About This Home

This 2-bedroom, 2-bathroom condo at 9860 S Thomas Drive #1406 in Panama City Beach, FL is listed for $434,900 ($345 per sqft). Built in 2008, the home offers 1,262 sqft of living space on a N/A lot.

Key Features

  • Built in 2008

Property Details

2 full
2-car garage
#1406
2008

Amenities

A/C
Listing Description

Wake up to stunning Gulf views and unwind to the beauty of the water from the comfort of your own living room! This beautifully appointed 2-bedroom, 2-bathroom condo features a built-in bunk room, an open-concept layout, and the views you've been dreaming of.

Whether you're relaxing on the couch or waking up in the primary suite, the Gulf is always in sight. Step onto your private balcony from either the living room or primary bedroom and enjoy the coastal breeze and breathtaking scenery. The well-equipped kitchen features top of the line Samsung appliances including a double oven, Family Hub/French doo

r smart refrigerator with AKG speaker, while luxury vinyl plank flooring flows throughout the entire unit for a clean, cohesive look. Both bedrooms are furnished with king-size beds, offering comfort and plenty of space for owners and guests alike. The built-in bunk room and pull out couch bed provide additional sleeping accommodations, making this condo ideal for personal enjoyment or vacation rental potential.

Conveniently located directly off the elevators in a preferred stack, this unit offers easy access and desirable positioning within the resort and parking garage. Lovingly enjoyed as a second home for nine years, it was only introduced to the rental market approximately one year ago.

The condo is being sold fully furnished, including a front-load washer and dryer, making it ready to enjoy or continue as a rental opportunity. Enjoy an incredible collection of resort-style amenities, including 5 pools, 2 hot tubs, a fitness center, a boardwalk featuring the spectacular fountain show, on-site dining, covered parking, and convenient beach access just across the street.

Whether you're searching for a personal Gulf Coast retreat, a vacation getaway for family and friends, or an investment opportunity in a sought-after resort setting, this condo offers the perfect blend of Gulf views, comfort, convenience, and resort-style living. Your coastal escape awaits!

Monthly Cost Estimate

$5,328/mo

20% down · 6.5% · 30 years

Principal$315
Interest$1,885
Insurance$127
HOA$3,002

Estimates only. Actual payments may vary.

Location

9860 S Thomas Drive #1406

Panama City Beach, FL 32408

Laketown Wharf Phase II

Features & Amenities

Interior Features

BalconyDoubleVanityMainLevelPrimarySoakingTubSeparateShowerSmartThermostatWalkInClosets

Property Details

Flooring

PlankVinyl

Parking

Gated

Heating

Electric (Heating)Central

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricOvenElectricRangeElectricWaterHeater

Questions & Answers

This 2-bedroom, 2-bathroom condo at 9860 S Thomas Drive is listed at $434,900 ($345/sqft). The estimated monthly payment is $5,328 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $3002/month.

Key features include: Built in 2008. Interior Features: Balcony, DoubleVanity, MainLevelPrimary.

This property is listed by Christina Daniels.

CD

Christina Daniels

License 3221544

Agent at Keller Williams Success Realty

Listed by Keller Williams Success Realty · Broker phone: (850) 249-0313 · View on Broker Site

MLS# 796653· Source: Central Panhandle Association of REALTORS· 11 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9860 S Thomas Drive #1406, Panama City Beach, FL 32408

Open this listing in: