# 9450 S Thomas Drive #2102, Panama City, FL 32408

> **TL;DR:** 2bd/2ba condo, $474,900 ($344/sqft), built 2005, 1,380 sqft.
> Waterfront, View, A/C. Est. $6,853/mo. Listed 138 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $474,900 |
| Price/sqft | $344 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,380 |
| Year Built | 2005 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 138 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,401 |
| Estimated Insurance | $139 |
| HOA | $4,313 |
| **Total** | **$6,853** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 2005
- Waterfront

## Description

### Agent Description
When buyers compare beachfront condos, the view often makes the decision--and Boardwalk 2102 delivers one of the most impressive perspectives on Panama City Beach. Perched on the 21st floor, this Gulf-front residence captures sweeping views of emerald waters and sugar-white beaches from the moment you enter. Unlike many floor plans that reserve the best views for the living area only, this residence features a true Gulf-front primary suite, allowing you to wake each morning to panoramic Gulf views and the sound of the waves. The open-concept layout keeps the Gulf as the focal point, creating a bright and spacious coastal retreat. Boardwalk Beach Resort is one of Panama City Beach's most established Gulf-front communities, offering resort-style amenities including a beachfront pool, heated spa, kiddie splash area, tiki bar, fitness center, beautifully maintained grounds, and a covered parking garage with direct elevator access. The connected parking garage provides a convenient arrival experience rarely found in many beachfront properties. Ideally located on a palm-lined boulevard adjacent to the convention center and across from a golf course, Boardwalk enjoys strong year-round visitor demand. Owners and guests are within walking distance of Tootsie's Orchid Lounge, Pineapple Willy's, and numerous dining and entertainment options. Additional ownership advantages include conventional financing eligibility, completed SIRS requirements, and a well-established ownership community. A rare oversized climate controlled commercial-grade storage closet located adjacent to the first level of the parking garage is available for purchase separately and is not included in the list price - ideal for beach gear (keep the sand out of your condo) and larger items such as kayaks & surf and paddle boards. Whether you're seeking a beachfront getaway, second home, or investment property, Boardwalk 2102 stands out with its exceptional Gulf-front location, sought-after high-floor elevation, true Gulf-front primary suite, and breathtaking views. All measurements and information are deemed reliable but should be verified if important.

## Location

- **Address:** 9450 S Thomas Drive #2102, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Boardwalk Central
- **Coordinates:** 30.171019, -85.797692
- **Google Maps:** https://www.google.com/maps?q=30.171019,-85.797692

## Listing Agent

- **Name:** John B Skinner Jr. · **License:** 3226343
- **Brokerage:** Keller Williams Realty Emerald Coast
- **Broker Phone:** (850) 654-2900
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9450-S-Thomas-Dr-Unit-2102_Panama-City-Beach_FL_32408_M69065-84870?f=listhub&s=BCARFL&m=791242&c=propsimple)

## Photos

![9450 S Thomas Drive #2102 - Photo 1](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f98504205r.jpg)

![9450 S Thomas Drive #2102 - Photo 2](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f1684038964r.jpg)

![9450 S Thomas Drive #2102 - Photo 3](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f3601735262r.jpg)

![9450 S Thomas Drive #2102 - Photo 4](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f3257865114r.jpg)

![9450 S Thomas Drive #2102 - Photo 5](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f287050483r.jpg)

![9450 S Thomas Drive #2102 - Photo 6](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f1754668536r.jpg)

![9450 S Thomas Drive #2102 - Photo 7](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f4005861007r.jpg)

![9450 S Thomas Drive #2102 - Photo 8](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f758908929r.jpg)

![9450 S Thomas Drive #2102 - Photo 9](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f262518388r.jpg)

![9450 S Thomas Drive #2102 - Photo 10](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f223892128r.jpg)

![9450 S Thomas Drive #2102 - Photo 11](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f3632336704r.jpg)

![9450 S Thomas Drive #2102 - Photo 12](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f2596362637r.jpg)

![9450 S Thomas Drive #2102 - Photo 13](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f3378257009r.jpg)

![9450 S Thomas Drive #2102 - Photo 14](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f3846013520r.jpg)

![9450 S Thomas Drive #2102 - Photo 15](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f3062075836r.jpg)

![9450 S Thomas Drive #2102 - Photo 16](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f464380640r.jpg)

![9450 S Thomas Drive #2102 - Photo 17](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f843797730r.jpg)

![9450 S Thomas Drive #2102 - Photo 18](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f3090190403r.jpg)

![9450 S Thomas Drive #2102 - Photo 19](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f2510054518r.jpg)

![9450 S Thomas Drive #2102 - Photo 20](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f115307829r.jpg)

![9450 S Thomas Drive #2102 - Photo 21](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f3421126560r.jpg)

![9450 S Thomas Drive #2102 - Photo 22](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f3789540745r.jpg)

![9450 S Thomas Drive #2102 - Photo 23](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f2322415489r.jpg)

![9450 S Thomas Drive #2102 - Photo 24](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f1931793413r.jpg)

![9450 S Thomas Drive #2102 - Photo 25](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f742040889r.jpg)

![9450 S Thomas Drive #2102 - Photo 26](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f1894774036r.jpg)

![9450 S Thomas Drive #2102 - Photo 27](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f2710811079r.jpg)

![9450 S Thomas Drive #2102 - Photo 28](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f4262947230r.jpg)

![9450 S Thomas Drive #2102 - Photo 29](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f699078285r.jpg)

![9450 S Thomas Drive #2102 - Photo 30](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f1515296780r.jpg)

![9450 S Thomas Drive #2102 - Photo 31](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f3107301605r.jpg)

![9450 S Thomas Drive #2102 - Photo 32](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f1187054891r.jpg)

![9450 S Thomas Drive #2102 - Photo 33](http://lh.rdcpix.com/e5c0d3d7f033584922f526206cb9b898l-f1076231410r.jpg)

---

**MLS#:** 791242 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-fl-32408-d1deb0a9e86e43668ab6d7e438f83155)

---

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      "name": "Keller Williams Realty Emerald Coast",
      "telephone": "(850) 654-2900"
    }
  }
}
```