About This Home

This 4-bedroom, 5-bathroom single family at 96173 MARSH LAKES Drive in Fernandina Beach, FL is listed for $895,000 ($259 per sqft). Built in 1999, the home offers 3,462 sqft of living space on a 0.44 acres lot.

Key Features

  • Built in 1999
  • 0.44 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 2 half
3-car garage
1999

Amenities

FireplaceA/C
Listing Description

Enjoy beautiful, unobstructed marsh views just across the street from this spacious Marsh Lakes home, where soaring ceilings, abundant natural light and a thoughtfully designed floor plan create an inviting place to call home. First-floor living is at its finest with the primary suite on the main level.

At the heart of the home, sunlight pours into the dramatic two-story great room, which opens seamlessly to the kitchen and breakfast room, creating a bright, airy space designed for both everyday living and entertaining. Upstairs offers even more room to make the home fit your lifestyle.

A large bonus room, currently used as a man cave, offers endless possibilities as a playroom, media room, craft or hobby space, home gym, additional sleeping space, or whatever your heart desires. The generous .44-acre homesite offers plenty of green space with a wooded backdrop creating a sense of privacy in the backyard.

A screened porch provides the perfect spot to enjoy morning coffee, an evening cocktail, or simply relax and take in the peaceful surroundings. Beyond the porch, there's room to entertain, garden, let the dogs play, and potentially add a pool to create your own outdoor retreat.

Out front, beautiful unobstructed marsh views just across the street provide an ever-changing backdrop as the tides come and go. Life in Marsh Lakes extends beyond your front door with a community pool, nature trails, pickleball and tennis courts, basketball court, playground, and a shared boat ramp and dock for getting out on the water. Enjoy a peaceful neighborhood setting with close proximity to Amelia Island's beaches, historic downtown Fernandina Beach, shopping and dining.

Monthly Cost Estimate

$5,355/mo

20% down · 6.5% · 30 years

Principal$647
Interest$3,878
Insurance$261
HOA$568

Estimates only. Actual payments may vary.

Location

96173 MARSH LAKES Drive

Fernandina Beach, FL 32034

Marsh Lakes

Features & Amenities

Interior Features

InsulatedBlindsFireplaceCeiling FansSecurity System

Exterior Features

Sprinkler SystemTermite Control

Property Details

Construction

Stucco Over Frame

Parking

Garage

Heating

Electric (Heating)Central

Cooling

Central AirElectric

Appliances

RefrigeratorStoveMicrowaveDishwasherDisposalWasherDryerStove TopOven

Questions & Answers

This 4-bedroom, 5-bathroom single family at 96173 MARSH LAKES Drive is listed at $895,000 ($259/sqft). The estimated monthly payment is $5,355 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $568/month.

Key features include: Built in 1999, 0.44 acre lot, 2 stories, Fireplace. Interior Features: Insulated, Blinds, Fireplace. Exterior Features: Sprinkler System, Termite Control.

This property is listed by Suzie Welker.

SW

Suzie Welker

Agent at Chaplin Williams Realty

Listed by Chaplin Williams Realty · Broker phone: (904) 753-1415 · View on Broker Site · Broker website

MLS# 116190· Source: Amelia Island-Nassau County Association of Realtors· 152 days on PropertySimple

Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

96173 MARSH LAKES Drive, Fernandina Beach, FL 32034

Open this listing in: