# 909 Santa Rosa Boulevard #523, Fort Walton Beach, FL 32548

> **TL;DR:** 2bd/2ba condo, $425,000 ($411/sqft), built 1971, 1,035 sqft.
> A/C. Est. $3,182/mo. Listed 7 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $425,000 |
| Price/sqft | $411 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,035 |
| Year Built | 1971 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 7 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,149 |
| Estimated Insurance | $124 |
| HOA | $909 |
| **Total** | **$3,182** |

## Nearby Schools

- **Elementary:** Elliott Point
- **Middle:** Bruner
- **High:** Fort Walton Beach

## Key Amenities

- A/C

## Property Highlights

- Built in 1971

## Description

### Agent Description
Welcome to 909 Santa Rosa Blvd Unit 523 in the sought-after El Matador community on Okaloosa Island. This fully remodeled 2-bedroom, 2-bathroom condo (approx. 1,035 sq ft) offers a fresh, modern coastal feel with porcelain tile throughout, granite countertops, stainless appliances, and smooth ceilings free of popcorn texture. The open layout flows beautifully from the updated kitchen to the living and dining areas, creating a bright, inviting space perfect for relaxing or entertaining. Step onto the private balcony and take in vast, unobstructed views of the Santa Rosa Sound--ideal for watching boats glide by or enjoying morning coffee with the water as your backdrop. All furniture conveys with an acceptable offer, making this a truly turnkey opportunity. The unit also comes with an assigned private storage closet on same floor. Residents of El Matador enjoy a gated, amenity-rich setting across 11+ landscaped acres, including two pools (one heated), tennis and pickleball courts, a fitness center, sauna and hot tub, grilling areas, and direct access to the sugar-white sands of the Gulf. With 24-hour security and a short stroll to the beach, this ready-to-enjoy unit works beautifully as a personal retreat or short term rental. Just minutes from dining, shopping, and entertainment in Fort Walton Beach and Destin, Unit 523 delivers the best of Emerald Coast living.

## Location

- **Address:** 909 Santa Rosa Boulevard #523, Fort Walton Beach, FL 32548
- **County:** Okaloosa
- **Neighborhood:** EL MATADOR CONDO
- **Coordinates:** 30.399266, -86.63187
- **Google Maps:** https://www.google.com/maps?q=30.399266,-86.63187

## Listing Agent

- **Name:** Sean O'Leary · **License:** 3515696
- **Brokerage:** Lead Realty
- **Broker Phone:** (850) 797-6227
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/909-Santa-Rosa-Blvd-Unit-523_Fort-Walton-Beach_FL_32548_M65566-33397?f=listhub&s=ECARMLSFL&m=1014038&c=propsimple)

## Photos

![909 Santa Rosa Boulevard #523 - Photo 1](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f3166024366r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 2](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f1851408571r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 3](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f615248996r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 4](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f4082521610r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 5](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f2467729907r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 6](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f718478711r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 7](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f1870420996r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 8](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f2641454477r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 9](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f3838982955r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 10](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f3126736578r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 11](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f2801388509r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 12](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f3610116431r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 13](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f732187814r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 14](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f3021484951r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 15](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f556249686r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 16](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f2094952528r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 17](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f2593723903r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 18](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f2649012608r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 19](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f1218727317r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 20](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f3249333377r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 21](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f1516070658r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 22](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f380955550r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 23](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f1222340502r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 24](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f3007860573r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 25](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f3786731659r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 26](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f196190230r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 27](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f933602086r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 28](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f2033309349r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 29](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f2699804251r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 30](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f4249363751r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 31](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f4095864444r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 32](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f1969480804r.jpg)

![909 Santa Rosa Boulevard #523 - Photo 33](http://lh.rdcpix.com/0d554c426185d3f7a5600b3cb1161919l-f2098246049r.jpg)

---

**MLS#:** 1014038 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/909-santa-rosa-boulevard-fort-walton-beach-fl-32548-82ce8ac7aa60445cb04c9f704a4abca0)

---

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