# 9101 N Highway 231, Panama City, FL 32404

> **TL;DR:** 4bd/5ba single family, $995,000 ($194/sqft), built 2008, 5,137 sqft.
> Pool, Fireplace, Solar, A/C. Est. $5,321/mo. Listed 100 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $995,000 |
| Price/sqft | $194 |
| Bedrooms | 4 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 5,137 |
| Year Built | 2008 |
| Lot Size | 217,800 sqft (5.00 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 100 |

## Why This Home Stands Out

- **Solar Panels** - Solar panels listed
- **Pool** - Patio, Porch

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $5,031 |
| Estimated Insurance | $290 |
| **Total** | **$5,321** |

## Nearby Schools

- **Elementary:** Waller
- **Middle:** Merritt Brown
- **High:** Mosley

## Key Amenities

- Pool
- Fireplace
- Solar
- A/C
- 2-car garage

## Property Highlights

- Built in 2008
- 5.00 acre lot
- 2 stories
- Private pool
- Fireplace

## Description

### Agent Description
The coast is close. The quiet is yours. Built like a storm shelter, finished like a custom home, and close to self-sufficient. 5,137 square feet on 5 private acres, reached by a long, paved driveway, a short drive from the beaches. Built stronger than the code requires: twice the wall studs, a hurricane tie on every roof truss. Owned solar: the monthly electric bill is just the FPL connection fee. Sole-source artesian well: cold, clear water from the ground, and even the outdoor spigots run cold and clear, with no water bill. 4 bedrooms and 4 1/2 baths in slate, marble, hardwood, and custom tile. 12-foot ceilings, crown molding, hardwood through the living space, every closet cedar-lined. Steam shower, slate shower, clawfoot tub, jetted tub, wood-burning slate fireplace. Custom kitchen cabinets to the ceiling, dual-fuel range, upstairs wet bar and entertaining space, screen-enclosed saltwater pool. Two garden plots ready to plant and a pole barn with a concrete floor Space, privacy, the coast, and near-zero utilities, together at one address. Built once, by hand, and you wont find another.

## Location

- **Address:** 9101 N Highway 231, Panama City, FL 32404
- **County:** Bay
- **Neighborhood:** [No Recorded Subdiv]
- **Coordinates:** 30.299726, -85.490083
- **Google Maps:** https://www.google.com/maps?q=30.299726,-85.490083

## Listing Agent

- **Name:** Charles Sowers · **License:** SL3392374
- **Brokerage:** Realty ONE Group Emerald Coast
- **Broker Phone:** (850) 830-5955
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9101-N-Highway-231_Panama-City_FL_32404_M51698-40165?f=listhub&s=BCARFL&m=792906&c=propsimple)

## Photos

![9101 N Highway 231 - Photo 1](http://lh.rdcpix.com/0576b58a04b673067b55b8320fe4aa5el-f548031438r.jpg)

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---

**MLS#:** 792906 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/9101-n-highway-231-panama-city-fl-32404-276f34a35aa04645b0ebb85a29d6095d)

---

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