About This Home

This 3-bedroom, 2-bathroom single family at 918 S SAMUEL Street in Charles Town, WV is listed for $409,900 ($233 per sqft). Built in 1917, the home offers 1,756 sqft of living space on a 0.64 acres lot.

Key Features

  • Built in 1917
  • 0.64 acre lot
  • 2 stories
  • 3 parking spaces

Property Details

2 stories
1 full, 1 half
2-car garage
1917

Amenities

A/C
Listing Description

LOWER RATE. LOWER MONTHLY PAYMENT. LONG-TERM SAVINGS! Why settle for today's market rates when you could lock in a lower rate for the life of your loan? The seller is offering an exciting opportunity through AnnieMac's Rate Relief program, allowing qualified buyers to secure a mortgage interest rate as low as 6.375%!

That's not a temporary buydown-it's an opportunity for long-term savings! Ask for details and see how this seller-funded incentive could make your dream home more affordable! Built in 1917, this charming Colonial blends timeless character with thoughtful updates and modern comfort in the heart of downtown Charles Town.

Beautiful hardwood floors and luxury vinyl plank flooring extend throughout the home, while abundant windows fill the interior with natural light. The formal dining room features a beautiful built-in corner cabinet, adding warmth and classic architectural appeal.

The gourmet kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, a center island, upgraded granite countertops, prep sink, recessed lighting, and an additional mini refrigerator for added convenience. Three bedrooms and 1.5 baths provide comfortable living space, while the unfinished basement offers generous storage with a drainage system, walkout stairs, and storage shelving.

Outdoor living is equally inviting with a spacious wrap-around porch overlooking beautifully landscaped grounds and a front garden. The expansive 0.64-acre lot features a level rear yard with plenty of room for gardening, recreation, entertaining, or simply enjoying the outdoors.

Parking is a breeze with a detached garage, carport, and driveway. The garage and large storage shed provide ample room for vehicles, hobbies, tools, and outdoor equipment. Ideally located within walking distance of the shops, restaurants, and historic attractions of downtown Charles Town, this property combines the character and charm of a historic Colonial with comfortable living spaces, abundant storage, and an expansive lot.

This home is a true sanctuary, ready for you to create lasting memories. (This is an AnnieMac Rate Relief Eligible Property! Rate Relief makes this home more accessible and budget-friendly for you. What is a Rate Relief Eligible Property? Rate Relief is a program offered by AnnieMac Home Mortgage where the mortgage interest rate is reduced for the life of the loan.

This reduction is achieved through an upfront payment made during the purchase process, and here the best part - the seller and/or seller's agent have committed to covering this cost for you! The reduced interest rate is available through 12/21/2026. See full details and disclosure available through the listing agent.)

Monthly Cost Estimate

$2,192/mo

20% down · 6.5% · 30 years

Principal$296
Interest$1,776
Insurance$120

Estimates only. Actual payments may vary.

Location

918 S SAMUEL Street

Charles Town, WV 25414

HISTORIC CHARLES TOWN

Features & Amenities

Interior Features

Bathroom - Stall ShowerBuilt-InsDining AreaFloor Plan - TraditionalFormal/Separate Dining RoomKitchen - GourmetKitchen - IslandRecessed LightingUpgraded CountertopsWood Floors

Property Details

Construction

Aluminum Siding

Parking

DrivewayCarportGarage - DetachedOff Street

Heating

Forced Air

Cooling

Window Unit(s)

Appliances

Built-In MicrowaveCooktopDishwasherDryerExtra Refrigerator/FreezerRefrigeratorStainless Steel AppliancesWasherWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 918 S SAMUEL Street is listed at $409,900 ($233/sqft). The estimated monthly payment is $2,193 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1917, 0.64 acre lot, 2 stories, 3 parking spaces. Interior Features: Bathroom - Stall Shower, Built-Ins, Dining Area.

This property is listed by Tracy S Kable.

TK

Tracy S Kable

License WVA240040338

Agent at Real Broker, LLC

Listed by Real Broker, LLC · Broker phone: (484) 433-1245 · View on Broker Site

MLS# WVJF2025820· Source: Bright MLS· 73 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

918 S SAMUEL Street, Charles Town, WV 25414

Open this listing in: