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About This Home

This 3-bedroom, 2-bathroom single family at 9720 FERNWOOD Lane in HAGERSTOWN, MD is listed for $317,500 ($196 per sqft). Built in 1972, the home offers 1,624 sqft of living space on a 0.33 acres lot.

Agent Description

Tucked into the quiet, well-established St James Village neighborhood, this three-bedroom, two-bath home offers a comfortable, easy layout with hardwood floors throughout much of the main level. The primary suite includes its own private bath with a walk-in shower, creating a relaxing space to unwind.

Just off the main living area, the family room with French doors is filled with natural light and offers a welcoming spot to gather or simply enjoy a quiet moment, with easy access to the outdoors. Downstairs, the basement provides a workshop, built-in shelving, and plenty of storage, along with the space and flexibility to finish it in a way that fits your lifestyle.

Updated major components add peace of mind, including a newer roof, new toilet, a hot water heater just five years old, 200-amp electrical service, and a furnace and A/C system installed in 2017. Replacement windows help with efficiency and make cleaning simple.

Outside, flowering bushes and mature trees add to the home's charm, and the shed with electric offers even more functionality. While the home reflects years of pride in ownership, it also presents a great opportunity for a new owner to bring their own style and updates over time. All of this in a peaceful setting that still keeps you close to shopping, dining, and commuter routes-ready for its next chapter. Property is being sold As Is.

Key Features

  • Built in 1972
  • 0.33 acre lot
  • Fireplace

Property Details

1 story
2 full
1972

Amenities

FireplaceA/C

Monthly Cost Estimate

$1,698/mo

20% down · 6.5% · 30 years

Principal$230
Interest$1,376
Insurance$93

Estimates only. Actual payments may vary.

Location

9720 FERNWOOD Lane

HAGERSTOWN, MD 21740

ST JAMES VILLAGE

Features & Amenities

Interior Features

Bathroom - Stall ShowerBathroom - Tub ShowerCombination Kitchen/DiningEntry Level BedroomFamily Room Off KitchenFloor Plan - TraditionalKitchen - IslandPrimary Bath(s)Wood Floors

Property Details

Construction

Brick

Parking

Driveway

Heating

BaseboardElectric (Heating)Forced Air

Cooling

Central Air

Appliances

CooktopDishwasherDryerMicrowaveOven - WallRefrigeratorRange HoodStainless Steel AppliancesWasherWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 9720 FERNWOOD Lane is listed at $317,500 ($196/sqft). The estimated monthly payment is $1,376 based on 20% down at 6.5% interest.

Key features include: Built in 1972, 0.33 acre lot, Fireplace. Interior Features: Bathroom - Stall Shower, Bathroom - Tub Shower, Combination Kitchen/Dining.

This property is listed by Susan J Butts and can be reached at 2403473221 or susiebutts@kw.com.

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SB

Susan J Butts

Agent at The KW Collective

(240) 347-3221

Listed by The KW Collective · View on Broker Site

MLS# MDWA2035694· Source: listhub· Updated 1 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9720 FERNWOOD Lane, HAGERSTOWN, MD 21740

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