# 96118 MARSH LAKES Drive, Fernandina Beach, FL 32034

> **TL;DR:** 4bd/3ba single family, $1,295,000 ($400/sqft), built 1995, 3,234 sqft.
> A/C, 3-car garage. Est. $7,521/mo. Listed 54 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,295,000 |
| Price/sqft | $400 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 3,234 |
| Year Built | 1995 |
| Lot Size | 27,007 sqft (0.62 acres) |
| Stories | 2 |
| Garage | 3-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 54 |

## Why This Home Stands Out

- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,548 |
| Estimated Insurance | $378 |
| HOA | $595 |
| **Total** | **$7,521** |

## Key Amenities

- A/C
- 3-car garage

## Property Highlights

- Built in 1995
- 0.62 acre lot
- 2 stories

## Description

### Agent Description
Pride of ownership shines throughout this beautifully maintained 4-bedroom, 3-bath home located in the desirable Marsh Lakes community. Situated on an oversized lot and a half, this special property offers additional space, privacy, and an exceptional coastal setting. The true highlight is the beautiful, unobstructed southeast-facing views of the Intracoastal Waterway and expansive marshlands. Wake up to spectacular sunrises and enjoy the ever-changing tides, abundant wildlife, and peaceful marsh views from your own backyard. With four bedrooms and three full baths, the home offers plenty of room for family and guests. The generous homesite provides wonderful outdoor space for entertaining, gardening, or simply relaxing and taking in the views. Meticulously cared for and thoughtfully maintained, this home reflects pride of ownership inside and out. Located in one of the area's established communities, this is a wonderful opportunity to enjoy space, privacy, and breathtaking Intracoastal and marsh views in a truly special setting. Come experience the views, tranquility, and coastal lifestyle that make Marsh Lakes such a special place to call home.

## Location

- **Address:** 96118 MARSH LAKES Drive, Fernandina Beach, FL 32034
- **County:** Nassau
- **Neighborhood:** Marsh Lakes
- **Coordinates:** 30.612736, -81.497641
- **Google Maps:** https://www.google.com/maps?q=30.612736,-81.497641

## Listing Agent

- **Name:** Terri Tennille
- **Brokerage:** Keller Williams Realty Atlantic Partners-Nassau county
- **Broker Phone:** (904) 261-9800
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/96118-Marsh-Lakes-Dr_Fernandina-Beach_FL_32034_M66884-02008?f=listhub&s=NCMLSFL&m=117246&c=propsimple)

## Photos

![96118 MARSH LAKES Drive - Photo 1](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f4150566230r.jpg)

![96118 MARSH LAKES Drive - Photo 2](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f2050147045r.jpg)

![96118 MARSH LAKES Drive - Photo 3](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f876221896r.jpg)

![96118 MARSH LAKES Drive - Photo 4](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f1994697794r.jpg)

![96118 MARSH LAKES Drive - Photo 5](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f1446597018r.jpg)

![96118 MARSH LAKES Drive - Photo 6](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f2531031688r.jpg)

![96118 MARSH LAKES Drive - Photo 7](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f1403357933r.jpg)

![96118 MARSH LAKES Drive - Photo 8](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f203924314r.jpg)

![96118 MARSH LAKES Drive - Photo 9](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f1217578083r.jpg)

![96118 MARSH LAKES Drive - Photo 10](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f3434791477r.jpg)

![96118 MARSH LAKES Drive - Photo 11](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f3857711867r.jpg)

![96118 MARSH LAKES Drive - Photo 12](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f2035133731r.jpg)

![96118 MARSH LAKES Drive - Photo 13](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f4150648808r.jpg)

![96118 MARSH LAKES Drive - Photo 14](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f4119595231r.jpg)

![96118 MARSH LAKES Drive - Photo 15](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f622339324r.jpg)

![96118 MARSH LAKES Drive - Photo 16](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f3986589441r.jpg)

![96118 MARSH LAKES Drive - Photo 17](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f1748810705r.jpg)

![96118 MARSH LAKES Drive - Photo 18](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f2067617206r.jpg)

![96118 MARSH LAKES Drive - Photo 19](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f1061140000r.jpg)

![96118 MARSH LAKES Drive - Photo 20](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f879526901r.jpg)

![96118 MARSH LAKES Drive - Photo 21](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f1875673551r.jpg)

![96118 MARSH LAKES Drive - Photo 22](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f280481322r.jpg)

![96118 MARSH LAKES Drive - Photo 23](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f3207524510r.jpg)

![96118 MARSH LAKES Drive - Photo 24](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f614272360r.jpg)

![96118 MARSH LAKES Drive - Photo 25](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f513979144r.jpg)

![96118 MARSH LAKES Drive - Photo 26](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f261510270r.jpg)

![96118 MARSH LAKES Drive - Photo 27](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f3678032767r.jpg)

![96118 MARSH LAKES Drive - Photo 28](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f2338876318r.jpg)

![96118 MARSH LAKES Drive - Photo 29](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f1518908527r.jpg)

![96118 MARSH LAKES Drive - Photo 30](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f2531031688r.jpg)

![96118 MARSH LAKES Drive - Photo 31](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f2035133731r.jpg)

![96118 MARSH LAKES Drive - Photo 32](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f479808890r.jpg)

![96118 MARSH LAKES Drive - Photo 33](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f3610110293r.jpg)

![96118 MARSH LAKES Drive - Photo 34](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f3098637283r.jpg)

![96118 MARSH LAKES Drive - Photo 35](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f3940687617r.jpg)

![96118 MARSH LAKES Drive - Photo 36](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f868179644r.jpg)

![96118 MARSH LAKES Drive - Photo 37](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f1040888164r.jpg)

![96118 MARSH LAKES Drive - Photo 38](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f3869481454r.jpg)

![96118 MARSH LAKES Drive - Photo 39](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f916651328r.jpg)

![96118 MARSH LAKES Drive - Photo 40](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f3434791477r.jpg)

![96118 MARSH LAKES Drive - Photo 41](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f636020445r.jpg)

![96118 MARSH LAKES Drive - Photo 42](http://lh.rdcpix.com/ce7a0bf2f83c832a1895c3f786a9706bl-f1217578083r.jpg)

---

**MLS#:** 117246 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/96118-marsh-lakes-drive-fernandina-beach-fl-32034-265d258cdb064da8bb01dc13c3199282)

---

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}
```