About This Home

This 3-bedroom, 3-bathroom townhouse at 940 E Highway 98 #32 in Destin, FL is listed for $425,000 ($330 per sqft). Built in 1974, the home offers 1,289 sqft of living space on a N/A lot.

Key Features

  • Built in 1974
  • 2 stories

Property Details

2 stories
2 full, 1 half
#32
1974

Amenities

A/C
Listing Description

Welcome to South Bay by the Gulf. Check out this beautifully maintained end unit townhome in the South Bay by the Gulf community in the heart of Destin, Florida. This 1,289 sq ft townhome is 3-bedroom, 2.5-bath unit offers an ideal opportunity as a full-time or second home, or short-term vacation rental.

It is being sold FULLY FURNISHED. Positioned on 14 acres, this family-friendly community stretches from Highway 98 to the Gulf. Enjoy 300 feet of private, deep white sand beach along a low-density shoreline. Enjoy the many resort style amenities of South Bay including: 2 pools, 2 kiddie pools, 5 acre fresh water lake, lighted tennis/pickleball courts, shuffle board courts, beach side volley ball, BBQ grilling area and lush grounds made for walking and enjoying the Florida wildlife!

Monthly Cost Estimate

$3,133/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124
HOA$860

Estimates only. Actual payments may vary.

Location

940 E Highway 98 #32

Destin, FL 32541

SOUTHBAY BY THE GULF

Property Details

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerFreezerMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 940 E Highway 98 is listed at $425,000 ($330/sqft). The estimated monthly payment is $3,133 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $860/month.

Key features include: Built in 1974, 2 stories.

This property is listed by Nicole H Rattler.

NR

Nicole H Rattler

License 3490151

Agent at EXP REALTY LLC

Listed by EXP REALTY LLC · Broker phone: (888) 883-8509 · View on Broker Site

MLS# 997786· Source: Emerald Coast Association of Realtors· 230 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

940 E Highway 98 #32, Destin, FL 32541

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