About This Home

This 2-bedroom, 2-bathroom condo at 909 Santa Rosa Boulevard #523 in Fort Walton Beach, FL is listed for $425,000 ($411 per sqft). Built in 1971, the home offers 1,035 sqft of living space on a N/A lot.

Key Features

  • Built in 1971

Property Details

1 story
2 full
#523
1971

Amenities

A/C
Listing Description

Welcome to 909 Santa Rosa Blvd Unit 523 in the sought-after El Matador community on Okaloosa Island. This fully remodeled 2-bedroom, 2-bathroom condo (approx. 1,035 sq ft) offers a fresh, modern coastal feel with porcelain tile throughout, granite countertops, stainless appliances, and smooth ceilings free of popcorn texture.

The open layout flows beautifully from the updated kitchen to the living and dining areas, creating a bright, inviting space perfect for relaxing or entertaining. Step onto the private balcony and take in vast, unobstructed views of the Santa Rosa Sound--ideal for watching boats glide by or enjoying morning coffee with the water as your backdrop.

All furniture conveys with an acceptable offer, making this a truly turnkey opportunity. The unit also comes with an assigned private storage closet on same floor. Residents of El Matador enjoy a gated, amenity-rich setting across 11+ landscaped acres, including two pools (one heated), tennis and pickleball courts, a fitness center, sauna and hot tub, grilling areas, and direct access to the sugar-white sands of the Gulf.

With 24-hour security and a short stroll to the beach, this ready-to-enjoy unit works beautifully as a personal retreat or short term rental. Just minutes from dining, shopping, and entertainment in Fort Walton Beach and Destin, Unit 523 delivers the best of Emerald Coast living.

Monthly Cost Estimate

$3,182/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124
HOA$909

Estimates only. Actual payments may vary.

Location

909 Santa Rosa Boulevard #523

Fort Walton Beach, FL 32548

EL MATADOR CONDO

Features & Amenities

Interior Features

Breakfast BarLighting Recessed

Exterior Features

Balcony

Property Details

Flooring

Tile

Construction

Concrete Stucco

Heating

Central

Cooling

Central Air

Appliances

DishwasherMicrowaveRefrigeratorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 2-bedroom, 2-bathroom condo at 909 Santa Rosa Boulevard is listed at $425,000 ($411/sqft). The estimated monthly payment is $3,182 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $909/month.

Key features include: Built in 1971. Interior Features: Breakfast Bar, Lighting Recessed. Exterior Features: Balcony.

This property is listed by Sean O'Leary.

SO

Sean O'Leary

License 3515696

Agent at Lead Realty

Listed by Lead Realty · Broker phone: (850) 797-6227 · View on Broker Site · Broker website

MLS# 1014038· Source: Emerald Coast Association of Realtors· 6 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

909 Santa Rosa Boulevard #523, Fort Walton Beach, FL 32548

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