# 980 State Highway 1009, Monticello, KY 42633

> **TL;DR:** 3bd/2ba single family, $179,900 ($134/sqft), built 2020, 1,344 sqft.
> Hardwood, A/C, 2-car garage. Est. $962/mo. Listed 178 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $179,900 |
| Price/sqft | $134 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,344 |
| Year Built | 2020 |
| Lot Size | 74,052 sqft (1.70 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 178 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $910 |
| Estimated Insurance | $52 |
| **Total** | **$962** |

## Nearby Schools

- **Elementary:** Bell
- **Middle:** Wayne Co
- **High:** Wayne Co

## Key Amenities

- Hardwood
- A/C
- 2-car garage

## Property Highlights

- Built in 2020
- 1.70 acre lot

## Description

### Agent Description
Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout-perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.

## Location

- **Address:** 980 State Highway 1009, Monticello, KY 42633
- **County:** Wayne
- **Neighborhood:** Rural
- **Coordinates:** 36.775151, -84.993984
- **Google Maps:** https://www.google.com/maps?q=36.775151,-84.993984

## Listing Agent

- **Name:** Jason Bertram
- **Brokerage:** Weichert Realtors Ford Brothers
- **Broker Phone:** (606) 679-2656
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/980-State-Highway-1009_Monticello_KY_42633_M98743-11796?f=listhub&s=LBARKY&m=26010003&c=propsimple)

## Photos

![980 State Highway 1009 - Photo 1](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f263882912r.jpg)

![980 State Highway 1009 - Photo 2](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f132865697r.jpg)

![980 State Highway 1009 - Photo 3](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f569444365r.jpg)

![980 State Highway 1009 - Photo 4](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f392688550r.jpg)

![980 State Highway 1009 - Photo 5](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f352192185r.jpg)

![980 State Highway 1009 - Photo 6](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f1349031632r.jpg)

![980 State Highway 1009 - Photo 7](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f2509129053r.jpg)

![980 State Highway 1009 - Photo 8](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f1190594813r.jpg)

![980 State Highway 1009 - Photo 9](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f1507228138r.jpg)

![980 State Highway 1009 - Photo 10](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f567400443r.jpg)

![980 State Highway 1009 - Photo 11](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f2594476688r.jpg)

![980 State Highway 1009 - Photo 12](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f1657309079r.jpg)

![980 State Highway 1009 - Photo 13](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f1268357220r.jpg)

![980 State Highway 1009 - Photo 14](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f2208364547r.jpg)

![980 State Highway 1009 - Photo 15](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f3231455011r.jpg)

![980 State Highway 1009 - Photo 16](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f101927644r.jpg)

![980 State Highway 1009 - Photo 17](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f296538445r.jpg)

![980 State Highway 1009 - Photo 18](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f2318635578r.jpg)

![980 State Highway 1009 - Photo 19](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f3248799774r.jpg)

![980 State Highway 1009 - Photo 20](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f3797252428r.jpg)

![980 State Highway 1009 - Photo 21](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f4066178811r.jpg)

![980 State Highway 1009 - Photo 22](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f964487489r.jpg)

![980 State Highway 1009 - Photo 23](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f3489370084r.jpg)

![980 State Highway 1009 - Photo 24](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f2640468292r.jpg)

![980 State Highway 1009 - Photo 25](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f2913664001r.jpg)

![980 State Highway 1009 - Photo 26](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f2091370813r.jpg)

![980 State Highway 1009 - Photo 27](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f735974127r.jpg)

![980 State Highway 1009 - Photo 28](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f3787309877r.jpg)

![980 State Highway 1009 - Photo 29](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f2685322356r.jpg)

![980 State Highway 1009 - Photo 30](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f3905601852r.jpg)

![980 State Highway 1009 - Photo 31](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f661108277r.jpg)

![980 State Highway 1009 - Photo 32](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f4284555887r.jpg)

![980 State Highway 1009 - Photo 33](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f1127215017r.jpg)

![980 State Highway 1009 - Photo 34](http://lh.rdcpix.com/dcc2b43bf34c9b74565fb0f8f2dbf0d9l-f950366969r.jpg)

---

**MLS#:** 26010003 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/980-state-highway-1009-monticello-ky-42633-b950eb370a174e18b35ab801e67cdc1a)

---

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