# 940 Highway 98 #36, Destin, FL 32541

> **TL;DR:** 3bd/3ba townhouse, $538,400 ($418/sqft), built 1975, 1,289 sqft.
> View, A/C. Est. $3,739/mo. Listed 325 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $538,400 |
| Price/sqft | $418 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,289 |
| Year Built | 1975 |
| Stories | 2 |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 325 |

## Why This Home Stands Out

- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,722 |
| Estimated Insurance | $157 |
| HOA | $860 |
| **Total** | **$3,739** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- View
- A/C

## Property Highlights

- Built in 1975
- 2 stories

## Description

### Agent Description
Here is your chance to own the nicest unit available in Southbay! This beautifully renovated / fully furnished 3BD/2.5BA Townhome (1289 sq. ft.) in Southbay by the Gulf. This unit features 2 stories with a large, open floor plan on the main level and 3 bedrooms upstairs with a complete renovation in 2023. Nearly everything is new. As a self managed STR, this did $58K in 2024 at only 50% occupancy. Sellers also use it a good amount. Remove owner usage to rent it more aggressively and watch the revenue climb!! Easy beach access as well as a quick drive to everything Destin has to offer. You will love all the new features: New painting, Murals done, panels done, New furniture and beds except for bunk beds, HVAC system replaced, New washing machine, New kitchen burner, Schlage door lock, Ring door camera and ring perimeter camera. HOA installed a new ball and tennis court, New walking bridge and new roof on the property.

## Location

- **Address:** 940 Highway 98 #36, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** SOUTH BAY BY THE GULF
- **Coordinates:** 30.387041, -86.479129
- **Google Maps:** https://www.google.com/maps?q=30.387041,-86.479129

## Listing Agent

- **Name:** Peter Appezzato · **License:** 3519097
- **Brokerage:** EXP REALTY LLC
- **Broker Phone:** (888) 883-8509
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/940-Highway-98-E-Unit-36_Destin_FL_32541_M55869-03444?f=listhub&s=ECARMLSFL&m=990969&c=propsimple)

## Photos

![940 Highway 98 #36 - Photo 1](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f3258554637r.jpg)

![940 Highway 98 #36 - Photo 2](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f1447321575r.jpg)

![940 Highway 98 #36 - Photo 3](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f3264276200r.jpg)

![940 Highway 98 #36 - Photo 4](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f3416191040r.jpg)

![940 Highway 98 #36 - Photo 5](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f2409029928r.jpg)

![940 Highway 98 #36 - Photo 6](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f2213928853r.jpg)

![940 Highway 98 #36 - Photo 7](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f1886091367r.jpg)

![940 Highway 98 #36 - Photo 8](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f3343922996r.jpg)

![940 Highway 98 #36 - Photo 9](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f3186451521r.jpg)

![940 Highway 98 #36 - Photo 10](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f1249157602r.jpg)

![940 Highway 98 #36 - Photo 11](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f3495522782r.jpg)

![940 Highway 98 #36 - Photo 12](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f1688060590r.jpg)

![940 Highway 98 #36 - Photo 13](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f638503253r.jpg)

![940 Highway 98 #36 - Photo 14](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f3798410546r.jpg)

![940 Highway 98 #36 - Photo 15](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f1784204154r.jpg)

![940 Highway 98 #36 - Photo 16](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f1744561839r.jpg)

![940 Highway 98 #36 - Photo 17](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f3372053606r.jpg)

![940 Highway 98 #36 - Photo 18](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f3805365602r.jpg)

![940 Highway 98 #36 - Photo 19](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f1672309733r.jpg)

![940 Highway 98 #36 - Photo 20](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f2874081552r.jpg)

![940 Highway 98 #36 - Photo 21](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f899906029r.jpg)

![940 Highway 98 #36 - Photo 22](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f172970603r.jpg)

![940 Highway 98 #36 - Photo 23](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f2483719438r.jpg)

![940 Highway 98 #36 - Photo 24](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f2231902405r.jpg)

![940 Highway 98 #36 - Photo 25](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f3936195163r.jpg)

![940 Highway 98 #36 - Photo 26](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f3177214681r.jpg)

![940 Highway 98 #36 - Photo 27](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f644221487r.jpg)

![940 Highway 98 #36 - Photo 28](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f887764421r.jpg)

![940 Highway 98 #36 - Photo 29](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f2069568103r.jpg)

![940 Highway 98 #36 - Photo 30](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f110186991r.jpg)

![940 Highway 98 #36 - Photo 31](http://lh.rdcpix.com/b167fb456d754cd4c77de9d304ad7d20l-f141849285r.jpg)

---

**MLS#:** 990969 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/940-highway-98-destin-fl-32541-c3a841aa17a84417b76f0e269a02f7b0)

---

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