# 96173 MARSH LAKES Drive, Fernandina Beach, FL 32034 > **TL;DR:** 4bd/5ba single family, $895,000 ($259/sqft), built 1999, 3,462 sqft. > Fireplace, A/C, 3-car garage. Est. $5,355/mo. Listed 153 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $895,000 | | Price/sqft | $259 | | Bedrooms | 4 | | Bathrooms | 3 full, 2 half | | Square Feet | 3,462 | | Year Built | 1999 | | Lot Size | 19,118 sqft (0.44 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 153 | ## Why This Home Stands Out - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,526 | | Estimated Insurance | $261 | | HOA | $568 | | **Total** | **$5,355** | ## Key Amenities - Fireplace - A/C - 3-car garage ## Property Highlights - Built in 1999 - 0.44 acre lot - 2 stories - Fireplace ## Description ### Agent Description Enjoy beautiful, unobstructed marsh views just across the street from this spacious Marsh Lakes home, where soaring ceilings, abundant natural light and a thoughtfully designed floor plan create an inviting place to call home. First-floor living is at its finest with the primary suite on the main level. At the heart of the home, sunlight pours into the dramatic two-story great room, which opens seamlessly to the kitchen and breakfast room, creating a bright, airy space designed for both everyday living and entertaining. Upstairs offers even more room to make the home fit your lifestyle. A large bonus room, currently used as a man cave, offers endless possibilities as a playroom, media room, craft or hobby space, home gym, additional sleeping space, or whatever your heart desires. The generous .44-acre homesite offers plenty of green space with a wooded backdrop creating a sense of privacy in the backyard. A screened porch provides the perfect spot to enjoy morning coffee, an evening cocktail, or simply relax and take in the peaceful surroundings. Beyond the porch, there's room to entertain, garden, let the dogs play, and potentially add a pool to create your own outdoor retreat. Out front, beautiful unobstructed marsh views just across the street provide an ever-changing backdrop as the tides come and go. Life in Marsh Lakes extends beyond your front door with a community pool, nature trails, pickleball and tennis courts, basketball court, playground, and a shared boat ramp and dock for getting out on the water. Enjoy a peaceful neighborhood setting with close proximity to Amelia Island's beaches, historic downtown Fernandina Beach, shopping and dining. ## Location - **Address:** 96173 MARSH LAKES Drive, Fernandina Beach, FL 32034 - **County:** Nassau - **Neighborhood:** Marsh Lakes - **Coordinates:** 30.615545, -81.494493 - **Google Maps:** https://www.google.com/maps?q=30.615545,-81.494493 ## Virtual Tour & Media - **Video Tour:** https://media.zillowmediaexperts.com/sites/enqkmbjk/unbranded ## Listing Agent - **Name:** Suzie Welker - **Brokerage:** Chaplin Williams Realty - **Broker Phone:** (904) 753-1415 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/96173-Marsh-Lakes-Dr_Fernandina-Beach_FL_32034_M66894-82720?f=listhub&s=NCMLSFL&m=116190&c=propsimple) ## Photos ![96173 MARSH LAKES Drive - Photo 1](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1295083722r.jpg) ![96173 MARSH LAKES Drive - Photo 2](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f891003586r.jpg) ![96173 MARSH LAKES Drive - Photo 3](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f2155839886r.jpg) ![96173 MARSH LAKES Drive - Photo 4](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f2620619624r.jpg) ![96173 MARSH LAKES Drive - Photo 5](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f179905326r.jpg) ![96173 MARSH LAKES Drive - Photo 6](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f440260184r.jpg) ![96173 MARSH LAKES Drive - Photo 7](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1883821827r.jpg) ![96173 MARSH LAKES Drive - Photo 8](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1687713611r.jpg) ![96173 MARSH LAKES Drive - Photo 9](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f552853766r.jpg) ![96173 MARSH LAKES Drive - Photo 10](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f3529719146r.jpg) ![96173 MARSH LAKES Drive - Photo 11](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1964265083r.jpg) ![96173 MARSH LAKES Drive - Photo 12](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f810246607r.jpg) ![96173 MARSH LAKES Drive - Photo 13](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f3971001880r.jpg) ![96173 MARSH LAKES Drive - Photo 14](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f3963648079r.jpg) ![96173 MARSH LAKES Drive - Photo 15](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f430190805r.jpg) ![96173 MARSH LAKES Drive - Photo 16](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f2972921653r.jpg) ![96173 MARSH LAKES Drive - Photo 17](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f2236699815r.jpg) ![96173 MARSH LAKES Drive - Photo 18](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f370883397r.jpg) ![96173 MARSH LAKES Drive - Photo 19](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1762533131r.jpg) ![96173 MARSH LAKES Drive - Photo 20](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f252237300r.jpg) ![96173 MARSH LAKES Drive - Photo 21](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f383250399r.jpg) ![96173 MARSH LAKES Drive - Photo 22](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f991430036r.jpg) ![96173 MARSH LAKES Drive - 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Photo 33](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f3705490272r.jpg) ![96173 MARSH LAKES Drive - Photo 34](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f2122695800r.jpg) ![96173 MARSH LAKES Drive - Photo 35](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1635549482r.jpg) ![96173 MARSH LAKES Drive - Photo 36](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f4048301802r.jpg) ![96173 MARSH LAKES Drive - Photo 37](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f429631386r.jpg) ![96173 MARSH LAKES Drive - Photo 38](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f265215551r.jpg) ![96173 MARSH LAKES Drive - Photo 39](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1391501672r.jpg) ![96173 MARSH LAKES Drive - Photo 40](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f3122221541r.jpg) ![96173 MARSH LAKES Drive - Photo 41](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f2673430691r.jpg) ![96173 MARSH LAKES Drive - Photo 42](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1037030362r.jpg) ![96173 MARSH LAKES Drive - 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Photo 53](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f3099255180r.jpg) ![96173 MARSH LAKES Drive - Photo 54](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f304870081r.jpg) ![96173 MARSH LAKES Drive - Photo 55](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f966882709r.jpg) ![96173 MARSH LAKES Drive - Photo 56](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1507514678r.jpg) ![96173 MARSH LAKES Drive - Photo 57](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1817529784r.jpg) ![96173 MARSH LAKES Drive - Photo 58](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f577413370r.jpg) ![96173 MARSH LAKES Drive - Photo 59](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f912941891r.jpg) ![96173 MARSH LAKES Drive - Photo 60](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f3157043821r.jpg) ![96173 MARSH LAKES Drive - Photo 61](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f592679652r.jpg) ![96173 MARSH LAKES Drive - Photo 62](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f2485953158r.jpg) ![96173 MARSH LAKES Drive - Photo 63](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f3273909552r.jpg) ![96173 MARSH LAKES Drive - Photo 64](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f336081200r.jpg) ![96173 MARSH LAKES Drive - Photo 65](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1544031916r.jpg) ![96173 MARSH LAKES Drive - Photo 66](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f2188622589r.jpg) ![96173 MARSH LAKES Drive - Photo 67](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1936369255r.jpg) ![96173 MARSH LAKES Drive - Photo 68](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f3174379006r.jpg) ![96173 MARSH LAKES Drive - Photo 69](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1581232758r.jpg) ![96173 MARSH LAKES Drive - Photo 70](http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f633182920r.jpg) --- **MLS#:** 116190 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/96173-marsh-lakes-drive-fernandina-beach-fl-32034-ffe847a724994a68b6ff85a0c8cfeb7b) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/96173-marsh-lakes-drive-fernandina-beach-fl-32034-ffe847a724994a68b6ff85a0c8cfeb7b#listing", "url": "https://staging.propertysimple.ai/listing/96173-marsh-lakes-drive-fernandina-beach-fl-32034-ffe847a724994a68b6ff85a0c8cfeb7b", "name": "96173 MARSH LAKES Drive, Fernandina Beach, FL 32034", "description": "Enjoy beautiful, unobstructed marsh views just across the street from this spacious Marsh Lakes home, where soaring ceilings, abundant natural light and a thoughtfully designed floor plan create an inviting place to call home. First-floor living is at its finest with the primary suite on the main level. At the heart of the home, sunlight pours into the dramatic two-story great room, which opens seamlessly to the kitchen and breakfast room, creating a bright, airy space designed for both everyday living and entertaining. Upstairs offers even more room to make the home fit your lifestyle. A large bonus room, currently used as a man cave, offers endless possibilities as a playroom, media room, craft or hobby space, home gym, additional sleeping space, or whatever your heart desires. The generous .44-acre homesite offers plenty of green space with a wooded backdrop creating a sense of privacy in the backyard. A screened porch provides the perfect spot to enjoy morning coffee, an evening cocktail, or simply relax and take in the peaceful surroundings. Beyond the porch, there's room to entertain, garden, let the dogs play, and potentially add a pool to create your own outdoor retreat. Out front, beautiful unobstructed marsh views just across the street provide an ever-changing backdrop as the tides come and go. Life in Marsh Lakes extends beyond your front door with a community pool, nature trails, pickleball and tennis courts, basketball court, playground, and a shared boat ramp and dock for getting out on the water. Enjoy a peaceful neighborhood setting with close proximity to Amelia Island's beaches, historic downtown Fernandina Beach, shopping and dining.", "image": [ "http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1295083722r.jpg", "http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f891003586r.jpg", "http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f2155839886r.jpg", "http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f2620619624r.jpg", "http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f179905326r.jpg", "http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f440260184r.jpg", "http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1883821827r.jpg", "http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1687713611r.jpg", "http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f552853766r.jpg", "http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f3529719146r.jpg", "http://lh.rdcpix.com/d3d0c8a44261bed7aa948c91337d6447l-f1964265083r.jpg", 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