# 9450 S Thomas Drive #509C, Panama City Beach, FL 32408 > **TL;DR:** 2bd/2ba condo, $479,000 ($416/sqft), built 2005, 1,152 sqft. > Waterfront, A/C. Est. $2,566/mo. Listed 431 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $479,000 | | Price/sqft | $416 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,152 | | Year Built | 2005 | | Stories | 1 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 431 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,422 | | Estimated Insurance | $140 | | HOA | $4 | | **Total** | **$2,566** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2005 - Waterfront ## Description ### Agent Description Western oriented 2BR/2BA ON THE 5TH FLOOR. PERFECT ELEVATION - NOT TOO HIGH AND NOT TOO LOW! This one-of-a-kind and rarely available property conjures up images of sun-splashed days of swimming, biking, and relaxing. The 1152sqft 2Bed/2Bath floorplan is super-efficient and lives like a beach house but comes with all the benefits of owning a condo. New Luxury vinyl plans flooring throughout and conveys fully furnished with window treatments and artwork. Boardwalk 509 invites you to lie back, relax, and enjoy panoramic views of the pool, beach, and ocean. ## Location - **Address:** 9450 S Thomas Drive #509C, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** BOARDWALK CONDOMINIUMS - **Coordinates:** 30.17131, -85.797472 - **Google Maps:** https://www.google.com/maps?q=30.17131,-85.797472 ## Listing Agent - **Name:** At The Beach Team - **Brokerage:** Keller Williams Realty- Emerald Coast - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9450-S-Thomas-Dr-Unit-509_Panama-City-Beach_FL_32408_M68267-23956?f=listhub&s=ECARMLSFL&m=984720&c=propsimple) ## Photos ![9450 S Thomas Drive #509C - Photo 1](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f2150909056r.jpg) ![9450 S Thomas Drive #509C - Photo 2](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f414708636r.jpg) ![9450 S Thomas Drive #509C - Photo 3](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f2248035162r.jpg) ![9450 S Thomas Drive #509C - Photo 4](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f1241698497r.jpg) ![9450 S Thomas Drive #509C - Photo 5](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f3893409355r.jpg) ![9450 S Thomas Drive #509C - Photo 6](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f2217589935r.jpg) ![9450 S Thomas Drive #509C - Photo 7](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f3461569433r.jpg) ![9450 S Thomas Drive #509C - Photo 8](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f1328016470r.jpg) ![9450 S Thomas Drive #509C - Photo 9](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f3885849128r.jpg) ![9450 S Thomas Drive #509C - Photo 10](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f365817698r.jpg) ![9450 S Thomas Drive #509C - Photo 11](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f434890050r.jpg) ![9450 S Thomas Drive #509C - Photo 12](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f1462538778r.jpg) ![9450 S Thomas Drive #509C - Photo 13](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f529803325r.jpg) ![9450 S Thomas Drive #509C - Photo 14](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f3922457713r.jpg) ![9450 S Thomas Drive #509C - Photo 15](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f2427163000r.jpg) ![9450 S Thomas Drive #509C - Photo 16](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f2266894651r.jpg) ![9450 S Thomas Drive #509C - Photo 17](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f834660952r.jpg) ![9450 S Thomas Drive #509C - Photo 18](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f1201393104r.jpg) ![9450 S Thomas Drive #509C - Photo 19](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f2484310301r.jpg) ![9450 S Thomas Drive #509C - Photo 20](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f2378175753r.jpg) ![9450 S Thomas Drive #509C - Photo 21](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f4032965146r.jpg) ![9450 S Thomas Drive #509C - Photo 22](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f2494462206r.jpg) ![9450 S Thomas Drive #509C - Photo 23](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f1249961060r.jpg) ![9450 S Thomas Drive #509C - Photo 24](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f984093322r.jpg) ![9450 S Thomas Drive #509C - Photo 25](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f2323642908r.jpg) ![9450 S Thomas Drive #509C - Photo 26](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f1599685879r.jpg) ![9450 S Thomas Drive #509C - Photo 27](http://lh.rdcpix.com/f2325563c75799e8c0cad7a788b59acbl-f1531757077r.jpg) --- **MLS#:** 984720 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-beach-fl-32408-07a7ecc569804b9489b5d72f1fa0b157) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-beach-fl-32408-07a7ecc569804b9489b5d72f1fa0b157#listing", "url": "https://staging.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-beach-fl-32408-07a7ecc569804b9489b5d72f1fa0b157", "name": "9450 S Thomas Drive #509C, Panama City Beach, FL 32408", "description": "Western oriented 2BR/2BA ON THE 5TH FLOOR. PERFECT ELEVATION - NOT TOO HIGH AND NOT TOO LOW! This one-of-a-kind and rarely available property conjures up images of sun-splashed days of swimming, biking, and relaxing. 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