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About This Home

This 4-bedroom, 2-bathroom single family at 9490 Lutoo Ln in Pensacola, FL is listed for $299,000 ($167 per sqft). Built in 2018, the home offers 1,787 sqft of living space on a 0.13 acres lot.

Agent Description

Sophisticated Living in Navy Oaks Welcome to this stunning former model home, perfectly positioned in the desirable Navy Oaks subdivision of Pensacola. Combining modern architecture with thoughtful upgrades, this residence offers a premium living experience just minutes from Beulah Middle School.

Property Highlights Spacious Layout: 4 Bedrooms | 2 Bathrooms Chef's Dream Kitchen: Features a large center island perfect for meal prep and casual dining, flowing seamlessly into the main living area. Outdoor Living: Enjoy Northwest Florida evenings on your covered back porch, overlooking a fully fenced backyard-ideal for pets, play, or privacy.

Parking & Storage: A clean, spacious 2-car garage provides plenty of room for vehicles and gear. Modern Potential As a former model, this home was ahead of its time and was professionally pre-wired for smart home technology. A Note for the Tech-Savvy: While the infrastructure for a "smart" lifestyle is integrated into the home's bones, the current owners have not utilized these features.

This presents a fantastic "blank canvas" opportunity for a buyer to reactivate, upgrade, or customize the home automation system to their own specifications. Location, Location, Location Situated in the 32526 zip code, you are perfectly placed for convenience: Education: Mere minutes from the highly-rated Beulah Middle School. Commute: Quick access to I-10, Navy Federal Credit Union Heritage Gardens, and local shopping hubs. Recreation: Short drives to the Perdido River or the white sands of Pensacola Beach.

Key Features

  • Built in 2018
  • 0.13 acre lot
  • 2 parking spaces

Property Details

1 story
2 full
2 spaces
2018

Amenities

A/C

Monthly Cost Estimate

$2,059/mo

20% down · 6.5% · 30 years

Principal$216
Interest$1,296
Insurance$87
HOA$460

Estimates only. Actual payments may vary.

Location

9490 Lutoo Ln

Pensacola, FL 32526

Navy Oaks

Property Details

Construction

Frame

Parking

GarageOpen

Heating

Central

Cooling

Central AirCeiling Fan(s)

Appliances

Electric Water HeaterDryerWasherBuilt In MicrowaveDishwasherDisposalRefrigeratorSelf Cleaning OvenENERGY STAR Qualified DishwasherENERGY STAR Qualified DryerENERGY STAR Qualified RefrigeratorENERGY STAR Qualified Washer

Questions & Answers

This 4-bedroom, 2-bathroom single family at 9490 Lutoo Ln is listed at $299,000 ($167/sqft). The estimated monthly payment is $1,756 based on 20% down at 6.5% interest.

HOA fees are $460/month.

Key features include: Built in 2018, 0.13 acre lot, 2 parking spaces.

This property is listed by Alison Davenport and can be reached at (850) 912-4123 or alison@davprop.com.

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Alison Davenport

Agent at Better Homes And Gardens Real Estate Main Street Properties

(850) 912-4123

Listed by Better Homes And Gardens Real Estate Main Street Properties

MLS# 678972· Source: listhub· Updated 32 days ago

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9490 Lutoo Ln, Pensacola, FL 32526

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