# 95 1st Street, Santa Rosa Beach, FL 32459 > **TL;DR:** 3bd/2ba single family, $370,000, built 2020. Est. $1,979/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $370,000 | | Bedrooms | 3 | | Bathrooms | 2 full | | Year Built | 2020 | | Lot Size | 6,098 sqft (0.14 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,871 | | Estimated Insurance | $108 | | **Total** | **$1,979** | ## Property Highlights - Built in 2020 - 0.14 acre lot ## Description ### Agent Description Positioned for coastal living, vacation rental income and long term flexibility, this three bedroom, two bathroom bungalow offers a compelling opportunity in Santa Rosa Beach. Built in 2020, the property is established as a vacation rental and equally suited for full time living or a second home near the coast. Generous double parking and a wide staircase welcome you to a spacious front porch with a custom swing, setting the tone for relaxed coastal living. Inside, neutral finishes and wide plank LVP flooring carry throughout the open living, dining and kitchen areas. Granite countertops, coastal gray cabinetry and an attractive backsplash bring a clean, coastal finish to a kitchen designed for everyday living and entertaining. A built in electric fireplace anchors the living area, while natural light adds warmth throughout the interior. A custom barn door conceals the oversized laundry area, with convenient access to the side yard. Both bathrooms feature floor to ceiling tiled showers and polished finishes. The oversized fenced backyard is a standout feature, offering room to entertain, space for pets and play, and room to explore adding a pool. A spacious deck, pavered walkway and firepit create an inviting outdoor setting for evenings with friends and relaxed weekends at home. With no HOA, owners have added flexibility to enjoy the property on their own terms. Ed Walline Regional Beach Access and Blue Mountain Beach are just minutes away, placing the shoreline, dining and shopping of 30A within easy reach. Cessna Landing Boat Ramp is approximately 3 minutes and 37 seconds away, offering convenient access to the bay for boating and days on the water. For buyers looking to enter the Santa Rosa Beach market, secure a coastal second home or pursue a vacation rental investment, this property offers modern construction, usable outdoor space and a location that supports multiple ownership strategies. ## Location - **Address:** 95 1st Street, Santa Rosa Beach, FL 32459 - **Coordinates:** 30.39189148, -86.22154999 - **Google Maps:** https://www.google.com/maps?q=30.39189148,-86.22154999 ## Listing Agent - **Name:** Andrew Farmer - **Brokerage:** NextHome, Inc - **Broker Phone:** 8502761957 ## Photos ![95 1st Street - Photo 1](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1621233151r.jpg) ![95 1st Street - Photo 2](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2232106772r.jpg) ![95 1st Street - Photo 3](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3116922710r.jpg) ![95 1st Street - Photo 4](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1457020683r.jpg) ![95 1st Street - Photo 5](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f4164238110r.jpg) ![95 1st Street - Photo 6](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1140150007r.jpg) ![95 1st Street - Photo 7](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3855474091r.jpg) ![95 1st Street - Photo 8](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3257096703r.jpg) ![95 1st Street - Photo 9](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1438036305r.jpg) ![95 1st Street - Photo 10](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1079784396r.jpg) ![95 1st Street - Photo 11](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2531858804r.jpg) ![95 1st Street - Photo 12](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2377780433r.jpg) ![95 1st Street - Photo 13](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f4142797628r.jpg) ![95 1st Street - Photo 14](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1510880277r.jpg) ![95 1st Street - Photo 15](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3883785423r.jpg) ![95 1st Street - Photo 16](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2769273816r.jpg) ![95 1st Street - Photo 17](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1221308429r.jpg) ![95 1st Street - Photo 18](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1383806063r.jpg) ![95 1st Street - Photo 19](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1427241056r.jpg) ![95 1st Street - Photo 20](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2469415625r.jpg) ![95 1st Street - Photo 21](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2123556568r.jpg) ![95 1st Street - Photo 22](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3692610009r.jpg) ![95 1st Street - Photo 23](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2289769518r.jpg) ![95 1st Street - Photo 24](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3949051203r.jpg) ![95 1st Street - Photo 25](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3471164159r.jpg) ![95 1st Street - Photo 26](http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2870357332r.jpg) --- **MLS#:** 996390 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 NextHome, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/95-1st-street-santa-rosa-beach-fl-32459-1a06f94ecabc467fb193051de5a39cdc) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/95-1st-street-santa-rosa-beach-fl-32459-1a06f94ecabc467fb193051de5a39cdc#listing", "url": "https://staging.propertysimple.ai/listing/95-1st-street-santa-rosa-beach-fl-32459-1a06f94ecabc467fb193051de5a39cdc", "name": "95 1st Street, Santa Rosa Beach, FL 32459", "description": "Positioned for coastal living, vacation rental income and long term flexibility, this three bedroom, two bathroom bungalow offers a compelling opportunity in Santa Rosa Beach. Built in 2020, the property is established as a vacation rental and equally suited for full time living or a second home near the coast. Generous double parking and a wide staircase welcome you to a spacious front porch with a custom swing, setting the tone for relaxed coastal living. Inside, neutral finishes and wide plank LVP flooring carry throughout the open living, dining and kitchen areas. Granite countertops, coastal gray cabinetry and an attractive backsplash bring a clean, coastal finish to a kitchen designed for everyday living and entertaining. A built in electric fireplace anchors the living area, while natural light adds warmth throughout the interior. A custom barn door conceals the oversized laundry area, with convenient access to the side yard. Both bathrooms feature floor to ceiling tiled showers and polished finishes. The oversized fenced backyard is a standout feature, offering room to entertain, space for pets and play, and room to explore adding a pool. A spacious deck, pavered walkway and firepit create an inviting outdoor setting for evenings with friends and relaxed weekends at home. With no HOA, owners have added flexibility to enjoy the property on their own terms. Ed Walline Regional Beach Access and Blue Mountain Beach are just minutes away, placing the shoreline, dining and shopping of 30A within easy reach. Cessna Landing Boat Ramp is approximately 3 minutes and 37 seconds away, offering convenient access to the bay for boating and days on the water. For buyers looking to enter the Santa Rosa Beach market, secure a coastal second home or pursue a vacation rental investment, this property offers modern construction, usable outdoor space and a location that supports multiple ownership strategies.", "image": [ "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1621233151r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2232106772r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3116922710r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1457020683r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f4164238110r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1140150007r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3855474091r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3257096703r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1438036305r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1079784396r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2531858804r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2377780433r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f4142797628r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1510880277r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3883785423r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2769273816r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1221308429r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1383806063r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1427241056r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2469415625r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2123556568r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3692610009r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2289769518r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3949051203r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3471164159r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2870357332r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1621233151r.jpg", "caption": "95 1st Street - Santa Rosa Beach, FL" }, "datePosted": "2026-10-26T17:24:43.878Z", "dateModified": "2026-10-26T17:24:43.878Z", "mainEntity": { "@type": "Accommodation", "@id": "https://staging.propertysimple.ai/listing/95-1st-street-santa-rosa-beach-fl-32459-1a06f94ecabc467fb193051de5a39cdc#property", "name": "95 1st Street, Santa Rosa Beach, FL 32459", "address": { "@type": "PostalAddress", "streetAddress": "95 1st Street", "addressLocality": "Santa Rosa Beach", "addressRegion": "FL", "postalCode": "32459", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 30.39189148, "longitude": -86.22154999 }, "image": [ "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1621233151r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2232106772r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3116922710r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1457020683r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f4164238110r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1140150007r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3855474091r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3257096703r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1438036305r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1079784396r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2531858804r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2377780433r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f4142797628r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1510880277r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3883785423r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2769273816r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1221308429r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1383806063r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f1427241056r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2469415625r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2123556568r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3692610009r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2289769518r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3949051203r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f3471164159r.jpg", "http://lh.rdcpix.com/4b6a38937b1a06fdc1ce9cb1ebb2d3a9l-f2870357332r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "996390" }, "accommodationCategory": "Other", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "yearBuilt": 2020, "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.14 acres" }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Other" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/95-1st-street-santa-rosa-beach-fl-32459-1a06f94ecabc467fb193051de5a39cdc#offer", "url": "https://staging.propertysimple.ai/listing/95-1st-street-santa-rosa-beach-fl-32459-1a06f94ecabc467fb193051de5a39cdc", "price": 370000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/95-1st-street-santa-rosa-beach-fl-32459-1a06f94ecabc467fb193051de5a39cdc#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/95-1st-street-santa-rosa-beach-fl-32459-1a06f94ecabc467fb193051de5a39cdc#agent", "name": "Andrew Farmer", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/95-1st-street-santa-rosa-beach-fl-32459-1a06f94ecabc467fb193051de5a39cdc#brokerage", "name": "NextHome, Inc", "telephone": "8502761957", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/0c784d90b93a11e4a35d02084db951c2k-c4048180329r.png" } } } } ```