# 9099 Hwy 1078 S, Henderson, KY 42420 > **TL;DR:** 5bd/3ba single family, $505,000 ($159/sqft), built 1997, 3,173 sqft. > A/C, 2-car garage. Est. $2,701/mo. Listed 143 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $505,000 | | Price/sqft | $159 | | Bedrooms | 5 | | Bathrooms | 3 full | | Square Feet | 3,173 | | Year Built | 1997 | | Lot Size | 81,457 sqft (1.87 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 143 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,554 | | Estimated Insurance | $147 | | **Total** | **$2,701** | ## Nearby Schools - **Elementary:** Spottsville - **Middle:** North Jr High ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1997 - 1.87 acre lot - 2 stories ## Description ### Agent Description Welcome home to this stunning brick and stone residence situated on 1.87 acres featuring a fully stocked private lake. Offering 5 bedrooms, 3 full baths, and exceptional indoor and outdoor living spaces, this property combines comfort, beauty, and functionality. The spacious owner's suite is a true retreat, complete with a jetted tub/shower combination, double vanity, and convenient laundry chute. Elegant trey ceilings add architectural charm to the formal dining room, while the well-appointed kitchen boasts stainless steel appliances, a large pantry, and an open flow into the generous living room. Perfect for entertaining, the home also features an oversized family room with ample space for gatherings of any size. Step outside to enjoy the newly covered deck overlooking the lake, creating the perfect setting for relaxing evenings, outdoor dining, or watching the water. A lean-to patio located behind the detached garage provides another peaceful spot to enjoy breathtaking sunsets and fish jumping in the lake. Additional highlights include a detached 2-car garage with an extra golf cart bay, abundant attic storage, and a washer and dryer that will remain with the home. Location is key for this beauty! Right in the heart of Zion and only 4 miles from town. Make it yours today! ## Location - **Address:** 9099 Hwy 1078 S, Henderson, KY 42420 - **Coordinates:** 37.807535, -87.484548 - **Google Maps:** https://www.google.com/maps?q=37.807535,-87.484548 ## Listing Agent - **Name:** MELINDA LUNTSFORD - **Brokerage:** ERA FIRST ADVANTAGE - **Broker Phone:** 812 8582400 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9099-State-Route-1078-S_Henderson_KY_42420_M48246-74480?f=listhub&s=HABRKY&m=260340&c=propsimple) ## Photos ![9099 Hwy 1078 S - Photo 1](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f1772609859r.jpg) ![9099 Hwy 1078 S - Photo 2](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2920841054r.jpg) ![9099 Hwy 1078 S - Photo 3](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f3281877146r.jpg) ![9099 Hwy 1078 S - Photo 4](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f3090919706r.jpg) ![9099 Hwy 1078 S - Photo 5](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f1812291483r.jpg) ![9099 Hwy 1078 S - Photo 6](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2360881821r.jpg) ![9099 Hwy 1078 S - Photo 7](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f1745687694r.jpg) ![9099 Hwy 1078 S - Photo 8](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2292049597r.jpg) ![9099 Hwy 1078 S - Photo 9](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2171968148r.jpg) ![9099 Hwy 1078 S - Photo 10](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f1070866108r.jpg) ![9099 Hwy 1078 S - Photo 11](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f629294817r.jpg) ![9099 Hwy 1078 S - Photo 12](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f656678288r.jpg) ![9099 Hwy 1078 S - Photo 13](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f1590606025r.jpg) ![9099 Hwy 1078 S - Photo 14](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f3118761874r.jpg) ![9099 Hwy 1078 S - Photo 15](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f3356337101r.jpg) ![9099 Hwy 1078 S - Photo 16](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f3375495073r.jpg) ![9099 Hwy 1078 S - Photo 17](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2896686953r.jpg) ![9099 Hwy 1078 S - Photo 18](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2876706843r.jpg) ![9099 Hwy 1078 S - Photo 19](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f4230968168r.jpg) ![9099 Hwy 1078 S - Photo 20](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f3758721800r.jpg) ![9099 Hwy 1078 S - Photo 21](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f1340007581r.jpg) ![9099 Hwy 1078 S - Photo 22](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f4208966980r.jpg) ![9099 Hwy 1078 S - Photo 23](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f12910623r.jpg) ![9099 Hwy 1078 S - Photo 24](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f288979902r.jpg) ![9099 Hwy 1078 S - Photo 25](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2085457135r.jpg) ![9099 Hwy 1078 S - Photo 26](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2581024462r.jpg) ![9099 Hwy 1078 S - Photo 27](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f550795498r.jpg) ![9099 Hwy 1078 S - Photo 28](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2446661012r.jpg) ![9099 Hwy 1078 S - Photo 29](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f3692832173r.jpg) ![9099 Hwy 1078 S - Photo 30](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f3572136960r.jpg) ![9099 Hwy 1078 S - Photo 31](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2050622874r.jpg) ![9099 Hwy 1078 S - Photo 32](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f821424066r.jpg) ![9099 Hwy 1078 S - Photo 33](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f4036459480r.jpg) ![9099 Hwy 1078 S - Photo 34](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f1713411343r.jpg) ![9099 Hwy 1078 S - Photo 35](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f3974420728r.jpg) ![9099 Hwy 1078 S - Photo 36](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2989944531r.jpg) ![9099 Hwy 1078 S - Photo 37](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f1054320297r.jpg) ![9099 Hwy 1078 S - Photo 38](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f3427715311r.jpg) ![9099 Hwy 1078 S - Photo 39](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2963725682r.jpg) ![9099 Hwy 1078 S - Photo 40](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f57251502r.jpg) ![9099 Hwy 1078 S - Photo 41](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f969063901r.jpg) ![9099 Hwy 1078 S - Photo 42](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f4215065061r.jpg) ![9099 Hwy 1078 S - Photo 43](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2085879000r.jpg) ![9099 Hwy 1078 S - Photo 44](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2289319885r.jpg) ![9099 Hwy 1078 S - Photo 45](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f2896733582r.jpg) ![9099 Hwy 1078 S - Photo 46](http://lh.rdcpix.com/993c71c000c2099387faa29626ddf70bl-f3616621344r.jpg) --- **MLS#:** 260340 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Henderson Audubon Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9099-hwy-1078-s-henderson-ky-42420-ee9bdce0bbd446a190614cf5ec70354e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9099-hwy-1078-s-henderson-ky-42420-ee9bdce0bbd446a190614cf5ec70354e#listing", "url": "https://staging.propertysimple.ai/listing/9099-hwy-1078-s-henderson-ky-42420-ee9bdce0bbd446a190614cf5ec70354e", "name": "9099 Hwy 1078 S, Henderson, KY 42420", "description": "Welcome home to this stunning brick and stone residence situated on 1.87 acres featuring a fully stocked private lake. Offering 5 bedrooms, 3 full baths, and exceptional indoor and outdoor living spaces, this property combines comfort, beauty, and functionality. 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