# 954 Charles Street, Irving, NY 14081

> **TL;DR:** 6bd/4ba residential multi family, $499,900 ($255/sqft), built 1950, 1,960 sqft.
> 2-car garage. Est. $2,674/mo. Listed 160 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $499,900 |
| Price/sqft | $255 |
| Bedrooms | 6 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 1,960 |
| Year Built | 1950 |
| Lot Size | 8,960 sqft (0.21 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Residential Multi Family (Other) |
| Status | Active |
| Days on Market | 160 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,528 |
| Estimated Insurance | $146 |
| **Total** | **$2,674** |

## Key Amenities

- 2-car garage

## Property Highlights

- Built in 1950
- 0.21 acre lot

## Description

### Agent Description
Sunset Bay's only duplex is for sale! Rare bay-corner 2-unit with oversized boat-ready garage, steps to marina, boat launch, beachfront restaurants and sandy beach. Perfect as a year-round retreat, summer compound or income property in one of Chautauqua County's most popular vacation neighborhoods! Each side is turn key offering 3 furnished bedrooms, spacious living room and large eat-in kitchen. Side A: 1.5 baths. Side B: first-floor bedroom plus 2 full baths. Both units share a large two-level covered back deck that spans the width of the building- ideal for outdoor entertaining or rental guest relaxation. Coin-op washer/dryer, separate electric boxes, hot water tanks and boilers are conveniently located in the common entry. Driveway/off-street parking for each unit and a partially fenced corner lot add privacy and convenience. Exceptional storage space: oversized detached garage approx. 23' x 33' with ~12' clearance from floor to rafters-room for your boat, cars and beach gear. Recent updates include a metal roof on both house and garage and nearly all replacement windows. Sellers can provide carefully screened renter contact information to buyer to help transition rental income; summer weekly rental potential is strong in this market (potential to make 3,000+ per week; buyer to verify). Short walk to marina, state marine park, waterfront dining and all the summer activities that make Sunset Bay a seasonal hotspot. Don't miss this one-of-a-kind opportunity to own the only duplex in Sunset Bay. Ideal for those who want personal waterfront enjoyment plus proven rental demand!

## Location

- **Address:** 954 Charles Street, Irving, NY 14081
- **County:** Chautauqua
- **Neighborhood:** Burmaster Sub
- **Coordinates:** 42.564007, -79.134115
- **Google Maps:** https://www.google.com/maps?q=42.564007,-79.134115

## Listing Agent

- **Name:** Brittany Cerrie · **License:** 10401351451
- **Brokerage:** Howard Hanna Holt Real Estate
- **Broker Phone:** (716) 269-4208
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/954-Charles-St_Irving_NY_14081_M42906-96264?f=listhub&s=BNARNY&m=R1682579&c=propsimple)

## Photos

![954 Charles Street - Photo 1](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f4259905936r.jpg)

![954 Charles Street - Photo 2](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2725025357r.jpg)

![954 Charles Street - Photo 3](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f707784526r.jpg)

![954 Charles Street - Photo 4](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f159880158r.jpg)

![954 Charles Street - Photo 5](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3933660070r.jpg)

![954 Charles Street - Photo 6](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2957580061r.jpg)

![954 Charles Street - Photo 7](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f681821886r.jpg)

![954 Charles Street - Photo 8](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2588426367r.jpg)

![954 Charles Street - Photo 9](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3967535828r.jpg)

![954 Charles Street - Photo 10](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f456893235r.jpg)

![954 Charles Street - Photo 11](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1647629517r.jpg)

![954 Charles Street - Photo 12](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2631550336r.jpg)

![954 Charles Street - Photo 13](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f748205080r.jpg)

![954 Charles Street - Photo 14](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f205973035r.jpg)

![954 Charles Street - Photo 15](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3153253853r.jpg)

![954 Charles Street - Photo 16](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3610106096r.jpg)

![954 Charles Street - Photo 17](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3341551966r.jpg)

![954 Charles Street - Photo 18](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f4035910336r.jpg)

![954 Charles Street - Photo 19](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3615700145r.jpg)

![954 Charles Street - Photo 20](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1938585240r.jpg)

![954 Charles Street - Photo 21](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2039047245r.jpg)

![954 Charles Street - Photo 22](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f4107083944r.jpg)

![954 Charles Street - Photo 23](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1293080148r.jpg)

![954 Charles Street - Photo 24](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2334577187r.jpg)

![954 Charles Street - Photo 25](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f993869932r.jpg)

![954 Charles Street - Photo 26](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2025642971r.jpg)

![954 Charles Street - Photo 27](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1690657272r.jpg)

![954 Charles Street - Photo 28](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2638178661r.jpg)

![954 Charles Street - Photo 29](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2952449310r.jpg)

![954 Charles Street - Photo 30](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f313729480r.jpg)

![954 Charles Street - Photo 31](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f776659627r.jpg)

![954 Charles Street - Photo 32](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1872422630r.jpg)

![954 Charles Street - Photo 33](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2156434781r.jpg)

![954 Charles Street - Photo 34](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2144777001r.jpg)

![954 Charles Street - Photo 35](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2952686986r.jpg)

![954 Charles Street - Photo 36](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3748043184r.jpg)

![954 Charles Street - Photo 37](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3523819595r.jpg)

![954 Charles Street - Photo 38](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f954706997r.jpg)

![954 Charles Street - Photo 39](http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2773578607r.jpg)

---

**MLS#:** R1682579 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/954-charles-street-irving-ny-14081-ea789135806f4169bc11a3548e25e172)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://staging.propertysimple.ai/listing/954-charles-street-irving-ny-14081-ea789135806f4169bc11a3548e25e172#listing",
  "url": "https://staging.propertysimple.ai/listing/954-charles-street-irving-ny-14081-ea789135806f4169bc11a3548e25e172",
  "name": "954 Charles Street, Irving, NY 14081",
  "description": "Sunset Bay's only duplex is for sale! Rare bay-corner 2-unit with oversized boat-ready garage, steps to marina, boat launch, beachfront restaurants and sandy beach. Perfect as a year-round retreat, summer compound or income property in one of Chautauqua County's most popular vacation neighborhoods! Each side is turn key offering 3 furnished bedrooms, spacious living room and large eat-in kitchen. Side A: 1.5 baths. Side B: first-floor bedroom plus 2 full baths. Both units share a large two-level covered back deck that spans the width of the building- ideal for outdoor entertaining or rental guest relaxation. Coin-op washer/dryer, separate electric boxes, hot water tanks and boilers are conveniently located in the common entry. Driveway/off-street parking for each unit and a partially fenced corner lot add privacy and convenience. Exceptional storage space: oversized detached garage approx. 23' x 33' with ~12' clearance from floor to rafters-room for your boat, cars and beach gear. Recent updates include a metal roof on both house and garage and nearly all replacement windows. Sellers can provide carefully screened renter contact information to buyer to help transition rental income; summer weekly rental potential is strong in this market (potential to make 3,000+ per week; buyer to verify). Short walk to marina, state marine park, waterfront dining and all the summer activities that make Sunset Bay a seasonal hotspot. Don't miss this one-of-a-kind opportunity to own the only duplex in Sunset Bay. Ideal for those who want personal waterfront enjoyment plus proven rental demand!",
  "image": [
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f4259905936r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2725025357r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f707784526r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f159880158r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3933660070r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2957580061r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f681821886r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2588426367r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3967535828r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f456893235r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1647629517r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2631550336r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f748205080r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f205973035r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3153253853r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3610106096r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3341551966r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f4035910336r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3615700145r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1938585240r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2039047245r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f4107083944r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1293080148r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2334577187r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f993869932r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2025642971r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1690657272r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2638178661r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2952449310r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f313729480r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f776659627r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1872422630r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2156434781r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2144777001r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2952686986r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3748043184r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3523819595r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f954706997r.jpg",
    "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2773578607r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f4259905936r.jpg",
    "caption": "954 Charles Street - Irving, NY"
  },
  "datePosted": "2026-05-20",
  "dateModified": "2026-10-22T10:22:06.403Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://staging.propertysimple.ai/listing/954-charles-street-irving-ny-14081-ea789135806f4169bc11a3548e25e172#property",
    "name": "954 Charles Street, Irving, NY 14081",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "954 Charles Street",
      "addressLocality": "Irving",
      "addressRegion": "NY",
      "postalCode": "14081",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 42.564007,
      "longitude": -79.134115
    },
    "image": [
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f4259905936r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2725025357r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f707784526r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f159880158r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3933660070r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2957580061r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f681821886r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2588426367r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3967535828r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f456893235r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1647629517r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2631550336r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f748205080r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f205973035r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3153253853r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3610106096r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3341551966r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f4035910336r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3615700145r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1938585240r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2039047245r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f4107083944r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1293080148r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2334577187r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f993869932r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2025642971r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1690657272r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2638178661r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2952449310r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f313729480r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f776659627r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f1872422630r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2156434781r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2144777001r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2952686986r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3748043184r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f3523819595r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f954706997r.jpg",
      "http://lh.rdcpix.com/b66dbacb24d68f3c73eebf026af4003cl-f2773578607r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "R1682579"
    },
    "accommodationCategory": "Other",
    "numberOfBedrooms": 6,
    "numberOfBathroomsTotal": 4,
    "numberOfFullBathrooms": 3,
    "numberOfPartialBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1960,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1950,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Hot Water(Heating), Baseboard, Natural Gas"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "GasWaterHeater"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Varies, Carpet, Laminate, Tile"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "AluminumSiding,  VinylSiding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch"
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.21 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/954-charles-street-irving-ny-14081-ea789135806f4169bc11a3548e25e172#offer",
    "url": "https://staging.propertysimple.ai/listing/954-charles-street-irving-ny-14081-ea789135806f4169bc11a3548e25e172",
    "price": 499900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/954-charles-street-irving-ny-14081-ea789135806f4169bc11a3548e25e172#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/954-charles-street-irving-ny-14081-ea789135806f4169bc11a3548e25e172#agent",
    "name": "Brittany Cerrie",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/954-charles-street-irving-ny-14081-ea789135806f4169bc11a3548e25e172#brokerage",
      "name": "Howard Hanna Holt Real Estate",
      "telephone": "(716) 269-4208"
    }
  }
}
```