# 985 Oscar Lane, Carmel, IN 46032

> **TL;DR:** 3bd/3ba single family, $885,000 ($194/sqft), built 2009, 4,558 sqft.
> Fireplace, Hardwood, A/C, 2-car garage. Est. $5,083/mo. Listed 3 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $885,000 |
| Price/sqft | $194 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 4,558 |
| Year Built | 2009 |
| Lot Size | 7,841 sqft (0.18 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 3 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,475 |
| Estimated Insurance | $258 |
| HOA | $350 |
| **Total** | **$5,083** |

## Nearby Schools

- **High:** Carmel High School

## Key Amenities

- Fireplace
- Hardwood
- A/C
- 2-car garage

## Property Highlights

- Built in 2009
- 0.18 acre lot
- Fireplace

## Description

### Agent Description
Luxury Ranch Living Just Steps from the Monon Trail! Discover refined, low-maintenance living in this beautifully refreshed former builder's model, ideally situated in one of Carmel's most desirable locations. Thoughtfully designed with sophisticated neutral finishes, this exceptional residence offers 3 bedrooms, 3 full baths, a private office, and a beautifully finished lower level. Rich hardwood floors, elegant architectural trim, custom built-ins, soaring 10-foot ceilings, and abundant natural light create an inviting atmosphere throughout. The gourmet kitchen features striking two-tone cabinetry, granite countertops, an expansive center island, and premium stainless steel appliances, seamlessly connecting to the spacious great room with a contemporary gas fireplace, breakfast area, and formal dining space. The main-level primary suite offers a private retreat with dual vanities, an oversized walk-in shower with dual showerheads, and a generous walk-in closet. The finished lower level provides additional space for entertaining, relaxation, or guests. Combining timeless elegance, modern comfort, and effortless main-level living, this exceptional home offers a wonderful opportunity to enjoy the Carmel lifestyle with convenient access to the Monon Trail, shopping, dining, and entertainment.

## Location

- **Address:** 985 Oscar Lane, Carmel, IN 46032
- **County:** Hamilton
- **Neighborhood:** Village On The Monon
- **Coordinates:** 39.994273, -86.137608
- **Google Maps:** https://www.google.com/maps?q=39.994273,-86.137608

## Virtual Tour & Media

- **Video Tour:** https://www.addisongroupcreations.com/RE/2026/Q4/October/985-Oscar-Ln/n-JQrGZV

## Listing Agent

- **Name:** Jennil Salazar
- **Brokerage:** Compass Indiana, LLC
- **Broker Phone:** (317) 563-5051
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/985-Oscar-Ln_Carmel_IN_46032_M46993-95797?f=listhub&s=MIBORIN&m=22129029&c=propsimple)

## Photos

![985 Oscar Lane - Photo 1](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f2317029220r.jpg)

![985 Oscar Lane - Photo 2](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f131647579r.jpg)

![985 Oscar Lane - Photo 3](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f706771793r.jpg)

![985 Oscar Lane - Photo 4](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f28315407r.jpg)

![985 Oscar Lane - Photo 5](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3830580479r.jpg)

![985 Oscar Lane - Photo 6](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f906215386r.jpg)

![985 Oscar Lane - Photo 7](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3934019665r.jpg)

![985 Oscar Lane - Photo 8](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3537744145r.jpg)

![985 Oscar Lane - Photo 9](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3198352349r.jpg)

![985 Oscar Lane - Photo 10](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f1619607112r.jpg)

![985 Oscar Lane - Photo 11](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f1443086410r.jpg)

![985 Oscar Lane - Photo 12](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3302000555r.jpg)

![985 Oscar Lane - Photo 13](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f2288611757r.jpg)

![985 Oscar Lane - Photo 14](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f2382999708r.jpg)

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![985 Oscar Lane - Photo 16](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f1562054091r.jpg)

![985 Oscar Lane - Photo 17](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f1717912889r.jpg)

![985 Oscar Lane - Photo 18](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f700239516r.jpg)

![985 Oscar Lane - Photo 19](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f1640093644r.jpg)

![985 Oscar Lane - Photo 20](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3411892551r.jpg)

![985 Oscar Lane - Photo 21](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f1758791852r.jpg)

![985 Oscar Lane - Photo 22](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f2511764802r.jpg)

![985 Oscar Lane - Photo 23](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3860123772r.jpg)

![985 Oscar Lane - Photo 24](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f1308165303r.jpg)

![985 Oscar Lane - Photo 25](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f664080569r.jpg)

![985 Oscar Lane - Photo 26](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3432165843r.jpg)

![985 Oscar Lane - Photo 27](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f2617854199r.jpg)

![985 Oscar Lane - Photo 28](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f4044859161r.jpg)

![985 Oscar Lane - Photo 29](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f488195895r.jpg)

![985 Oscar Lane - Photo 30](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f2425176800r.jpg)

![985 Oscar Lane - Photo 31](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3836466756r.jpg)

![985 Oscar Lane - Photo 32](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f4259439946r.jpg)

![985 Oscar Lane - Photo 33](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f1768544896r.jpg)

![985 Oscar Lane - Photo 34](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f64624957r.jpg)

![985 Oscar Lane - Photo 35](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3572483837r.jpg)

![985 Oscar Lane - Photo 36](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3598503354r.jpg)

![985 Oscar Lane - Photo 37](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f846562343r.jpg)

![985 Oscar Lane - Photo 38](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f925741374r.jpg)

![985 Oscar Lane - Photo 39](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f1568329114r.jpg)

![985 Oscar Lane - Photo 40](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f3458070606r.jpg)

![985 Oscar Lane - Photo 41](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f2555940346r.jpg)

![985 Oscar Lane - Photo 42](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f4005552632r.jpg)

![985 Oscar Lane - Photo 43](http://lh.rdcpix.com/f6b55a7dbaaba2c9e82e7108e9247694l-f1830873682r.jpg)

---

**MLS#:** 22129029 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Broker Listing Cooperative®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/985-oscar-lane-carmel-in-46032-f86b4e7268a3430aaaeac6286590048c)

---

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```