# 981 Smith Street, Providence, RI 02908

> **TL;DR:** 6bd/2ba residential multi family, $849,900 ($276/sqft), built 1920, 3,080 sqft.
> Hardwood. Est. $4,546/mo. Listed 108 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $849,900 |
| Price/sqft | $276 |
| Bedrooms | 6 |
| Bathrooms | 2 full |
| Square Feet | 3,080 |
| Year Built | 1920 |
| Lot Size | 5,227 sqft (0.12 acres) |
| Stories | 3 |
| Property Type | Residential Multi Family (Other) |
| Status | Active |
| Days on Market | 108 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,298 |
| Estimated Insurance | $248 |
| **Total** | **$4,546** |

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1920
- 0.12 acre lot
- 3 stories
- 4 parking spaces

## Description

### Agent Description
Exceptional oversized two-family in Providence's desirable historic Elmhurst neighborhood! Each spacious unit offers 3 bedrooms, 1 full bath, a bonus room ideal for a home office or additional living space, and off-street parking. The former owner's unit has been well maintained and showcases pride of ownership throughout. The current lease is expiring soon, creating an excellent opportunity to increase rental income to market rates. Perfect for an owner-occupant or investor, this property is conveniently located near La Salle Academy, Providence College, shopping, restaurants, parks, and major highways. A rare opportunity in one of Providence's most sought-after neighborhoods!

## Location

- **Address:** 981 Smith Street, Providence, RI 02908
- **County:** Providence
- **Neighborhood:** Elmhurst
- **Coordinates:** 41.84228, -71.443868
- **Google Maps:** https://www.google.com/maps?q=41.84228,-71.443868

## Virtual Tour & Media

- **Video Tour:** https://tour.RiLiving.com/981-Smith-Street-Providence-RI-02908

## Listing Agent

- **Name:** Jason Ferri
- **Brokerage:** Davelen, Inc., dba RE/MAX Professionals
- **Broker Phone:** (401) 884-6050
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/981-Smith-St_Providence_RI_02908_M38231-25925?f=listhub&s=SWMLSRI&m=1417718&c=propsimple)

## Photos

![981 Smith Street - Photo 1](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2302154699r.jpg)

![981 Smith Street - Photo 2](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f592389714r.jpg)

![981 Smith Street - Photo 3](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f4151062346r.jpg)

![981 Smith Street - Photo 4](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3055325705r.jpg)

![981 Smith Street - Photo 5](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2558418724r.jpg)

![981 Smith Street - Photo 6](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f138034216r.jpg)

![981 Smith Street - Photo 7](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2871303171r.jpg)

![981 Smith Street - Photo 8](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f952141400r.jpg)

![981 Smith Street - Photo 9](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3769887300r.jpg)

![981 Smith Street - Photo 10](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2131972369r.jpg)

![981 Smith Street - Photo 11](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f1069043404r.jpg)

![981 Smith Street - Photo 12](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3427262562r.jpg)

![981 Smith Street - Photo 13](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f134700080r.jpg)

![981 Smith Street - Photo 14](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2923269705r.jpg)

![981 Smith Street - Photo 15](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2095173631r.jpg)

![981 Smith Street - Photo 16](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f391309588r.jpg)

![981 Smith Street - Photo 17](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f1124163637r.jpg)

![981 Smith Street - Photo 18](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3349318725r.jpg)

![981 Smith Street - Photo 19](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2952953986r.jpg)

![981 Smith Street - Photo 20](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2714146176r.jpg)

![981 Smith Street - Photo 21](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f56902663r.jpg)

![981 Smith Street - Photo 22](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f157085646r.jpg)

![981 Smith Street - Photo 23](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3161599326r.jpg)

![981 Smith Street - Photo 24](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2750562075r.jpg)

![981 Smith Street - Photo 25](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2143648152r.jpg)

![981 Smith Street - Photo 26](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f1163198487r.jpg)

![981 Smith Street - Photo 27](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f4023379159r.jpg)

![981 Smith Street - Photo 28](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2071162610r.jpg)

![981 Smith Street - Photo 29](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2019037480r.jpg)

![981 Smith Street - Photo 30](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3756631274r.jpg)

![981 Smith Street - Photo 31](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f569413929r.jpg)

![981 Smith Street - Photo 32](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3338908911r.jpg)

![981 Smith Street - Photo 33](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3146424671r.jpg)

![981 Smith Street - Photo 34](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2702323109r.jpg)

![981 Smith Street - Photo 35](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f1412819182r.jpg)

![981 Smith Street - Photo 36](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f2338581829r.jpg)

![981 Smith Street - Photo 37](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3934177387r.jpg)

![981 Smith Street - Photo 38](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3251171642r.jpg)

![981 Smith Street - Photo 39](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f188330636r.jpg)

![981 Smith Street - Photo 40](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f1914100133r.jpg)

![981 Smith Street - Photo 41](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3166262787r.jpg)

![981 Smith Street - Photo 42](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f3757402439r.jpg)

![981 Smith Street - Photo 43](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f4040508475r.jpg)

![981 Smith Street - Photo 44](http://lh.rdcpix.com/0f95078aaa07ddd349ceba3ef1e27487l-f1710112933r.jpg)

---

**MLS#:** 1417718 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 State Wide MLS of Rhode Island, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/981-smith-street-providence-ri-02908-04dbe847a0a34c8fb39a7884e4a102de)

---

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    ]
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    }
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      "name": "Davelen, Inc., dba RE/MAX Professionals",
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}
```