# 9450 S Thomas Drive #509, Panama City, FL 32408 > **TL;DR:** 2bd/2ba condo, $479,000 ($416/sqft), built 2005, 1,152 sqft. > Waterfront, View, A/C. Est. $6,163/mo. Listed 426 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $479,000 | | Price/sqft | $416 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,152 | | Year Built | 2005 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 426 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,422 | | Estimated Insurance | $140 | | HOA | $3,601 | | **Total** | **$6,163** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 2005 - Waterfront ## Description ### Agent Description Western oriented 2BR/2BA ON THE 5TH FLOOR. PERFECT ELEVATION - NOT TOO HIGH AND NOT TOO LOW! This one-of-a-kind and rarely available property conjures up images of sun-splashed days of swimming, biking, and relaxing. The 1152sqft 2Bed/2Bath floorplan is super-efficient and lives like a beach house but comes with all the benefits of owning a condo. New Luxury vinyl plans flooring throughout and conveys fully furnished with window treatments and artwork. Boardwalk 509 invites you to lie back, relax, and enjoy panoramic views of the pool, beach, and ocean. Open floorplan and floor to ceiling windows allow for fabulous Gulf and sunset views from the unit's unique, oversized balcony, living room, dining room, kitchen, & master suite, providing the ultimate alfresco living and entertaining environment! Sunset views from this generous, private, ''bump-out'' balcony are a perfect end to a sunny day and beginning to an exciting evening - enjoy both privacy and 180 degree views! The not to high, not too low elevation keeps you connected to the beach experience! MASTER SUITE is front and center on the beach with direct access to the main balcony. Literal wall of floor ceiling glass in the Master offers world class views. Ensuite bath complete with double vanity, garden tub, separate shower, and large walk-in closet. The master suite also opens directly to main balcony. SECOND Bedroom is large and attached to second bath which can be accesses directly from the second bedroom and hallway. LUXURY! COMFORT! CONVENIENCE!! EXCELLENT RENTAL INCOME POTENTIAL. Turnkey income producer! Meticulously maintained and in excellent condition. Enjoy the good life at the Boardwalk Beach Resort with an unparalleled deck of resort style amenities including two levels of parking adjacent to the building (not across the street); beautiful grounds with a pool, spa, kiddie water play area, tiki beach bar, & so much more. Rental income potential is a big drawing card for Boardwalk Beach Resort Buyers. The Convention Center sponsors events that bring guests to Boardwalk Beach & its reputation with the vacationers brings repeat & new guests every year. Boardwalk as a development has a great aesthetic and is located across from a golf course on a palm tree lined boulevard. All measurements & information is deemed reliable but should be verified if important. ## Location - **Address:** 9450 S Thomas Drive #509, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Boardwalk Central - **Coordinates:** 30.171331, -85.797498 - **Google Maps:** https://www.google.com/maps?q=30.171331,-85.797498 ## Listing Agent - **Name:** John B Skinner Jr. · **License:** 3226343 - **Brokerage:** Keller Williams Realty Emerald Coast - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9450-S-Thomas-Dr-Unit-509_Panama-City-Beach_FL_32408_M68267-23956?f=listhub&s=BCARFL&m=778442&c=propsimple) ## Photos ![9450 S Thomas Drive #509 - Photo 1](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3034495724r.jpg) ![9450 S Thomas Drive #509 - Photo 2](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2307254862r.jpg) ![9450 S Thomas Drive #509 - Photo 3](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2758156805r.jpg) ![9450 S Thomas Drive #509 - Photo 4](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f963178674r.jpg) ![9450 S Thomas Drive #509 - Photo 5](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2514920613r.jpg) ![9450 S Thomas Drive #509 - Photo 6](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f1674740943r.jpg) ![9450 S Thomas Drive #509 - Photo 7](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f1738250426r.jpg) ![9450 S Thomas Drive #509 - Photo 8](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f1127311882r.jpg) ![9450 S Thomas Drive #509 - Photo 9](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2612281375r.jpg) ![9450 S Thomas Drive #509 - Photo 10](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f4026712084r.jpg) ![9450 S Thomas Drive #509 - Photo 11](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f4257001119r.jpg) ![9450 S Thomas Drive #509 - Photo 12](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2142986320r.jpg) ![9450 S Thomas Drive #509 - Photo 13](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3479850886r.jpg) ![9450 S Thomas Drive #509 - Photo 14](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f205492986r.jpg) ![9450 S Thomas Drive #509 - Photo 15](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2377112303r.jpg) ![9450 S Thomas Drive #509 - Photo 16](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2487481201r.jpg) ![9450 S Thomas Drive #509 - Photo 17](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3668922105r.jpg) ![9450 S Thomas Drive #509 - Photo 18](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f639053331r.jpg) ![9450 S Thomas Drive #509 - Photo 19](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2055288434r.jpg) ![9450 S Thomas Drive #509 - Photo 20](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3063028346r.jpg) ![9450 S Thomas Drive #509 - Photo 21](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f1681628220r.jpg) ![9450 S Thomas Drive #509 - Photo 22](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f1310499854r.jpg) ![9450 S Thomas Drive #509 - Photo 23](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3550874681r.jpg) ![9450 S Thomas Drive #509 - Photo 24](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f256624366r.jpg) ![9450 S Thomas Drive #509 - Photo 25](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3694811764r.jpg) ![9450 S Thomas Drive #509 - Photo 26](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f1425767466r.jpg) ![9450 S Thomas Drive #509 - Photo 27](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3009221610r.jpg) ![9450 S Thomas Drive #509 - Photo 28](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2728038426r.jpg) ![9450 S Thomas Drive #509 - Photo 29](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f229733005r.jpg) ![9450 S Thomas Drive #509 - Photo 30](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3717847715r.jpg) ![9450 S Thomas Drive #509 - Photo 31](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3724338783r.jpg) ![9450 S Thomas Drive #509 - Photo 32](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f984743803r.jpg) ![9450 S Thomas Drive #509 - Photo 33](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2505834019r.jpg) ![9450 S Thomas Drive #509 - Photo 34](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3474815851r.jpg) ![9450 S Thomas Drive #509 - Photo 35](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f977937089r.jpg) ![9450 S Thomas Drive #509 - Photo 36](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2481821427r.jpg) ![9450 S Thomas Drive #509 - Photo 37](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f4285933539r.jpg) ![9450 S Thomas Drive #509 - Photo 38](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3192957609r.jpg) ![9450 S Thomas Drive #509 - Photo 39](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f1832417293r.jpg) ![9450 S Thomas Drive #509 - Photo 40](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f23036297r.jpg) ![9450 S Thomas Drive #509 - Photo 41](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f3018213018r.jpg) ![9450 S Thomas Drive #509 - Photo 42](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2947150339r.jpg) ![9450 S Thomas Drive #509 - Photo 43](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f623329555r.jpg) ![9450 S Thomas Drive #509 - Photo 44](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f1156008643r.jpg) ![9450 S Thomas Drive #509 - Photo 45](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f1641387450r.jpg) ![9450 S Thomas Drive #509 - Photo 46](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2486651906r.jpg) ![9450 S Thomas Drive #509 - Photo 47](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f1543832082r.jpg) ![9450 S Thomas Drive #509 - Photo 48](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f13584627r.jpg) ![9450 S Thomas Drive #509 - Photo 49](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f928132183r.jpg) ![9450 S Thomas Drive #509 - Photo 50](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f980624179r.jpg) ![9450 S Thomas Drive #509 - Photo 51](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f1370332130r.jpg) ![9450 S Thomas Drive #509 - Photo 52](http://lh.rdcpix.com/3c4f6eb023385d4dbc125d842374a0cfl-f2572204344r.jpg) --- **MLS#:** 778442 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-fl-32408-489fba9c69024d2aa8d8a21f25349d55) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-fl-32408-489fba9c69024d2aa8d8a21f25349d55#listing", "url": "https://staging.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-fl-32408-489fba9c69024d2aa8d8a21f25349d55", "name": "9450 S Thomas Drive #509, Panama City, FL 32408", "description": "Western oriented 2BR/2BA ON THE 5TH FLOOR. PERFECT ELEVATION - NOT TOO HIGH AND NOT TOO LOW! This one-of-a-kind and rarely available property conjures up images of sun-splashed days of swimming, biking, and relaxing. The 1152sqft 2Bed/2Bath floorplan is super-efficient and lives like a beach house but comes with all the benefits of owning a condo. New Luxury vinyl plans flooring throughout and conveys fully furnished with window treatments and artwork. Boardwalk 509 invites you to lie back, relax, and enjoy panoramic views of the pool, beach, and ocean. Open floorplan and floor to ceiling windows allow for fabulous Gulf and sunset views from the unit's unique, oversized balcony, living room, dining room, kitchen, & master suite, providing the ultimate alfresco living and entertaining environment! Sunset views from this generous, private, ''bump-out'' balcony are a perfect end to a sunny day and beginning to an exciting evening - enjoy both privacy and 180 degree views! The not to high, not too low elevation keeps you connected to the beach experience! MASTER SUITE is front and center on the beach with direct access to the main balcony. Literal wall of floor ceiling glass in the Master offers world class views. Ensuite bath complete with double vanity, garden tub, separate shower, and large walk-in closet. The master suite also opens directly to main balcony. SECOND Bedroom is large and attached to second bath which can be accesses directly from the second bedroom and hallway. LUXURY! COMFORT! CONVENIENCE!! EXCELLENT RENTAL INCOME POTENTIAL. Turnkey income producer! Meticulously maintained and in excellent condition. Enjoy the good life at the Boardwalk Beach Resort with an unparalleled deck of resort style amenities including two levels of parking adjacent to the building (not across the street); beautiful grounds with a pool, spa, kiddie water play area, tiki beach bar, & so much more. Rental income potential is a big drawing card for Boardwalk Beach Resort Buyers. The Convention Center sponsors events that bring guests to Boardwalk Beach & its reputation with the vacationers brings repeat & new guests every year. Boardwalk as a development has a great aesthetic and is located across from a golf course on a palm tree lined boulevard. 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