About This Home

This 3-bedroom, 2-bathroom single family at 95 1st Street in Santa Rosa Beach, FL is listed for $370,000. Built in 2020, on a 0.14 acres lot.

Key Features

  • Built in 2020
  • 0.14 acre lot

Property Details

2 full
2020
Listing Description

Positioned for coastal living, vacation rental income and long term flexibility, this three bedroom, two bathroom bungalow offers a compelling opportunity in Santa Rosa Beach. Built in 2020, the property is established as a vacation rental and equally suited for full time living or a second home near the coast.

Generous double parking and a wide staircase welcome you to a spacious front porch with a custom swing, setting the tone for relaxed coastal living. Inside, neutral finishes and wide plank LVP flooring carry throughout the open living, dining and kitchen areas.

Granite countertops, coastal gray cabinetry and an attractive backsplash bring a clean, coastal finish to a kitchen designed for everyday living and entertaining. A built in electric fireplace anchors the living area, while natural light adds warmth throughout the interior.

A custom barn door conceals the oversized laundry area, with convenient access to the side yard. Both bathrooms feature floor to ceiling tiled showers and polished finishes. The oversized fenced backyard is a standout feature, offering room to entertain, space for pets and play, and room to explore adding a pool.

A spacious deck, pavered walkway and firepit create an inviting outdoor setting for evenings with friends and relaxed weekends at home. With no HOA, owners have added flexibility to enjoy the property on their own terms. Ed Walline Regional Beach Access and Blue Mountain Beach are just minutes away, placing the shoreline, dining and shopping of 30A within easy reach.

Cessna Landing Boat Ramp is approximately 3 minutes and 37 seconds away, offering convenient access to the bay for boating and days on the water. For buyers looking to enter the Santa Rosa Beach market, secure a coastal second home or pursue a vacation rental investment, this property offers modern construction, usable outdoor space and a location that supports multiple ownership strategies.

Monthly Cost Estimate

$1,979/mo

20% down · 6.5% · 30 years

Principal$268
Interest$1,603
Insurance$108

Estimates only. Actual payments may vary.

Location

95 1st Street

Santa Rosa Beach, FL 32459

Questions & Answers

This 3-bedroom, 2-bathroom single family at 95 1st Street is listed at $370,000. The estimated monthly payment is $1,979 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2020, 0.14 acre lot.

This property is listed by Andrew Farmer.

AF

Andrew Farmer

Agent at NextHome, Inc

Listed by NextHome, Inc · Broker phone: 8502761957 · Broker website

MLS# 996390· Source: NextHome, Inc· Added to PropertySimple today

Copyright © 2026 NextHome, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

95 1st Street, Santa Rosa Beach, FL 32459

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