# 913 Paynes Creek Road lot: 11, Hartwell, GA 30643

> **TL;DR:** land, $372,500.
> Waterfront, View. Est. $1,614/mo. Listed 455 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $372,500 |
| Lot Size | 30,056 sqft (0.69 acres) |
| Property Type | Land (Other) |
| Status | For Sale |
| Days on Market | 455 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,614 |
| **Total** | **$1,614** |

## Nearby Schools

- **Elementary:** North Hart
- **Middle:** Hart
- **High:** Hart

## Key Amenities

- Waterfront
- View

## Property Highlights

- 0.69 acre lot
- Waterfront

## Description

### AI Summary
This 0.69-acre waterfront lot in The Waterfront subdivision sits across from the Paynes Creek Boat Ramp. A double slip covered dock is already in place, and the sloping terrain leads directly to the water. The lot is ready for construction of a residence in a setting that provides direct lake access. Located at 913 Paynes Creek Road lot 11 in Hartwell, Georgia, the parcel offers a straightforward path to building while respecting the covenants and restrictions that apply to the subdivision. With zero bedrooms and zero bathrooms, it is a land parcel sized for a single-family home. The existing double slip covered dock reduces the initial investment required to enjoy lake use.

### Agent Description
BUILDING YOUR DREAM HOME just got easier. This lot is located in The Waterfront subdivision across from the Paynes Creek Boat Ramp! Double slip covered dock in place, sloping lot to the water. Are you ready to build? Come see this lot today! Covenants and Restrictions apply.

## Location

- **Address:** 913 Paynes Creek Road lot: 11, Hartwell, GA 30643
- **County:** Hart
- **Neighborhood:** The Waterfront
- **Coordinates:** 34.465356, -82.965419
- **Google Maps:** https://www.google.com/maps?q=34.465356,-82.965419

## Listing Agent

- **Name:** Dr. Pam Fields
- **Brokerage:** Charlene's Lakeside Realty
- **Phone:** 7064369347
- **Email:** pamfields2@yahoo.com

## Primary Photo

![913 Paynes Creek Road lot: 11 - Primary Photo](http://lh.rdcpix.com/fe043585a2bc8651c239fb0fd3581bddl-f472170022r.jpg)

*16 total photos available on [listing page](https://www.propertysimple.com/listing/913-paynes-creek-road-lot-11-hartwell-ga-30643-10724253)*

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**MLS#:** 10724253 | **Updated:** 2026-06-25
**Source:** listhub

*Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/913-paynes-creek-road-lot-11-hartwell-ga-30643-10724253)

---

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