# 945 Reed Street N, Waterville, MN 56096 > **TL;DR:** 4bd/2ba single family, $440,000 ($373/sqft), built 1984, 1,179 sqft. > Waterfront, A/C, 2-car garage. Est. $2,353/mo. Listed 109 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $440,000 | | Price/sqft | $373 | | Bedrooms | 4 | | Bathrooms | 2 | | Square Feet | 1,179 | | Year Built | 1984 | | Lot Size | 8,712 sqft (0.20 acres) | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 109 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,225 | | Estimated Insurance | $128 | | **Total** | **$2,353** | ## Key Amenities - Waterfront - A/C - 2-car garage ## Property Highlights - Built in 1984 - 0.20 acre lot - Waterfront ## Description ### Agent Description Virtual Tour is an informational Video! Experience the ultimate year-round lake lifestyle in this beautifully updated 4-bed, 2-bath Lake Tetonka cottage featuring 65 feet of level shoreline and premier western exposure for breathtaking sunset views. Perfect for swimming, boating, and premier fishing, the property includes a private dock for a boat or pontoon. The main residence offers a cozy yet modern interior with stainless steel appliances, a updated furnace, ac and water heater. Perfect for multi-generational living, rental potential, or guest accommodations, the private-access upper loft serves as a complete suite equipped with its own kitchen, living room, bedroom, and bath. Outdoor entertainment options abound with a versatile lakeside boat house that functions as a screened-in porch during summer months and offers drive-on ATV access for ice fishing in the winter. The massive 32x22 insulated and heated garage pulls double duty as the ultimate party space and for recreational toy storage. Located in a golf-cart and ATV-friendly community, residents enjoy casual transport to local restaurants, taverns, parks, and the city sand beach. Waterville serves as the perfect central rest stop along the 39-mile, fully paved Sakatah Singing Hills State Trail, spanning from Mankato to Faribault. This cottage is the ultimate destination to gather, relax, and create lasting memories with family and friends for years to come. Book your tour today. It can close fast so you can still enjoy lakelife this summer! ## Location - **Address:** 945 Reed Street N, Waterville, MN 56096 - **County:** Le Sueur - **Neighborhood:** Outlots-Snows Add - **Coordinates:** 44.230584, -93.572878 - **Google Maps:** https://www.google.com/maps?q=44.230584,-93.572878 ## Listing Agent - **Name:** Rodney D. Tietz - **Brokerage:** Brownstone Marketing, dba True Life Real Estate Solutions - **Broker Phone:** (952) 758-5030 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/945-Reed-St-N_Waterville_MN_56096_M93534-32483?f=listhub&s=RMLSMN&m=7108020&c=propsimple) ## Photos ![945 Reed Street N - Photo 1](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f535587602r.jpg) ![945 Reed Street N - Photo 2](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f3803636597r.jpg) ![945 Reed Street N - Photo 3](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2991790038r.jpg) ![945 Reed Street N - Photo 4](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2349571193r.jpg) ![945 Reed Street N - Photo 5](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f92197814r.jpg) ![945 Reed Street N - Photo 6](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f3227790775r.jpg) ![945 Reed Street N - Photo 7](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2124079851r.jpg) ![945 Reed Street N - Photo 8](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f916512238r.jpg) ![945 Reed Street N - Photo 9](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2210452610r.jpg) ![945 Reed Street N - Photo 10](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1232645647r.jpg) ![945 Reed Street N - Photo 11](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2798736235r.jpg) ![945 Reed Street N - Photo 12](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f728236049r.jpg) ![945 Reed Street N - Photo 13](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2857885279r.jpg) ![945 Reed Street N - Photo 14](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2059808381r.jpg) ![945 Reed Street N - Photo 15](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2809088263r.jpg) ![945 Reed Street N - Photo 16](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f694731454r.jpg) ![945 Reed Street N - Photo 17](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f3972921064r.jpg) ![945 Reed Street N - Photo 18](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1469829489r.jpg) ![945 Reed Street N - Photo 19](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2563887071r.jpg) ![945 Reed Street N - Photo 20](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2965833659r.jpg) ![945 Reed Street N - Photo 21](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f3147945527r.jpg) ![945 Reed Street N - Photo 22](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f910348015r.jpg) ![945 Reed Street N - Photo 23](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f3422262604r.jpg) ![945 Reed Street N - Photo 24](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1863211245r.jpg) ![945 Reed Street N - Photo 25](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2974977435r.jpg) ![945 Reed Street N - Photo 26](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f3756749948r.jpg) ![945 Reed Street N - Photo 27](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2041612281r.jpg) ![945 Reed Street N - Photo 28](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f494214518r.jpg) ![945 Reed Street N - Photo 29](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1388193946r.jpg) ![945 Reed Street N - Photo 30](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f3972941449r.jpg) ![945 Reed Street N - Photo 31](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1814946008r.jpg) ![945 Reed Street N - Photo 32](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f66611206r.jpg) ![945 Reed Street N - Photo 33](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2887217886r.jpg) ![945 Reed Street N - Photo 34](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f150594352r.jpg) ![945 Reed Street N - Photo 35](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2476993044r.jpg) ![945 Reed Street N - Photo 36](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f3078718033r.jpg) ![945 Reed Street N - Photo 37](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f3397320088r.jpg) ![945 Reed Street N - Photo 38](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f173994985r.jpg) ![945 Reed Street N - Photo 39](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1371284832r.jpg) ![945 Reed Street N - Photo 40](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1964908787r.jpg) ![945 Reed Street N - Photo 41](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1148004754r.jpg) ![945 Reed Street N - Photo 42](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1867202443r.jpg) ![945 Reed Street N - Photo 43](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f4025892198r.jpg) ![945 Reed Street N - Photo 44](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f3774624990r.jpg) ![945 Reed Street N - Photo 45](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1136735286r.jpg) ![945 Reed Street N - Photo 46](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1467903373r.jpg) ![945 Reed Street N - Photo 47](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2008347676r.jpg) ![945 Reed Street N - Photo 48](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f1828050490r.jpg) ![945 Reed Street N - Photo 49](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f323818666r.jpg) ![945 Reed Street N - Photo 50](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f4018107442r.jpg) ![945 Reed Street N - Photo 51](http://lh.rdcpix.com/8082a78c1618d7e0285f9ee9abd9b896l-f2612502610r.jpg) --- **MLS#:** 7108020 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/945-reed-street-n-waterville-mn-56096-a42e6b9fc17d41a7ad0f099cff3f35ac) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/945-reed-street-n-waterville-mn-56096-a42e6b9fc17d41a7ad0f099cff3f35ac#listing", "url": "https://staging.propertysimple.ai/listing/945-reed-street-n-waterville-mn-56096-a42e6b9fc17d41a7ad0f099cff3f35ac", "name": "945 Reed Street N, Waterville, MN 56096", "description": "Virtual Tour is an informational Video! Experience the ultimate year-round lake lifestyle in this beautifully updated 4-bed, 2-bath Lake Tetonka cottage featuring 65 feet of level shoreline and premier western exposure for breathtaking sunset views. Perfect for swimming, boating, and premier fishing, the property includes a private dock for a boat or pontoon. The main residence offers a cozy yet modern interior with stainless steel appliances, a updated furnace, ac and water heater. Perfect for multi-generational living, rental potential, or guest accommodations, the private-access upper loft serves as a complete suite equipped with its own kitchen, living room, bedroom, and bath. Outdoor entertainment options abound with a versatile lakeside boat house that functions as a screened-in porch during summer months and offers drive-on ATV access for ice fishing in the winter. The massive 32x22 insulated and heated garage pulls double duty as the ultimate party space and for recreational toy storage. Located in a golf-cart and ATV-friendly community, residents enjoy casual transport to local restaurants, taverns, parks, and the city sand beach. Waterville serves as the perfect central rest stop along the 39-mile, fully paved Sakatah Singing Hills State Trail, spanning from Mankato to Faribault. This cottage is the ultimate destination to gather, relax, and create lasting memories with family and friends for years to come. Book your tour today. 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