# 9450 S Thomas Drive #1209C, Panama City, FL 32408 > **TL;DR:** 2bd/2ba condo, $477,000 ($414/sqft), built 2005, 1,152 sqft. > Waterfront, View, A/C. Est. $6,152/mo. Listed 307 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $477,000 | | Price/sqft | $414 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,152 | | Year Built | 2005 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 307 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,412 | | Estimated Insurance | $139 | | HOA | $3,601 | | **Total** | **$6,152** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 2005 - Waterfront ## Description ### Agent Description 2BR/2BA Gulf-front condo at Boardwalk Central in Panama City Beach. 1,152 sq ft, Gulf-view primary suite, short-term rentals allowed. Built 2005. This 2 bedroom, 2 bath Gulf-front condominium at Boardwalk Central in Panama City Beach offers 1,152 heated and cooled square feet and direct beach frontage at 9450 S Thomas Drive. Built in 2005 and listed at $477,000, the unit is sold furnished, allows short term rentals, and offers immediate occupancy. Located on the 12th floor of a 22 story high rise, Unit 1209C is positioned to balance view height with practical access, giving buyers evaluating investment property, second home, or full time residence options a clear combination of Gulf exposure and rental flexibility. Inside, the layout is designed for durability and efficient turnover. Tile flooring runs throughout the residence for simplified maintenance after beach days, and crown molding adds a finished look across the main living areas. The kitchen includes granite countertops, an oversized breakfast bar with seating for four, brushed nickel appliances, and a dedicated pantry area. The living area opens directly to the Gulf-front balcony, creating a continuous indoor outdoor flow supported by floor to ceiling glass and dedicated outdoor space overlooking the shoreline. The primary bedroom opens directly to the Gulf with approximately 16 feet of floor to ceiling glass framing shoreline views. The ensuite bath includes a double vanity, separate shower, jetted tub, and walk in closet. The guest bedroom is positioned separately from the primary suite, supporting privacy for owners and guests. A stackable washer and dryer are included, allowing immediate personal use or rental readiness. Boardwalk Central is a gated Gulf-front complex with 24 hour security and a structured amenity package. The oversized free form pool, multiple hot tubs, heated features, sun decks, splash pad area, community room, grilling areas, and direct beach access create a setting designed for both recreation and guest appeal. Onsite rental management operates from the lobby level, supporting owners who choose professional rental oversight. Quarterly HOA dues of 3,347.67 include accounting, cable TV, gas, insurance, internet, legal, maintenance grounds and structure, management, pest control, security, sewer, trash, and water, consolidating many recurring ownership expenses. Positioned on S Thomas Drive near the convergence of Thomas Drive and US Highway 98, the location offers access to shopping, dining, entertainment, and St. Andrews State Park while maintaining direct Gulf frontage. For buyers comparing furnished, rental eligible Panama City Beach condominiums built in the mid 2000s, this Boardwalk Central residence delivers documented square footage, established amenities, and true beachfront placement in a professionally managed high rise environment. ## Location - **Address:** 9450 S Thomas Drive #1209C, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Boardwalk Central - **Coordinates:** 30.17111, -85.797595 - **Google Maps:** https://www.google.com/maps?q=30.17111,-85.797595 ## Listing Agent - **Name:** Greg B Taylor · **License:** 202166 - **Brokerage:** Counts Real Estate Group Inc - **Broker Phone:** (850) 249-3615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9450-S-Thomas-Dr-Unit-1209_Panama-City-Beach_FL_32408_M69164-97611?f=listhub&s=BCARFL&m=782948&c=propsimple) ## Photos ![9450 S Thomas Drive #1209C - Photo 1](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f669557821r.jpg) ![9450 S Thomas Drive #1209C - Photo 2](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f4118213963r.jpg) ![9450 S Thomas Drive #1209C - Photo 3](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2173155808r.jpg) ![9450 S Thomas Drive #1209C - Photo 4](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3075592236r.jpg) ![9450 S Thomas Drive #1209C - Photo 5](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1642592806r.jpg) ![9450 S Thomas Drive #1209C - Photo 6](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3214438181r.jpg) ![9450 S Thomas Drive #1209C - Photo 7](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1624652470r.jpg) ![9450 S Thomas Drive #1209C - Photo 8](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f220310872r.jpg) ![9450 S Thomas Drive #1209C - Photo 9](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f4012122995r.jpg) ![9450 S Thomas Drive #1209C - Photo 10](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1621322895r.jpg) ![9450 S Thomas Drive #1209C - Photo 11](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3257302613r.jpg) ![9450 S Thomas Drive #1209C - Photo 12](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1577354942r.jpg) ![9450 S Thomas Drive #1209C - Photo 13](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f792272436r.jpg) ![9450 S Thomas Drive #1209C - Photo 14](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1216283763r.jpg) ![9450 S Thomas Drive #1209C - Photo 15](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1524958172r.jpg) ![9450 S Thomas Drive #1209C - Photo 16](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f726078131r.jpg) ![9450 S Thomas Drive #1209C - Photo 17](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f45967104r.jpg) ![9450 S Thomas Drive #1209C - Photo 18](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2777228212r.jpg) ![9450 S Thomas Drive #1209C - Photo 19](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1825492308r.jpg) ![9450 S Thomas Drive #1209C - Photo 20](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2210387934r.jpg) ![9450 S Thomas Drive #1209C - Photo 21](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2234665333r.jpg) ![9450 S Thomas Drive #1209C - Photo 22](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1069603663r.jpg) ![9450 S Thomas Drive #1209C - Photo 23](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2592117874r.jpg) ![9450 S Thomas Drive #1209C - Photo 24](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f151842074r.jpg) ![9450 S Thomas Drive #1209C - Photo 25](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f4192171069r.jpg) ![9450 S Thomas Drive #1209C - Photo 26](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1750384679r.jpg) ![9450 S Thomas Drive #1209C - Photo 27](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2622985441r.jpg) ![9450 S Thomas Drive #1209C - Photo 28](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f61885793r.jpg) ![9450 S Thomas Drive #1209C - Photo 29](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f787693264r.jpg) ![9450 S Thomas Drive #1209C - Photo 30](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f4033516443r.jpg) ![9450 S Thomas Drive #1209C - Photo 31](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2797127137r.jpg) ![9450 S Thomas Drive #1209C - Photo 32](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f41695030r.jpg) ![9450 S Thomas Drive #1209C - Photo 33](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1373151707r.jpg) ![9450 S Thomas Drive #1209C - Photo 34](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3060390269r.jpg) ![9450 S Thomas Drive #1209C - Photo 35](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3839167487r.jpg) ![9450 S Thomas Drive #1209C - Photo 36](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3433919271r.jpg) ![9450 S Thomas Drive #1209C - Photo 37](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3607761122r.jpg) ![9450 S Thomas Drive #1209C - Photo 38](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3786353653r.jpg) ![9450 S Thomas Drive #1209C - Photo 39](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f531588996r.jpg) ![9450 S Thomas Drive #1209C - Photo 40](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f221097625r.jpg) ![9450 S Thomas Drive #1209C - Photo 41](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1601932299r.jpg) ![9450 S Thomas Drive #1209C - Photo 42](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3372369226r.jpg) ![9450 S Thomas Drive #1209C - Photo 43](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2497180022r.jpg) ![9450 S Thomas Drive #1209C - Photo 44](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f76026192r.jpg) ![9450 S Thomas Drive #1209C - Photo 45](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3474112142r.jpg) ![9450 S Thomas Drive #1209C - Photo 46](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3753289078r.jpg) ![9450 S Thomas Drive #1209C - Photo 47](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1237217768r.jpg) ![9450 S Thomas Drive #1209C - Photo 48](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3131831616r.jpg) ![9450 S Thomas Drive #1209C - Photo 49](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f4070763562r.jpg) ![9450 S Thomas Drive #1209C - Photo 50](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f947920782r.jpg) ![9450 S Thomas Drive #1209C - Photo 51](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f210629117r.jpg) ![9450 S Thomas Drive #1209C - Photo 52](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3716632768r.jpg) ![9450 S Thomas Drive #1209C - Photo 53](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2114506543r.jpg) ![9450 S Thomas Drive #1209C - Photo 54](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2588037377r.jpg) ![9450 S Thomas Drive #1209C - Photo 55](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2314514018r.jpg) ![9450 S Thomas Drive #1209C - Photo 56](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f540377552r.jpg) ![9450 S Thomas Drive #1209C - Photo 57](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1341259316r.jpg) ![9450 S Thomas Drive #1209C - Photo 58](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1732874475r.jpg) ![9450 S Thomas Drive #1209C - Photo 59](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f211153688r.jpg) ![9450 S Thomas Drive #1209C - Photo 60](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2016302518r.jpg) ![9450 S Thomas Drive #1209C - Photo 61](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f4192635812r.jpg) ![9450 S Thomas Drive #1209C - Photo 62](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3531295157r.jpg) ![9450 S Thomas Drive #1209C - Photo 63](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1992021090r.jpg) ![9450 S Thomas Drive #1209C - Photo 64](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f92611805r.jpg) ![9450 S Thomas Drive #1209C - Photo 65](http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f4178462656r.jpg) --- **MLS#:** 782948 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-fl-32408-021d1fc4a0884e76a37b13adda2b4e4f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-fl-32408-021d1fc4a0884e76a37b13adda2b4e4f#listing", "url": "https://staging.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-fl-32408-021d1fc4a0884e76a37b13adda2b4e4f", "name": "9450 S Thomas Drive #1209C, Panama City, FL 32408", "description": "2BR/2BA Gulf-front condo at Boardwalk Central in Panama City Beach. 1,152 sq ft, Gulf-view primary suite, short-term rentals allowed. Built 2005. This 2 bedroom, 2 bath Gulf-front condominium at Boardwalk Central in Panama City Beach offers 1,152 heated and cooled square feet and direct beach frontage at 9450 S Thomas Drive. Built in 2005 and listed at $477,000, the unit is sold furnished, allows short term rentals, and offers immediate occupancy. Located on the 12th floor of a 22 story high rise, Unit 1209C is positioned to balance view height with practical access, giving buyers evaluating investment property, second home, or full time residence options a clear combination of Gulf exposure and rental flexibility. Inside, the layout is designed for durability and efficient turnover. Tile flooring runs throughout the residence for simplified maintenance after beach days, and crown molding adds a finished look across the main living areas. The kitchen includes granite countertops, an oversized breakfast bar with seating for four, brushed nickel appliances, and a dedicated pantry area. The living area opens directly to the Gulf-front balcony, creating a continuous indoor outdoor flow supported by floor to ceiling glass and dedicated outdoor space overlooking the shoreline. The primary bedroom opens directly to the Gulf with approximately 16 feet of floor to ceiling glass framing shoreline views. The ensuite bath includes a double vanity, separate shower, jetted tub, and walk in closet. The guest bedroom is positioned separately from the primary suite, supporting privacy for owners and guests. A stackable washer and dryer are included, allowing immediate personal use or rental readiness. Boardwalk Central is a gated Gulf-front complex with 24 hour security and a structured amenity package. The oversized free form pool, multiple hot tubs, heated features, sun decks, splash pad area, community room, grilling areas, and direct beach access create a setting designed for both recreation and guest appeal. Onsite rental management operates from the lobby level, supporting owners who choose professional rental oversight. Quarterly HOA dues of 3,347.67 include accounting, cable TV, gas, insurance, internet, legal, maintenance grounds and structure, management, pest control, security, sewer, trash, and water, consolidating many recurring ownership expenses. Positioned on S Thomas Drive near the convergence of Thomas Drive and US Highway 98, the location offers access to shopping, dining, entertainment, and St. Andrews State Park while maintaining direct Gulf frontage. For buyers comparing furnished, rental eligible Panama City Beach condominiums built in the mid 2000s, this Boardwalk Central residence delivers documented square footage, established amenities, and true beachfront placement in a professionally managed high rise environment.", "image": [ "http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f669557821r.jpg", "http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f4118213963r.jpg", "http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f2173155808r.jpg", "http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3075592236r.jpg", "http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1642592806r.jpg", "http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f3214438181r.jpg", "http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f1624652470r.jpg", "http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f220310872r.jpg", "http://lh.rdcpix.com/699d379e434144c267ed062127ce52d6l-f4012122995r.jpg", 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