# 9859 NW 38th Ter, Branford, FL 32008

> **TL;DR:** 3bd/2ba single family, $449,000 ($229/sqft), built 1994, 1,959 sqft.
> Waterfront. Est. $2,401/mo. Listed 171 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $449,000 |
| Price/sqft | $229 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,959 |
| Year Built | 1994 |
| Lot Size | 22,651 sqft (0.52 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 171 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,270 |
| Estimated Insurance | $131 |
| **Total** | **$2,401** |

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1994
- 0.52 acre lot
- Waterfront

## Description

### Agent Description
PERFECT LOCATION....SITTING ON THE BANK OF THE SUWANNEE RIVER only 1/4 mile from the confluence with the SANTA FE RIVER making easy boat rides to several springs and the Ichetucknee River. Also navigable to the Gulf of Mexico to the south. This 3 BD/ 2 BA home is situated on a high bank on 1/2 acre with a concrete block SEA WALL along the 100 ft of river frontage! This is a rare find! At the top of the bank is also a covered deck and steps going down to a floating dock. The home is placed on the lot so that you see WONDERFUL VIEWS of the river from the family room picture windows. The large home (1959 sf) has an open concept living, dining, kitchen floor plan with split plan bedrooms. This kitchen has cabinets galore and a breakfast bar. The dining area boasts a built-in display cabinet with additional storage. In addition to the large, comfortable living room, there is a family room with large windows that face the river and also lead onto a covered porch where you can also sit in the hot tub or just lounge and enjoy wonderful views of the relaxing river and back yard. Don't miss fun on the river the rest of the summer! Call soon to set up your viewing of this amazing property!

## Location

- **Address:** 9859 NW 38th Ter, Branford, FL 32008
- **County:** Gilchrist
- **Neighborhood:** Two Rivers Estates
- **Coordinates:** 29.881403, -82.875001
- **Google Maps:** https://www.google.com/maps?q=29.881403,-82.875001

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/9859-NW-38th-Ter-Branford-FL-32008/unbranded

## Listing Agent

- **Name:** Natalie Rankin
- **Brokerage:** Hometown Realty of North Florida, Inc.
- **Broker Phone:** (352) 463-9001
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9859-NW-38th-Ter_Branford_FL_32008_M59056-66625?f=listhub&s=DGLMLSFL&m=799210&c=propsimple)

## Photos

![9859 NW 38th Ter - Photo 1](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f4171135659r.jpg)

![9859 NW 38th Ter - Photo 2](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f301976909r.jpg)

![9859 NW 38th Ter - Photo 3](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2575032113r.jpg)

![9859 NW 38th Ter - Photo 4](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2607481084r.jpg)

![9859 NW 38th Ter - Photo 5](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2599534413r.jpg)

![9859 NW 38th Ter - Photo 6](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3762313760r.jpg)

![9859 NW 38th Ter - Photo 7](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3075560504r.jpg)

![9859 NW 38th Ter - Photo 8](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3583529347r.jpg)

![9859 NW 38th Ter - Photo 9](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3296343047r.jpg)

![9859 NW 38th Ter - Photo 10](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2839404165r.jpg)

![9859 NW 38th Ter - Photo 11](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3865081518r.jpg)

![9859 NW 38th Ter - Photo 12](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f65046745r.jpg)

![9859 NW 38th Ter - Photo 13](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f4200917232r.jpg)

![9859 NW 38th Ter - Photo 14](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1451815808r.jpg)

![9859 NW 38th Ter - Photo 15](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f324144956r.jpg)

![9859 NW 38th Ter - Photo 16](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1856207428r.jpg)

![9859 NW 38th Ter - Photo 17](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f4024832540r.jpg)

![9859 NW 38th Ter - Photo 18](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1582241467r.jpg)

![9859 NW 38th Ter - Photo 19](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2654732949r.jpg)

![9859 NW 38th Ter - Photo 20](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1695045841r.jpg)

![9859 NW 38th Ter - Photo 21](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f750741723r.jpg)

![9859 NW 38th Ter - Photo 22](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1432523636r.jpg)

![9859 NW 38th Ter - Photo 23](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3391691869r.jpg)

![9859 NW 38th Ter - Photo 24](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2858517536r.jpg)

![9859 NW 38th Ter - Photo 25](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f4102823217r.jpg)

![9859 NW 38th Ter - Photo 26](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2610703439r.jpg)

![9859 NW 38th Ter - Photo 27](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3672757163r.jpg)

![9859 NW 38th Ter - Photo 28](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2360919893r.jpg)

![9859 NW 38th Ter - Photo 29](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2618661377r.jpg)

![9859 NW 38th Ter - Photo 30](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1614651289r.jpg)

![9859 NW 38th Ter - Photo 31](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f163132206r.jpg)

![9859 NW 38th Ter - Photo 32](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2741878442r.jpg)

![9859 NW 38th Ter - Photo 33](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3828952616r.jpg)

![9859 NW 38th Ter - Photo 34](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f115764120r.jpg)

![9859 NW 38th Ter - Photo 35](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f982500544r.jpg)

![9859 NW 38th Ter - Photo 36](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f783103454r.jpg)

![9859 NW 38th Ter - Photo 37](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2747436353r.jpg)

![9859 NW 38th Ter - Photo 38](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3354951068r.jpg)

![9859 NW 38th Ter - Photo 39](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3619812619r.jpg)

![9859 NW 38th Ter - Photo 40](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1268440646r.jpg)

![9859 NW 38th Ter - Photo 41](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1628626099r.jpg)

![9859 NW 38th Ter - Photo 42](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1902245846r.jpg)

![9859 NW 38th Ter - Photo 43](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2417974378r.jpg)

![9859 NW 38th Ter - Photo 44](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f891562435r.jpg)

![9859 NW 38th Ter - Photo 45](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1123752036r.jpg)

![9859 NW 38th Ter - Photo 46](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2241868184r.jpg)

![9859 NW 38th Ter - Photo 47](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f2608171568r.jpg)

![9859 NW 38th Ter - Photo 48](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3096028288r.jpg)

![9859 NW 38th Ter - Photo 49](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f3594274201r.jpg)

![9859 NW 38th Ter - Photo 50](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1100095380r.jpg)

![9859 NW 38th Ter - Photo 51](http://lh.rdcpix.com/477262356b3a5697afdcfd81ea24caf2l-f1258869841r.jpg)

---

**MLS#:** 799210 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/9859-nw-38th-ter-branford-fl-32008-8884c47b7b7b4243988ffe09b0010251)

---

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