# 9648 Bone Bluff Drive, Navarre, FL 32566

> **TL;DR:** 2bd/2ba single family, $575,000 ($423/sqft), built 2011, 1,358 sqft.
> Waterfront, A/C, RV Parking, 3-car garage. Est. $3,076/mo. Listed 140 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $575,000 |
| Price/sqft | $423 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,358 |
| Year Built | 2011 |
| Lot Size | 224,770 sqft (5.16 acres) |
| Stories | 3 |
| Garage | 3-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 140 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,908 |
| Estimated Insurance | $168 |
| **Total** | **$3,076** |

## Nearby Schools

- **Elementary:** Holley-Navarre Primary-Intermed
- **Middle:** Holley-Navarre
- **High:** Navarre

## Key Amenities

- Waterfront
- A/C
- RV Parking
- 3-car garage

## Property Highlights

- Built in 2011
- 5.16 acre lot
- 3 stories
- 13 parking spaces
- Waterfront

## Description

### Agent Description
Explore the extensive possibilities at 9648 Bone Bluff Drive, a generous 5.16-acre property situated in Navarre's established Whispering Pines Estates neighborhood. This remarkable property offers a unique blend of space, versatility, and modern convenience, making it an ideal retreat for a variety of lifestyles. This double lot features 208' of water-frontage along the East Bay River and encompasses a mix of pristine natural wetlands and cleared areas, providing a serene backdrop for outdoor enthusiasts. While the building was originally constructed as a massive 41' x 48', custom 3-bay garage in 2011 by Randy Wise Homes, the current owner greatly enhanced the interior in 2023 by adding a contemporary 2-bedroom, 2-bathroom apartment. Upon entering the residential side of the building,

## Location

- **Address:** 9648 Bone Bluff Drive, Navarre, FL 32566
- **County:** Santa Rosa
- **Neighborhood:** WHISPERING PINES ESTATES
- **Coordinates:** 30.427571, -86.817974
- **Google Maps:** https://www.google.com/maps?q=30.427571,-86.817974

## Listing Agent

- **Name:** Carli S Harman · **License:** 3288403
- **Brokerage:** Exp Realty
- **Broker Phone:** (904) 238-3304
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9648-Bone-Bluff-Dr_Navarre_FL_32566_M54935-67238?f=listhub&s=ECARMLSFL&m=1005262&c=propsimple)

## Photos

![9648 Bone Bluff Drive - Photo 1](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3870257276r.jpg)

![9648 Bone Bluff Drive - Photo 2](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f2574893597r.jpg)

![9648 Bone Bluff Drive - Photo 3](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f486654096r.jpg)

![9648 Bone Bluff Drive - Photo 4](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f2775134529r.jpg)

![9648 Bone Bluff Drive - Photo 5](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f1923672656r.jpg)

![9648 Bone Bluff Drive - Photo 6](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f2806164374r.jpg)

![9648 Bone Bluff Drive - Photo 7](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f632011125r.jpg)

![9648 Bone Bluff Drive - Photo 8](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f747648271r.jpg)

![9648 Bone Bluff Drive - Photo 9](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3455604731r.jpg)

![9648 Bone Bluff Drive - Photo 10](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f1819752842r.jpg)

![9648 Bone Bluff Drive - Photo 11](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f150795544r.jpg)

![9648 Bone Bluff Drive - Photo 12](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3453646090r.jpg)

![9648 Bone Bluff Drive - Photo 13](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f4038569823r.jpg)

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![9648 Bone Bluff Drive - Photo 16](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f98433337r.jpg)

![9648 Bone Bluff Drive - Photo 17](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f2333887998r.jpg)

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![9648 Bone Bluff Drive - Photo 27](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3095024354r.jpg)

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![9648 Bone Bluff Drive - Photo 30](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f2170906673r.jpg)

![9648 Bone Bluff Drive - Photo 31](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3131763868r.jpg)

![9648 Bone Bluff Drive - Photo 32](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f236289701r.jpg)

![9648 Bone Bluff Drive - Photo 33](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f4293684761r.jpg)

![9648 Bone Bluff Drive - Photo 34](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3154556703r.jpg)

![9648 Bone Bluff Drive - Photo 35](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f2861390923r.jpg)

![9648 Bone Bluff Drive - Photo 36](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3956070938r.jpg)

![9648 Bone Bluff Drive - Photo 37](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3336129099r.jpg)

![9648 Bone Bluff Drive - Photo 38](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f1024887804r.jpg)

![9648 Bone Bluff Drive - Photo 39](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3334844485r.jpg)

![9648 Bone Bluff Drive - Photo 40](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3283978123r.jpg)

![9648 Bone Bluff Drive - Photo 41](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f2368799733r.jpg)

![9648 Bone Bluff Drive - Photo 42](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f1756323884r.jpg)

![9648 Bone Bluff Drive - Photo 43](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f2946689504r.jpg)

![9648 Bone Bluff Drive - Photo 44](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f497368302r.jpg)

![9648 Bone Bluff Drive - Photo 45](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f1195111147r.jpg)

![9648 Bone Bluff Drive - Photo 46](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f348267749r.jpg)

![9648 Bone Bluff Drive - Photo 47](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3423465887r.jpg)

![9648 Bone Bluff Drive - Photo 48](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f2159460488r.jpg)

![9648 Bone Bluff Drive - Photo 49](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f4226193751r.jpg)

![9648 Bone Bluff Drive - Photo 50](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f1293521753r.jpg)

![9648 Bone Bluff Drive - Photo 51](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f1474737062r.jpg)

![9648 Bone Bluff Drive - Photo 52](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3951766006r.jpg)

![9648 Bone Bluff Drive - Photo 53](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f3490694778r.jpg)

![9648 Bone Bluff Drive - Photo 54](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f816039466r.jpg)

![9648 Bone Bluff Drive - Photo 55](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f4113882016r.jpg)

![9648 Bone Bluff Drive - Photo 56](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f425143274r.jpg)

![9648 Bone Bluff Drive - Photo 57](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f1791798002r.jpg)

![9648 Bone Bluff Drive - Photo 58](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f4072637481r.jpg)

![9648 Bone Bluff Drive - Photo 59](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f317059825r.jpg)

![9648 Bone Bluff Drive - Photo 60](http://lh.rdcpix.com/6bb8ccf444f089ed234eb9bc3be9f5d9l-f1801917385r.jpg)

---

**MLS#:** 1005262 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/9648-bone-bluff-drive-navarre-fl-32566-17ce4003825e4f13bc6008baa2ce54c7)

---

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