# 9820 SW 89TH Terrace #E, Ocala, FL 34481 > **TL;DR:** 2bd/2ba single family, $189,000 ($108/sqft), built 1994, 1,748 sqft. > A/C, 2-car garage. Est. $1,011/mo. Listed 160 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $189,000 | | Price/sqft | $108 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,748 | | Year Built | 1994 | | Lot Size | 2,178 sqft (0.05 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 160 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $956 | | Estimated Insurance | $55 | | **Total** | **$1,011** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1994 - 0.05 acre lot ## Description ### Agent Description PRICE IMPROVEMENT!! Seller is motivated. Welcome to the highly desirable On Top of the World 55+ community, where comfort, entertainment, and maintenance-free living come together! Situated on a desirable corner lot and within short distance to all the amazing amenities, this beautifully maintained home offers the perfect blend of convenience and active living. Enjoy resort-style amenities including a clubhouse, pickleball courts, swimming pools, fitness centers, bingo nights, and countless social activities. The monthly HOA covers lawn care, exterior house painting, sprinkler system maintenance, gate access, trash service, dumpsters, mailboxes, and even a golf cart sticker for added convenience. This move-in ready home features fresh interior paint completed in 2025, updated flooring, a new roof in 2025, A/C replaced in 2023, and a water heater installed in 2021. Enjoy peace of mind with Leaf Filter gutter protection throughout the home and annual pest control service. The spacious lanai includes beautiful plantation shutters installed in 2020, adding a versatile and elegant touch to the home while providing excellent natural light control and privacy. The renovated primary bedroom completed in 2021 adds a modern and comfortable touch, while the kitchen offers stainless steel appliances, tile flooring, and plenty of functionality. Bathrooms feature cozy carpeting for added comfort. If you are looking for an active 55 community with endless amenities, low-maintenance living, and a prime location, this home is a must-see! ## Location - **Address:** 9820 SW 89TH Terrace #E, Ocala, FL 34481 - **County:** Marion - **Neighborhood:** CIRCLE SQUARE WOODS - **Coordinates:** 29.08009, -82.26821 - **Google Maps:** https://www.google.com/maps?q=29.08009,-82.26821 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/GC540724 ## Listing Agent - **Name:** Marielena Petrucelli Moronta - **Brokerage:** Pepine Realty LLC - **Broker Phone:** (352) 262-9842 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9820-SW-89th-Ter-Unit-E_Ocala_FL_34481_M58886-66780?f=listhub&s=MFRMLSFL&m=GC540724&c=propsimple) ## Photos ![9820 SW 89TH Terrace #E - Photo 1](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1621753626r.jpg) ![9820 SW 89TH Terrace #E - Photo 2](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f4204074976r.jpg) ![9820 SW 89TH Terrace #E - Photo 3](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1796817154r.jpg) ![9820 SW 89TH Terrace #E - Photo 4](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f951713420r.jpg) ![9820 SW 89TH Terrace #E - Photo 5](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f604141003r.jpg) ![9820 SW 89TH Terrace #E - Photo 6](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f2623506476r.jpg) ![9820 SW 89TH Terrace #E - Photo 7](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f2423041077r.jpg) ![9820 SW 89TH Terrace #E - Photo 8](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1326597230r.jpg) ![9820 SW 89TH Terrace #E - Photo 9](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1547361925r.jpg) ![9820 SW 89TH Terrace #E - Photo 10](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f3410327475r.jpg) ![9820 SW 89TH Terrace #E - Photo 11](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f2823754936r.jpg) ![9820 SW 89TH Terrace #E - Photo 12](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f3503330122r.jpg) ![9820 SW 89TH Terrace #E - Photo 13](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1267179817r.jpg) ![9820 SW 89TH Terrace #E - Photo 14](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f2925640563r.jpg) ![9820 SW 89TH Terrace #E - Photo 15](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1268917584r.jpg) ![9820 SW 89TH Terrace #E - Photo 16](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f2516041890r.jpg) ![9820 SW 89TH Terrace #E - Photo 17](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f2381640349r.jpg) ![9820 SW 89TH Terrace #E - Photo 18](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f3946014806r.jpg) ![9820 SW 89TH Terrace #E - Photo 19](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1228160108r.jpg) ![9820 SW 89TH Terrace #E - Photo 20](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f3566852237r.jpg) ![9820 SW 89TH Terrace #E - Photo 21](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1017621077r.jpg) ![9820 SW 89TH Terrace #E - Photo 22](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f469250808r.jpg) ![9820 SW 89TH Terrace #E - Photo 23](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1324989244r.jpg) ![9820 SW 89TH Terrace #E - Photo 24](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f375066489r.jpg) ![9820 SW 89TH Terrace #E - Photo 25](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1287389897r.jpg) ![9820 SW 89TH Terrace #E - Photo 26](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f4235263672r.jpg) ![9820 SW 89TH Terrace #E - Photo 27](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f2844442968r.jpg) ![9820 SW 89TH Terrace #E - Photo 28](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f2307151723r.jpg) ![9820 SW 89TH Terrace #E - Photo 29](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f3357799184r.jpg) ![9820 SW 89TH Terrace #E - Photo 30](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1885098741r.jpg) ![9820 SW 89TH Terrace #E - Photo 31](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f2480302327r.jpg) ![9820 SW 89TH Terrace #E - Photo 32](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f3773315956r.jpg) ![9820 SW 89TH Terrace #E - Photo 33](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1017201889r.jpg) ![9820 SW 89TH Terrace #E - Photo 34](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f3915180513r.jpg) ![9820 SW 89TH Terrace #E - Photo 35](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1665191503r.jpg) ![9820 SW 89TH Terrace #E - Photo 36](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f3062601140r.jpg) ![9820 SW 89TH Terrace #E - Photo 37](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f1986825202r.jpg) ![9820 SW 89TH Terrace #E - Photo 38](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f2689727438r.jpg) ![9820 SW 89TH Terrace #E - Photo 39](http://lh.rdcpix.com/36e41f8f36148cae4de303e5ed0a22c6l-f2651393992r.jpg) --- **MLS#:** GC540724 | **Updated:** 2026-11-01 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9820-sw-89th-terrace-ocala-fl-34481-1a4c695838e741f0af598bf7031779dd) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9820-sw-89th-terrace-ocala-fl-34481-1a4c695838e741f0af598bf7031779dd#listing", "url": "https://staging.propertysimple.ai/listing/9820-sw-89th-terrace-ocala-fl-34481-1a4c695838e741f0af598bf7031779dd", "name": "9820 SW 89TH Terrace #E, Ocala, FL 34481", "description": "PRICE IMPROVEMENT!! Seller is motivated. Welcome to the highly desirable On Top of the World 55+ community, where comfort, entertainment, and maintenance-free living come together! 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