# 9450 S Thomas Drive #1406D, Panama City, FL 32408

> **TL;DR:** 1bd/1ba condo, $367,500 ($493/sqft), built 2005, 745 sqft.
> Waterfront, A/C. Est. $4,294/mo. Listed 307 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $367,500 |
| Price/sqft | $493 |
| Bedrooms | 1 |
| Bathrooms | 1 full |
| Square Feet | 745 |
| Year Built | 2005 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 307 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,858 |
| Estimated Insurance | $107 |
| HOA | $2,329 |
| **Total** | **$4,294** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2005
- Waterfront

## Description

### Agent Description
1BR/1BA Gulf-front condo in Boardwalk Central in Panama City Beach. Gulf-view balcony and built-in hallway bunks. 745 sqft, built 2005, located on the 14th floor of a 22 story high rise. Unit 1406D at Boardwalk Central in Panama City Beach offers a 1 bedroom, 1 bathroom Gulf-front condominium with 745 square feet of heated and cooled living space and a list price of $375,000. Located on the 14th floor of a 22 story building constructed in 2005, the unit provides Gulf views from the private balcony and direct beach access through the building. Short term rentals are permitted, offering flexibility for personal use, seasonal stays, or vacation rental income potential. Inside the unit, the layout includes a primary bedroom, living room, kitchen, and a hallway bunk alcove with built in bunks designed to provide additional sleeping capacity. Tile flooring runs throughout the interior for easy maintenance. The kitchen features granite countertops and an extended breakfast bar that accommodates seating for dining or casual gatherings. Crown molding and elevated ceilings add definition to the main living areas while balcony access allows natural light and Gulf views. Major systems include central heating and cooling with electric service, ceiling fans, and kitchen appliances including refrigerator, electric cooktop, oven, dishwasher, microwave, and stacked washer and dryer. The building is constructed with concrete and stucco exterior materials and includes fire safety systems, gated entry, security monitoring, and controlled building access. Boardwalk Central residents and guests have access to a Gulf-front pool deck with a freeform tropical pool, heated spa areas, sun decks, and seasonal food and beverage service near the pool area. Additional amenities include recreation facilities, meeting spaces, beach access points, and community gathering areas designed for coastal condominium living. The property is located along South Thomas Drive in Panama City Beach, placing it near restaurants, retail, entertainment venues, and beach access points throughout the central beach corridor. The condominium is being offered furnished with immediate occupancy available. Quarterly homeowners association dues are currently $2,378.23 and include services such as cable TV, internet, water, sewer, trash service, exterior maintenance, pest control, building insurance, security, and professional management.

## Location

- **Address:** 9450 S Thomas Drive #1406D, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Boardwalk Central
- **Coordinates:** 30.1711, -85.797639
- **Google Maps:** https://www.google.com/maps?q=30.1711,-85.797639

## Listing Agent

- **Name:** Greg B Taylor · **License:** 202166
- **Brokerage:** Counts Real Estate Group Inc
- **Broker Phone:** (850) 249-3615
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9450-S-Thomas-Dr-Unit-1406_Panama-City-Beach_FL_32408_M68601-51506?f=listhub&s=BCARFL&m=782949&c=propsimple)

## Photos

![9450 S Thomas Drive #1406D - Photo 1](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f508219990r.jpg)

![9450 S Thomas Drive #1406D - Photo 2](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f4118213963r.jpg)

![9450 S Thomas Drive #1406D - Photo 3](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2173155808r.jpg)

![9450 S Thomas Drive #1406D - Photo 4](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3075592236r.jpg)

![9450 S Thomas Drive #1406D - Photo 5](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f1642592806r.jpg)

![9450 S Thomas Drive #1406D - Photo 6](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3214438181r.jpg)

![9450 S Thomas Drive #1406D - Photo 7](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f1624652470r.jpg)

![9450 S Thomas Drive #1406D - Photo 8](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2906411438r.jpg)

![9450 S Thomas Drive #1406D - Photo 9](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2158525049r.jpg)

![9450 S Thomas Drive #1406D - Photo 10](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f848933525r.jpg)

![9450 S Thomas Drive #1406D - Photo 11](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f731811012r.jpg)

![9450 S Thomas Drive #1406D - Photo 12](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2453509610r.jpg)

![9450 S Thomas Drive #1406D - Photo 13](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3215607795r.jpg)

![9450 S Thomas Drive #1406D - Photo 14](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2172609728r.jpg)

![9450 S Thomas Drive #1406D - Photo 15](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f1439620103r.jpg)

![9450 S Thomas Drive #1406D - Photo 16](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f328290632r.jpg)

![9450 S Thomas Drive #1406D - Photo 17](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3710799361r.jpg)

![9450 S Thomas Drive #1406D - Photo 18](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f258430280r.jpg)

![9450 S Thomas Drive #1406D - Photo 19](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f273833472r.jpg)

![9450 S Thomas Drive #1406D - Photo 20](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f772320225r.jpg)

![9450 S Thomas Drive #1406D - Photo 21](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2116601974r.jpg)

![9450 S Thomas Drive #1406D - Photo 22](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f1179369799r.jpg)

![9450 S Thomas Drive #1406D - Photo 23](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f1229439496r.jpg)

![9450 S Thomas Drive #1406D - Photo 24](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3558775515r.jpg)

![9450 S Thomas Drive #1406D - Photo 25](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3123331039r.jpg)

![9450 S Thomas Drive #1406D - Photo 26](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f486650756r.jpg)

![9450 S Thomas Drive #1406D - Photo 27](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3372369226r.jpg)

![9450 S Thomas Drive #1406D - Photo 28](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f531588996r.jpg)

![9450 S Thomas Drive #1406D - Photo 29](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f221097625r.jpg)

![9450 S Thomas Drive #1406D - Photo 30](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f1601932299r.jpg)

![9450 S Thomas Drive #1406D - Photo 31](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f76026192r.jpg)

![9450 S Thomas Drive #1406D - Photo 32](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2497180022r.jpg)

![9450 S Thomas Drive #1406D - Photo 33](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3474112142r.jpg)

![9450 S Thomas Drive #1406D - Photo 34](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3753289078r.jpg)

![9450 S Thomas Drive #1406D - Photo 35](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f1237217768r.jpg)

![9450 S Thomas Drive #1406D - Photo 36](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3131831616r.jpg)

![9450 S Thomas Drive #1406D - Photo 37](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f4070763562r.jpg)

![9450 S Thomas Drive #1406D - Photo 38](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f947920782r.jpg)

![9450 S Thomas Drive #1406D - Photo 39](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f210629117r.jpg)

![9450 S Thomas Drive #1406D - Photo 40](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3716632768r.jpg)

![9450 S Thomas Drive #1406D - Photo 41](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2114506543r.jpg)

![9450 S Thomas Drive #1406D - Photo 42](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2588037377r.jpg)

![9450 S Thomas Drive #1406D - Photo 43](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2314514018r.jpg)

![9450 S Thomas Drive #1406D - Photo 44](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f540377552r.jpg)

![9450 S Thomas Drive #1406D - Photo 45](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f1732874475r.jpg)

![9450 S Thomas Drive #1406D - Photo 46](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f211153688r.jpg)

![9450 S Thomas Drive #1406D - Photo 47](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3531295157r.jpg)

![9450 S Thomas Drive #1406D - Photo 48](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f771279388r.jpg)

![9450 S Thomas Drive #1406D - Photo 49](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f1992021090r.jpg)

![9450 S Thomas Drive #1406D - Photo 50](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2016302518r.jpg)

![9450 S Thomas Drive #1406D - Photo 51](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f4161580148r.jpg)

![9450 S Thomas Drive #1406D - Photo 52](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f1429857788r.jpg)

![9450 S Thomas Drive #1406D - Photo 53](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f3839548140r.jpg)

![9450 S Thomas Drive #1406D - Photo 54](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f4178462656r.jpg)

![9450 S Thomas Drive #1406D - Photo 55](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f1341259316r.jpg)

![9450 S Thomas Drive #1406D - Photo 56](http://lh.rdcpix.com/98bf065b83df53312a6bcbbf8814fb33l-f2781096067r.jpg)

---

**MLS#:** 782949 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-fl-32408-b127174f39a742a1b78539c448b7d2df)

---

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