About This Home

This 3-bedroom, 3-bathroom single family at 98 MONTICELLO AVENUE in Annapolis, MD is listed for $975,000 ($570 per sqft). Built in 1925, the home offers 1,710 sqft of living space on a N/A lot.

Key Features

  • Built in 1925

Property Details

2 full, 1 half
1925
Listing Description

Welcome to 98 Monticello Avenue, a charming Murray Hill residence that captures the character and ease of the Annapolis lifestyle. From the moment you step inside, a welcoming entryway sets the tone for a home filled with warmth, natural light and thoughtful spaces throughout.

The main level offers a comfortable living room centered around a beautiful fireplace, creating an inviting place to gather and unwind. The adjacent kitchen is bright and beautifully appointed with hardwood flooring, a cooktop and a cozy breakfast nook.

A convenient half bath completes the main level, while a spacious deck extends the living space outdoors and overlooks the fully fenced backyard- an ideal setting for morning coffee, entertaining, or enjoying time outdoors. Upstairs, three generously sized bedrooms share a full bath, offering comfortable accommodations for family and guests.

Continue to the upper level to discover additional flexible space that can easily adapt to your lifestyle-whether used as a home office, playroom, creative space or additional storage. The lower level adds even more versatility with a full bathroom, laundry area and abundant storage, providing valuable functionality rarely found in a home of this character.

Set in the highly desirable Murray Hill neighborhood, this water-oriented location offers easy access to Spa Creek and the waterfront lifestyle that makes Annapolis so special, while remaining just moments from downtown. Enjoy convenient access to the Naval Academy, local restaurants, shops, parks and the many experiences that define the Annapolis lifestyle.

A home with timeless charm, flexible living spaces, outdoor living and an exceptional location, all within one of Annapolis' most beloved neighborhoods. PHOTO DISCLOSURE: Photo #1 has been AI-enhanced for marketing purposes. The fireplace flames were digitally added and are not intended to represent or warrant the condition, functionality, or operability of the fireplace.

Monthly Cost Estimate

$5,215/mo

20% down · 6.5% · 30 years

Principal$705
Interest$4,225
Insurance$284

Estimates only. Actual payments may vary.

Location

98 MONTICELLO AVENUE

Annapolis, MD 21401

MURRAY HILL

Questions & Answers

This 3-bedroom, 3-bathroom single family at 98 MONTICELLO AVENUE is listed at $975,000 ($570/sqft). The estimated monthly payment is $5,214 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1925.

This property is listed by Travis Gray.

TG

Travis Gray

Agent at Engel & Volkers Annapolis

Listed by Engel & Volkers Annapolis · Broker phone: 4432926767 · Broker website

MLS# MDAA2155160· Source: Engel & Völkers· Added to PropertySimple today

Copyright © 2026 Engel & Völkers. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

98 MONTICELLO AVENUE, Annapolis, MD 21401

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