1510582065r.jpg) ![90 Owens Ferry Road - Photo 38](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f2020191370r.jpg) ![90 Owens Ferry Road - Photo 39](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1000577577r.jpg) ![90 Owens Ferry Road - Photo 40](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f2508719182r.jpg) ![90 Owens Ferry Road - Photo 41](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f2372837804r.jpg) ![90 Owens Ferry Road - Photo 42](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1997925223r.jpg) ![90 Owens Ferry Road - Photo 43](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1419539516r.jpg) ![90 Owens Ferry Road - Photo 44](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f755825066r.jpg) ![90 Owens Ferry Road - Photo 45](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1455109479r.jpg) ![90 Owens Ferry Road - Photo 46](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1033848475r.jpg) ![90 Owens Ferry Road - Photo 47](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f644761455r.jpg) ![90 Owens Ferry Road - Photo 48](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f1824274259r.jpg) ![90 Owens Ferry Road - Photo 49](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f4176647563r.jpg) ![90 Owens Ferry Road - Photo 50](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3711084350r.jpg) ![90 Owens Ferry Road - Photo 51](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f206942848r.jpg) ![90 Owens Ferry Road - Photo 52](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f2758281067r.jpg) ![90 Owens Ferry Road - Photo 53](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f954544906r.jpg) ![90 Owens Ferry Road - Photo 54](http://lh.rdcpix.com/2d14474bee49993458ff16d77987c206l-f3084881514r.jpg) --- **MLS#:** 26021481 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/90-owens-ferry-road-somerset-ky-42501-7517a0fafcf94eaa91ec1ce36ab7684f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/90-owens-ferry-road-somerset-ky-42501-7517a0fafcf94eaa91ec1ce36ab7684f#listing", "url": "https://staging.propertysimple.ai/listing/90-owens-ferry-road-somerset-ky-42501-7517a0fafcf94eaa91ec1ce36ab7684f", "name": "90 Owens Ferry Road, Somerset, KY 42501", "description": "RARE opportunity to own over 4 acres with a gorgeous pond right in the center of town! Properties offering this much space, privacy, storage, and convenience are incredibly hard to find-especially less than a mile from Highway 27. Situated on just over 4 beautiful acres, this unique property offers a peaceful setting with mature trees, expansive lawn, and a picturesque pond that creates a true country feel without sacrificing the convenience of being in town. The property also features two large detached garages/buildings, approximately 30' x 40' each. One has been utilized as a workshop, while the other provides excellent garage and storage space-ideal for vehicles, equipment, hobbies, recreational toys, or anyone simply needing room to spread out. Inside, the home offers over 2,400 square feet of finished living space across four finished levels, creating a surprisingly spacious and versatile floor plan. With 3 bedrooms and 2.5 bathrooms, there is plenty of room for everyday living, entertaining, working from home, and more. Numerous updates have already been completed throughout the home, including a completely remodeled kitchen featuring white cabinetry, granite countertops, tile backsplash, and stainless steel appliances. The bathrooms have also received extensive updates, including beautifully tiled showers, updated vanities, fixtures, and finishes. Updated flooring can be found throughout several areas of the home, while the original hardwood adds warmth and character. Multiple living and recreation spaces give this home tremendous flexibility. A beautiful stone fireplace creates a standout focal point in one of the living areas, while the additional finished lower-level space offers endless possibilities for a family room, game room, home office, gym, or additional entertaining space. But the setting is what truly separates this property from the rest. Over 4 acres, a pond, two substantial outbuildings, more than 2,400 finished square feet, and an in-town location less than a mile from Highway 27 make this an exceptionally rare combination. Enjoy the space and feel of country living while remaining just minutes from shopping, dining, schools, and everyday conveniences. 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