# 927 Grace Avenue, Panama City, FL 32401 > **TL;DR:** 3bd/3ba single family, $389,000 ($229/sqft), built 2026, 1,700 sqft. > A/C, 1-car garage. Est. $2,080/mo. Listed 181 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $389,000 | | Price/sqft | $229 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,700 | | Year Built | 2026 | | Lot Size | 4,356 sqft (0.10 acres) | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 181 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,967 | | Estimated Insurance | $113 | | **Total** | **$2,080** | ## Nearby Schools - **Elementary:** Cherry Street - **Middle:** Jinks - **High:** Bay ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 2026 - 0.10 acre lot ## Description ### Agent Description OWNER FINANCING AVAILABLE! Welcome to 927 Grace Avenue, a beautifully designed three-bedroom, two-and-a-half-bath new-construction home offering the distinctive style and elevated finishes of a custom residence--without the time and headaches of building from the ground up. This home is nearing completion, with completion anticipated this week. Modern architecture, striking black-framed windows, natural wood accents, a covered entry, and a private upper balcony combine to create an unforgettable first impression. Inside, a phenomenal floor plan brings together spacious living areas, thoughtful design, and impressive attention to detail. Raised ceilings and eight-foot interior doors enhance the scale of the home, while an abundance of natural light creates a bright and inviting atmosphere. The open-concept design provides a seamless connection between the kitchen, dining area, and main living space, making the home perfect for everyday living and entertaining. The kitchen serves as the centerpiece of the home, featuring stylish cabinetry, upgraded fixtures, generous countertop and storage space, and a beautifully coordinated tile backsplash. Carefully selected finishes continue throughout the residence, creating a clean, cohesive, and modern appearance. Each of the three bedrooms is generously sized, while the bathrooms feature custom tile showers, updated fixtures, and designer-inspired details. The spacious primary suite provides a comfortable private retreat with the quality and character expected from a custom-built home. One of the standout features of this property is its incredible outdoor potential. The backyard offers ample room to create a personalized extension of the home for relaxing, entertaining, and enjoying the Florida lifestyle. Buyers also have the opportunity to add a custom pool and expand the parking area for an additional $60,000. This optional package can create the ultimate backyard retreat while providing additional space for vehicles and recreational toys. Whether you envision a private outdoor oasis, an entertainment area, or added parking and storage functionality, the possibilities are truly endless. With its modern architecture, thoughtfully designed floor plan, custom-quality finishes, eight-foot doors, raised ceilings, black-framed windows, custom tilework, and outdoor expansion possibilities, 927 Grace Avenue delivers the appearance and quality of custom new construction in a nearly completed package. Opportunities like this do not come around often. Schedule your private showing today and experience everything this exceptional home has to offer. Some listing photos may include renderings, virtual enhancements, digitally altered images, or photographs of the completed residence next door at 925 Grace Avenue. These images are provided for illustrative purposes and may depict the planned design and anticipated finished appearance of 927 Grace Avenue, including the optional pool and expanded parking area. The finishes at 927 Grace Avenue are intended to be comparable in quality; however, actual colors, fixtures, materials, landscaping, dimensions, and final design selections may vary. The optional pool and parking package is not included unless otherwise stated and is subject to builder approval, specifications, pricing, and availability. All measurements are approximate. Buyer should independently verify all measurements, features, finishes, specifications, optional improvements, completion dates, and any other information deemed important. ## Location - **Address:** 927 Grace Avenue, Panama City, FL 32401 - **County:** Bay - **Neighborhood:** No Named Subdivision - **Coordinates:** 30.165207, -85.661786 - **Google Maps:** https://www.google.com/maps?q=30.165207,-85.661786 ## Listing Agent - **Name:** Justin Cater LLC - **Brokerage:** EXP Realty LLC - **Broker Phone:** (888) 883-8509 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/927-Grace-Ave_Panama-City_FL_32401_M98195-15609?f=listhub&s=BCARFL&m=789191&c=propsimple) ## Photos ![927 Grace Avenue - Photo 1](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f3471195766r.jpg) ![927 Grace Avenue - Photo 2](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f1922923879r.jpg) ![927 Grace Avenue - Photo 3](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f79290300r.jpg) ![927 Grace Avenue - Photo 4](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f1704294087r.jpg) ![927 Grace Avenue - Photo 5](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f3376756705r.jpg) ![927 Grace Avenue - Photo 6](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f231073266r.jpg) ![927 Grace Avenue - Photo 7](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f3495375818r.jpg) ![927 Grace Avenue - Photo 8](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f4225738987r.jpg) ![927 Grace Avenue - Photo 9](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f1326149316r.jpg) ![927 Grace Avenue - Photo 10](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f1338021977r.jpg) ![927 Grace Avenue - Photo 11](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f291537791r.jpg) ![927 Grace Avenue - Photo 12](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f1780911029r.jpg) ![927 Grace Avenue - Photo 13](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f55317175r.jpg) ![927 Grace Avenue - Photo 14](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f3505104993r.jpg) ![927 Grace Avenue - Photo 15](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f3635929157r.jpg) ![927 Grace Avenue - Photo 16](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f2260488883r.jpg) ![927 Grace Avenue - Photo 17](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f2085043331r.jpg) ![927 Grace Avenue - Photo 18](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f3391446988r.jpg) ![927 Grace Avenue - Photo 19](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f486445981r.jpg) ![927 Grace Avenue - Photo 20](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f3030656838r.jpg) ![927 Grace Avenue - Photo 21](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f1714930650r.jpg) ![927 Grace Avenue - Photo 22](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f4039457236r.jpg) ![927 Grace Avenue - Photo 23](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f3413073171r.jpg) ![927 Grace Avenue - Photo 24](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f1936975452r.jpg) ![927 Grace Avenue - Photo 25](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f3970015389r.jpg) ![927 Grace Avenue - Photo 26](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f2596902285r.jpg) ![927 Grace Avenue - Photo 27](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f3005747445r.jpg) ![927 Grace Avenue - Photo 28](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f1282103999r.jpg) ![927 Grace Avenue - Photo 29](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f199465932r.jpg) ![927 Grace Avenue - Photo 30](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f2199918884r.jpg) ![927 Grace Avenue - Photo 31](http://lh.rdcpix.com/8ebf856ed1e665c010d3544ef5997a5cl-f3912559473r.jpg) --- **MLS#:** 789191 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/927-grace-avenue-panama-city-fl-32401-b443f2008e4247a4ab4b14dd7257cf4a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/927-grace-avenue-panama-city-fl-32401-b443f2008e4247a4ab4b14dd7257cf4a#listing", "url": "https://staging.propertysimple.ai/listing/927-grace-avenue-panama-city-fl-32401-b443f2008e4247a4ab4b14dd7257cf4a", "name": "927 Grace Avenue, Panama City, FL 32401", "description": "OWNER FINANCING AVAILABLE! Welcome to 927 Grace Avenue, a beautifully designed three-bedroom, two-and-a-half-bath new-construction home offering the distinctive style and elevated finishes of a custom residence--without the time and headaches of building from the ground up. This home is nearing completion, with completion anticipated this week. Modern architecture, striking black-framed windows, natural wood accents, a covered entry, and a private upper balcony combine to create an unforgettable first impression. Inside, a phenomenal floor plan brings together spacious living areas, thoughtful design, and impressive attention to detail. Raised ceilings and eight-foot interior doors enhance the scale of the home, while an abundance of natural light creates a bright and inviting atmosphere. The open-concept design provides a seamless connection between the kitchen, dining area, and main living space, making the home perfect for everyday living and entertaining. The kitchen serves as the centerpiece of the home, featuring stylish cabinetry, upgraded fixtures, generous countertop and storage space, and a beautifully coordinated tile backsplash. Carefully selected finishes continue throughout the residence, creating a clean, cohesive, and modern appearance. Each of the three bedrooms is generously sized, while the bathrooms feature custom tile showers, updated fixtures, and designer-inspired details. The spacious primary suite provides a comfortable private retreat with the quality and character expected from a custom-built home. One of the standout features of this property is its incredible outdoor potential. The backyard offers ample room to create a personalized extension of the home for relaxing, entertaining, and enjoying the Florida lifestyle. Buyers also have the opportunity to add a custom pool and expand the parking area for an additional $60,000. This optional package can create the ultimate backyard retreat while providing additional space for vehicles and recreational toys. Whether you envision a private outdoor oasis, an entertainment area, or added parking and storage functionality, the possibilities are truly endless. With its modern architecture, thoughtfully designed floor plan, custom-quality finishes, eight-foot doors, raised ceilings, black-framed windows, custom tilework, and outdoor expansion possibilities, 927 Grace Avenue delivers the appearance and quality of custom new construction in a nearly completed package. Opportunities like this do not come around often. Schedule your private showing today and experience everything this exceptional home has to offer. Some listing photos may include renderings, virtual enhancements, digitally altered images, or photographs of the completed residence next door at 925 Grace Avenue. These images are provided for illustrative purposes and may depict the planned design and anticipated finished appearance of 927 Grace Avenue, including the optional pool and expanded parking area. The finishes at 927 Grace Avenue are intended to be comparable in quality; however, actual colors, fixtures, materials, landscaping, dimensions, and final design selections may vary. The optional pool and parking package is not included unless otherwise stated and is subject to builder approval, specifications, pricing, and availability. All measurements are approximate. 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