# 9732 Summer Creek Drive, Panama City, FL 32409 > **TL;DR:** land, $194,500. > Waterfront, View. Est. $1,400/mo. Listed 52 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $194,500 | | Lot Size | 57,064 sqft (1.31 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 52 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $983 | | Estimated Insurance | $57 | | HOA | $360 | | **Total** | **$1,400** | ## Nearby Schools - **Elementary:** Deane Bozeman - **Middle:** Deane Bozeman - **High:** Deane Bozeman ## Key Amenities - Waterfront - View ## Property Highlights - 1.31 acre lot - Waterfront ## Description ### Agent Description Embrace the charm of country living on the tranquil shores of Deer Point Lake, where the delights of nature, the joy of fishing, and the simple pleasures of front porch swings and sunny summer days create an inviting retreat for your future home. Here, life moves at a more relaxed pace, offering the perfect setting to build the home you've always envisioned. Surrounded by nature's beauty, the exceptional community of Cedar Creek at Deerpoint Lake blends peaceful living with modern comforts. Enjoy exclusive amenities designed for both relaxation and recreation, including a spacious pavilion ideal for picnics and gatherings, an outdoor fireplace, and a large swimming pool adjacent to a playground for the outdoor enjoyment of the kids. The beautifully appointed clubhouse provides a welcoming space for private events, celebrations, or quiet evenings by the open firepit. Whether you're unwinding under the stars, exploring the natural surroundings, or enjoying the convenience of well-planned community spaces, Cedar Creek at Deer Point Lake offers the perfect balance of nature and comfort--ready to be called home. ## Location - **Address:** 9732 Summer Creek Drive, Panama City, FL 32409 - **County:** Bay - **Neighborhood:** Cedar Creek Ph II - **Coordinates:** 30.330765, -85.585392 - **Google Maps:** https://www.google.com/maps?q=30.330765,-85.585392 ## Listing Agent - **Name:** Amanda Cialoni · **License:** 3617028 - **Brokerage:** Seashore Realty LLC - **Broker Phone:** (850) 235-4444 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9732-Summer-Creek-Dr_Southport_FL_32409_M65632-63616?f=listhub&s=BCARFL&m=795118&c=propsimple) ## Photos ![9732 Summer Creek Drive - Photo 1](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f1365804337r.jpg) ![9732 Summer Creek Drive - Photo 2](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f3553400970r.jpg) ![9732 Summer Creek Drive - Photo 3](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f3053758230r.jpg) ![9732 Summer Creek Drive - Photo 4](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f4275582647r.jpg) ![9732 Summer Creek Drive - Photo 5](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f2146547425r.jpg) ![9732 Summer Creek Drive - Photo 6](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f2144443004r.jpg) ![9732 Summer Creek Drive - Photo 7](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f4162377978r.jpg) ![9732 Summer Creek Drive - Photo 8](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f3154086435r.jpg) ![9732 Summer Creek Drive - Photo 9](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f2993704933r.jpg) ![9732 Summer Creek Drive - Photo 10](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f2303507683r.jpg) ![9732 Summer Creek Drive - Photo 11](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f3123739031r.jpg) ![9732 Summer Creek Drive - Photo 12](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f2719786996r.jpg) ![9732 Summer Creek Drive - Photo 13](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f4229160697r.jpg) ![9732 Summer Creek Drive - Photo 14](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f484858991r.jpg) ![9732 Summer Creek Drive - Photo 15](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f1506840392r.jpg) ![9732 Summer Creek Drive - Photo 16](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f1593301388r.jpg) ![9732 Summer Creek Drive - Photo 17](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f2568054225r.jpg) ![9732 Summer Creek Drive - Photo 18](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f2552452685r.jpg) ![9732 Summer Creek Drive - Photo 19](http://lh.rdcpix.com/019e9386babd3a6a04f6975db80d46d1l-f759178034r.jpg) --- **MLS#:** 795118 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9732-summer-creek-drive-panama-city-fl-32409-a2bcfe6ff17f4704ae42853df63178ed) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9732-summer-creek-drive-panama-city-fl-32409-a2bcfe6ff17f4704ae42853df63178ed#listing", "url": "https://staging.propertysimple.ai/listing/9732-summer-creek-drive-panama-city-fl-32409-a2bcfe6ff17f4704ae42853df63178ed", "name": "9732 Summer Creek Drive, Panama City, FL 32409", "description": "Embrace the charm of country living on the tranquil shores of Deer Point Lake, where the delights of nature, the joy of fishing, and the simple pleasures of front porch swings and sunny summer days create an inviting retreat for your future home. 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